qwakuk
Member of DD Central
Posts: 259 
Likes: 96
|
Post by qwakuk on Jul 2, 2022 9:04:07 GMT
Is it just me or is it really quite difficult to actually add money to your account. Going round in circles trying to add funds, try again tomorrow when I feel stronger!
I just use a bank transfer, only the payee reference needs to be changed for each loan.
This works for First Direct, just end up with 2 payees in the list
|
|
dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,055
Likes: 616
|
Post by dave4 on Jul 2, 2022 9:32:17 GMT
I just use a bank transfer, only the payee reference needs to be changed for each loan.
This works for First Direct, just ned up with 2 payees in the list Hallifax & lloyds allow a reference change each transaction. (simples).
|
|
littleoldlady
Member of DD Central
Running down all platforms due to age
Posts: 3,045
Likes: 1,862
|
Post by littleoldlady on Jul 2, 2022 13:48:23 GMT
This works for First Direct, just ned up with 2 payees in the list Hallifax & lloyds allow a reference change each transaction. (simples). I asked First Direct for this ages ago but no joy.
|
|
|
|
Post by df on Jul 2, 2022 19:36:58 GMT
Hallifax & lloyds allow a reference change each transaction. (simples). I asked First Direct for this ages ago but no joy. I just keep one, so I don't have to re-enter sort code and account number, and delete the rest. Could use BoS/Halifax or Lloyds, but prefer to use one account for all p2p transactions (except deposits to KUF whilst Chase pays 1% cash back). After all, deposit to Q is a rare occasion,,, but if we are suddenly start being flooded by Q loansI might do it from Lloyds instead of First Direct.
|
|
Greenwood2
Member of DD Central
Posts: 4,376
Likes: 2,780
|
Post by Greenwood2 on Jul 2, 2022 19:56:08 GMT
I just use a bank transfer, only the payee reference needs to be changed for each loan.
I do that too, but doesn't work with all banks. I have a friend who lends via nationwide current account. They don't allow the reference number to be altered for a payee. So, each deposit to Q needs to have a new payee setup, including using the card machine verification number thingy. You can edit Nationwide payments, but it's a bit of a pain. I hate the different reference for each payment, it negates the benefits of trying a deposit to make sure it works and then being confident subsequent deposits will be OK. With different references each deposit is a venture into the unknown.
|
|
|
|
Post by Ace on Jul 2, 2022 21:01:36 GMT
I do that too, but doesn't work with all banks. I have a friend who lends via nationwide current account. They don't allow the reference number to be altered for a payee. So, each deposit to Q needs to have a new payee setup, including using the card machine verification number thingy. You can edit Nationwide payments, but it's a bit of a pain. I hate the different reference for each payment, it negates the benefits of trying a deposit to make sure it works and then being confident subsequent deposits will be OK. With different references each deposit is a venture into the unknown. Thanks, you made me look harder. It's not possible via their android banking app, which is the way I always access my account, but it is possible if you access the account via a browser. As you say, it's still a bit of a palaver. So much easier in other banking apps, Santander's for instance.
|
|
|
|
Post by df on Jul 2, 2022 21:45:46 GMT
You can edit Nationwide payments, but it's a bit of a pain. I hate the different reference for each payment, it negates the benefits of trying a deposit to make sure it works and then being confident subsequent deposits will be OK. With different references each deposit is a venture into the unknown. Thanks, you made me look harder. It's not possible via their android banking app, which is the way I always access my account, but it is possible if you access the account via a browser. As you say, it's still a bit of a palaver. So much easier in other banking apps, Santander's for instance. I find the UI awkward on Nationwide. Never updated for years, one of the most difficult to navigate.
|
|
|
|
Post by birdie on Jul 4, 2022 7:47:29 GMT
I still use the first reference I was given when I started lending, the money goes into my cash balance and from there into my latest investment, I never use a different reference code.
|
|
Greenwood2
Member of DD Central
Posts: 4,376
Likes: 2,780
|
Post by Greenwood2 on Jul 4, 2022 10:01:06 GMT
I still use the first reference I was given when I started lending, the money goes into my cash balance and from there into my latest investment, I never use a different reference code. Nice to know if I forget to change it the deposit will still work!
|
|
|
|
Post by Ace on Dec 22, 2023 17:30:42 GMT
Do we have another delinquent borrower? This borrower has always paid by the 11th of the month until now.
|
|
|
|
Post by Ace on Dec 31, 2023 20:34:18 GMT
Finally paid December installment on 31st Dec (3 weeks late). No comment from Qardus.
|
|
|
|
Post by overthehill on Feb 21, 2024 15:22:26 GMT
This feb payment is late, last payment 7jan.
|
|
