keitha
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Post by keitha on Mar 16, 2023 13:16:50 GMT
Barstewards for those who can't work it out. Bailiffs, the XXXXX have just been in the local fruit and veg shop collecting on a debt. They have taken all the stock of tinned goods, sweets, biscuits etc, and all the fruit and veg. told the owner if he pays the debt within 14 days it will be returned otherwise it will be auctioned off. Of course fees are attached to them removing goods  if he can't raise the money they will auction stuff off, and exactly what good will the fruit and veg be in 3 weeks or a month ! I really think these clowns need the be reined in, they dress to look like Police / Paramilitaries, and having vans marked enforcement Officer and the same in large letters on their backs gives it away.. and IMHO creates a sense of threat. |
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michaelc
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Post by michaelc on Mar 16, 2023 13:48:31 GMT
If he owed me money, I'd want the pips to squeek.
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adrianc
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Post by adrianc on Mar 16, 2023 13:51:56 GMT
...or, just perhaps, the shopkeeper should have paid his debt before it got this far. Presumably these weren't County Court Bailiffs (employed by the court system), but High Court Enforcement Officers (their actual official title, hence it being marked on their van and clothing) - so it probably wasn't a trivially small debt to start with. Neither can be called in until after the debtor has lost the court case, and still not taken the hint... Even then, the visit is not their first attempt at getting payment. business-insolvency-helpline.co.uk/difference-between-bailiffs-high-court-enforcement-officers-debt-collectors/#High_Court_Enforcement_OfficerI think you're going to be buying your fruit and veg elsewhere in the very near future, because he's closing down imminently - unless he's the kind of total git who COULD pay his debts but is refusing on a "point of principle"... |
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Post by Badly Drawn Stickman on Mar 16, 2023 14:04:55 GMT
If he owed me money, I'd want the pips to squeek. Sounds to me like they are taking the pith.
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Post by Deleted on Mar 16, 2023 15:56:10 GMT
hard to believe this is a group of P2P lenders sometimes
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ptr120
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Post by ptr120 on Mar 16, 2023 16:00:16 GMT
I was always under the impression that bailiffs couldn't take perishable goods?
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ilmoro
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Post by ilmoro on Mar 16, 2023 16:31:56 GMT
I was always under the impression that bailiffs couldn't take perishable goods? Only in relation to 'domestic' premises ie they can't empty the fridge, but they can take business stock.
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michaelc
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Post by michaelc on Mar 16, 2023 16:40:35 GMT
hard to believe this is a group of P2P lenders sometimes lenders and borrowers I believe.
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mogish
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Post by mogish on Mar 17, 2023 11:03:43 GMT
I would imagine he got plenty warning prior to bailiffs arriving.
Normally a last resort as it costs money to get them involved.
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agent69
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Post by agent69 on Mar 17, 2023 13:23:27 GMT
If the TV series 'can't pay we'll take it away' is anywhere near accurate, then debtors get plenty of chances to pay off the debt before the day of reckoning.
In one episode a woman in her 20's living with her parents was behind with with loan repayments. Because she was registered at her parents address the baliffs were entitled to take anything from the house unless the parents could prove it belong to them. This put the pressure on and the daughter came up with some cash helped out by her parents. As the credits rolled at the end of the programme the daughters tearful final comments were 'this means I've got no spending money for the holiday in Portugal that I've just booked'
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michaelc
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Post by michaelc on Mar 17, 2023 16:48:17 GMT
If the TV series 'can't pay we'll take it away' is anywhere near accurate, then debtors get plenty of chances to pay off the debt before the day of reckoning.
In one episode a woman in her 20's living with her parents was behind with with loan repayments. Because she was registered at her parents address the baliffs were entitled to take anything from the house unless the parents could prove it belong to them. This put the pressure on and the daughter came up with some cash helped out by her parents. As the credits rolled at the end of the programme the daughters tearful final comments were 'this means I've got no spending money for the holiday in Portugal that I've just booked'
Is that really true? I'd be surprised if I ever had to prove to anyone who any of the goods in my house belong to. And what does it mean "to be registered" at the parents address ? I don't believe they would have any legal say on who is allowed enter the house and who isn't. So I can't see how a bailiff would be allowed in let alone allowed to take stuff that could quite easily belong to the parents? I dunno maybe I'm wrong....
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keitha
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Post by keitha on Mar 17, 2023 20:48:47 GMT
It's true, the big trick they use is to ask to come in to "discuss in private" once you let them in they have made "peaceful entry" they can then force entry at a later date
They assume everything in the house is the property of the debtor unless it can be proved otherwise.
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agent69
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Post by agent69 on Mar 18, 2023 4:05:34 GMT
If the TV series 'can't pay we'll take it away' is anywhere near accurate, then debtors get plenty of chances to pay off the debt before the day of reckoning.
In one episode a woman in her 20's living with her parents was behind with with loan repayments. Because she was registered at her parents address the baliffs were entitled to take anything from the house unless the parents could prove it belong to them. This put the pressure on and the daughter came up with some cash helped out by her parents. As the credits rolled at the end of the programme the daughters tearful final comments were 'this means I've got no spending money for the holiday in Portugal that I've just booked'
? I'd be surprised if I ever had to prove to anyone who any of the goods in my house belong to. And what does it mean "to be registered" at the parents address ? I don't believe they would have any legal say on who is allowed enter the house and who isn't. So I can't see how a bailiff would be allowed in let alone allowed to take stuff that could quite easily belong to the parents? I dunno maybe I'm wrong.... Yep, that's exactly how it works.
If the daughter takes out a form of credit somewhere she has to give a name and address and she gives her parents address because that's where she lives. If she defaults on payments and the high court sends in the baliffs they start with the assumption that everything on the premises belongs to the debtor. So as an example lets say that when the baliffs arrive the daughter's boyfriend is at the house with the parents. What do the baliffs do?
- If there are 3 cars on the driveway they clamp them all until the parents and boyfriend can prove that 2 of the cars belong to them (proof of purchase needed not registration document)
- If they get inside and the boyfriend is using his laptop they can sieze that if he can't produce a receipt to show it belongs to him
- Same thing with the parents telly.
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michaelc
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Post by michaelc on Mar 18, 2023 13:23:34 GMT
Is that really true? I'd be surprised if I ever had to prove to anyone who any of the goods in my house belong to. And what does it mean "to be registered" at the parents address ? I don't believe they would have any legal say on who is allowed enter the house and who isn't. So I can't see how a bailiff would be allowed in let alone allowed to take stuff that could quite easily belong to the parents? I dunno maybe I'm wrong.... Yep, that's exactly how it works.
If the daughter takes out a form of credit somewhere she has to give a name and address and she gives her parents address because that's where she lives. If she defaults on payments and the high court sends in the baliffs they start with the assumption that everything on the premises belongs to the debtor. So as an example lets say that when the baliffs arrive the daughter's boyfriend is at the house with the parents. What do the baliffs do?
- If there are 3 cars on the driveway they clamp them all until the parents and boyfriend can prove that 2 of the cars belong to them (proof of purchase needed not registration document)
- If they get inside and the boyfriend is using his laptop they can sieze that if he can't produce a receipt to show it belongs to him
- Same thing with the parents telly.
Presumably this applies to a debt owed by the previous occupant too? Seems a bit outrageous to me. If a bailiff chasing a debt that had nothing to do with me but was owed by the previous occupant demanded to see proof of purchase of my car then until this discussion I'd be minded to tell him to do one. If he took my car, are you saying I couldn't sue for loss of use and consequential loss and indeed "taking without consent" ?
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adrianc
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Post by adrianc on Mar 18, 2023 13:28:56 GMT
There's a world of difference between bailiffs or HCEOs attending a property where the debtor currently lives, and where they attend a property the debtor no longer lives.
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if he can't raise the money they will auction stuff off, and exactly what good will the fruit and veg be in 3 weeks or a month !
