Expected loan end date (KUF)

That's annoying. Would be better if they allowed a click on the column titles to sort by that criteria, toggling the direction with each click, as seems common elsewhere. 

I can't believe how many of my loans are ( pending status update) as soon as a loan is close to being repaid it gets extended because the client hasn't got re-finance in place, week after week I get e-mails telling me there are new loans on the platform but very few of mine are being repaid, it's getting annoying now even though I am still getting interest on the loan.
Only a little rant but I feel better now.

Yes, the loan durations are too short for sure. Good idea to mentally add on 3 months minimum to the end date given. 

I sent a 'contact us' email when I saw the date thingy - it's likely the coders fiddling with it. whereas, they won't do anything with font colour (hate 'greyed out' text) and size that I feed back to them months ago. They're clearly not 'on it' as the young kids say.

On 'rolling' I suppose getting bigger (starting but not always finishing 'on time') is responsible for the fact that (as they state) 'no one' has lost any investment ... now that's enviable b/c they keep book better than any other P2P at that rate!

On the penalty interest - most loans are about 12 pc for the 6 and a bit they pay us - meaning the borrowers are already fairly committed. Don't think it would be far to do that .... UNLESS KF would dip into its own margin AND also charge a small amount extra to see the Lenders handsomely rewarded by short extensions (eg BR 12% -> 12.5% LR 6.5% -> 7.5%) It would incentivise KF to get the terms righter if they had to act against their own interests like that.

Agree, the interface is very user-unfriendly in many ways. 

I, too, am frustrated by the vast majority of loans being extended way beyond their stated redemption provided by KUF. These extensions are normally v-e-r-y long i.e. several months, and often there are extensions upon extensions.

The extensions increase the risk for lenders losing money because, for instance, the interest is often retained during the lending period, but will not be beyond that period.

KUF charges borrowers high interest rates and lenders only receiving a measly about half the interest charged. The amounts KUF charges borrowers are far higher than most similar P2P platforms and gives KUF ample opportunity to set-up the loans in a manner that lenders receive penalty interest for the very common extensions.

The vast majority of P2P platforms I lend through, such as CP, pay penalty interest to lenders, so KUF should too.

However, they are not doing so, and that therefore doesn't give either KUF or their borrowers any incentive to pay us lenders back when we are told we will be. Hence the extensions on almost every loan.

TBH, extending loans are not always ideal, but much better than so called repaid and renewed seen in other platforms.