jester
Member of DD Central
Posts: 175
Likes: 208
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Post by jester on Apr 6, 2023 18:57:58 GMT
I'm wondering how mine stacks up against others and what areas of investment I might be overlooking! As of today:
S&S All World Trackers 68% P2P (Down to 7Platforms) 12% Basket of Property REITS & LHX 10% Shares in Employer 5% Crypto 5%
How does yours compare?
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Post by Ace on Apr 6, 2023 19:37:37 GMT
P2P | 44% | S&S World Trackers | 42% | S&S Others | 13% | Crypto | <1% |
Thanks for the prompt. It's made me realise that I can go heavier on P2P, I thought it was nearer to 50% 😄
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Post by overthehill on Apr 6, 2023 20:07:08 GMT
I have a wider definition of investment which includes equity and fixed interest.
p2p 9% savings 29% pension - shares 13% pension – deposits 22% house equity 26% other property equity 1% reit's 0% bonds 0% crypto 0% nft's 0% p2p equity 0%
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Post by Deleted on Apr 6, 2023 20:13:14 GMT
P2P less than 0.5% Cash and fixed rate accounts 10% Bonds various 2% International finds -70% Shares -17%
Approx. Crypto. Don't support criminals.
Syndicate room still active along with Ablrate. Lendy waiting
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Post by martin44 on Apr 6, 2023 20:25:23 GMT
p2p 10% (tied up and expected return whoknows%)
property 60%
bitcoin 20%
other 10%
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jester
Member of DD Central
Posts: 175
Likes: 208
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Post by jester on Apr 6, 2023 21:54:39 GMT
Ace your dedication to P2P is admirable, perhaps if so many recommended platforms didn't have 5k limits I'd still be in a few more than I am! overthehill I've left out pension and home ownership as I don't consider these "investment" but various ways to look at it. I've also never seen anyone list everything they have 0% in, did amuse me!! @bobo I'm amazed your even active here with so little P2P but your input is always valuable .... as for Crypto, do you think the traditional banking system is criminal free? Banks set aside funds to cover money laundering fines, it's all part of the game. There is a lot to be said for a decentralized currency where they can't turn on the money printers and inflate everyone's wealth away!! It could of course all go to nothing but I feel it's a financial play which is worth being a part of ... it might just be the future!! and as martin44 goes to show, others have much more faith in it than me, an impressive 20% Bitcoin holding
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Post by martin44 on Apr 6, 2023 22:05:54 GMT
Ace your dedication to P2P is admirable, perhaps if so many recommended platforms didn't have 5k limits I'd still be in a few more than I am! overthehill I've left out pension and home ownership as I don't consider these "investment" but various ways to look at it. I've also never seen anyone list everything they have 0% in, did amuse me!! @bobo I'm amazed your even active here with so little P2P but your input is always valuable .... as for Crypto, do you think the traditional banking system is criminal free? Banks set aside funds to cover money laundering fines, it's all part of the game. There is a lot to be said for a decentralized currency where they can't turn on the money printers and inflate everyone's wealth away!! It could of course all go to nothing but I feel it's a financial play which is worth being a part of ... it might just be the future!! and as martin44 goes to show, others have much more faith in it than me, an impressive 20% Bitcoin holding my bold.. i might add that over the 4 years i have had bitcoin investment, i have withdrawn profits amounting to far more than my original investment... used for day to day spending.. ie the odd pint or two, hols to benidorm and other spanish exotics
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Post by Deleted on Apr 7, 2023 6:45:29 GMT
Ace your dedication to P2P is admirable, perhaps if so many recommended platforms didn't have 5k limits I'd still be in a few more than I am! overthehill I've left out pension and home ownership as I don't consider these "investment" but various ways to look at it. I've also never seen anyone list everything they have 0% in, did amuse me!! @bobo I'm amazed your even active here with so little P2P but your input is always valuable .... as for Crypto, do you think the traditional banking system is criminal free? Banks set aside funds to cover money laundering fines, it's all part of the game. There is a lot to be said for a decentralized currency where they can't turn on the money printers and inflate everyone's wealth away!! It could of course all go to nothing but I feel it's a financial play which is worth being a part of ... it might just be the future!! and as martin44 goes to show, others have much more faith in it than me, an impressive 20% Bitcoin holding Well, I had reached 5% at one time. Probably just about broke even over a the time. Only staying here for the crac
Yes all business can be used for crime, but only one system is designed to hide money movements which is exactly what crime wants.
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Post by birdie on Apr 7, 2023 6:56:28 GMT
5 different P2P 38% S&S 22% ISAs and savings 40%
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benaj
Member of DD Central
N/A
Posts: 5,591
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Post by benaj on Apr 7, 2023 11:49:22 GMT
My portfolio excluding residence
Active P2p Less than 1% S&S 4% Cash 22% Properties 73%
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firedog
Member of DD Central
Posts: 367
Likes: 461
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Post by firedog on Apr 7, 2023 12:24:30 GMT
As at 31 March (2022 percentages in brackets)
P2P: 15.2 (10.8) Equities: 65.5 (63.2) Cash/PBs: 19.3 (26)
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jester
Member of DD Central
Posts: 175
Likes: 208
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Post by jester on Apr 7, 2023 19:40:09 GMT
@bobo I don't know that it was designed to "hide money" The understanding is it that it was created in response to the previous banking crisis to offer a non-centralised alternative to the traditional banking system and in fact every transaction ever made is available to view and is immutable so no one can doctor the information. Admittedly a name isn't attached to every transaction but who believes fraudsters and criminals are using the banking system using their real titles??? It is also the only form of "currency" where people can get their net worth out of war torn and dictator led countries by simply memorising their keys!! As I said, an entirely new way of thinking that's worth being a part of ... in my very humble opinion martin44 very well played indeed, I wish I had found crypto earlier and experienced some of the insane bull runs that have gone before. Hopefully there is still profit to be made but I'll not risk too much in case it all comes crashing down (most likely due to pressures from the existing system who are under threat)
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mogish
Member of DD Central
Posts: 1,105
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Post by mogish on Apr 8, 2023 7:27:12 GMT
In light of the recent Chinese action in Taiwan, is anyone changing thier investments, ie china funds,etc. After russia I'm keen not to lose any more.
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Post by Deleted on Apr 8, 2023 8:52:08 GMT
@bobo I don't know that it was designed to "hide money" in fact every transaction ever made is available to view and is immutable so no one can doctor the information. Admittedly a name isn't attached to every transaction. I'd agree with these but nothing else, have a great weekend.
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Post by Deleted on Apr 8, 2023 8:53:40 GMT
In light of the recent Chinese action in Taiwan, is anyone changing thier investments, ie china funds,etc. After russia I'm keen not to lose any more. I long ago wrote some basic rules
Don't invest in Russia China South America Africa Gold mines
so far so good
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