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Post by khampson on Jun 27, 2023 11:46:34 GMT
Hi, I've not been around for a while, can anyone tell me if cash darg is still an issue.
Thank you
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Post by Ace on Jun 27, 2023 14:53:06 GMT
Cash drag isn't a problem for me at the moment. I have less than 0.5% of my balance in cash.
There is currently £200k available for immediate manual deployment over 6 loans. 3 of these are at the old rate of 0.65% per month and 3 at the new rate of 0.75% per month.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,315 
Likes: 11,523
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Post by ilmoro on Jun 27, 2023 15:17:31 GMT
No cash drag for me but then never had an issue anyway
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mogish
Member of DD Central
Posts: 1,105
Likes: 527
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Post by mogish on Jul 18, 2023 9:30:40 GMT
Quite a bit of cash drag right now. No new loans since 14th july.
Anyone else noticed same?
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Post by Ace on Jul 18, 2023 9:38:00 GMT
Quite a bit of cash drag right now. No new loans since 14th july. Anyone else noticed same? Very low cash drag in my accounts, but yes, no new loans since 14th.
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Post by overthehill on Jul 19, 2023 19:27:23 GMT
I'm more concerned about website drag than cash drag.
It takes 2min10s to display the first page of my loans. There is something seriously wrong in the server/software/database stack.
It's not good enough and gets me thinking about competency. Given it is a long term issue I'm starting to wonder if it is deliberate to discourage loan scrutiny by making it impractical.
Am I right in saying you can't sell loans, don't see any options although when the website is that slow I keep dozing off.
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Post by Ace on Jul 19, 2023 20:26:09 GMT
I'm more concerned about website drag than cash drag.
It takes 2min10s to display the first page of my loans. There is something seriously wrong in the server/software/database stack.
It's not good enough and gets me thinking about competency. Given it is a long term issue I'm starting to wonder if it is deliberate to discourage loan scrutiny by making it impractical.
Am I right in saying you can't sell loans, don't see any options although when the website is that slow I keep dozing off.
It took 3 mins 45 seconds to Load the first page for me via the LOAN PORTFOLIO button, but the VIEW ALL YOUR INVESTMENTS button at the bottom of the home screen opened quickly. Presumably, because the second method has less info. Perhaps the calculation of accrued interest for all loans via the second method is the slow bit? You can sell some specific loans (not many) see here: p2pindependentforum.com/post/453867/thread
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markyg61
Member of DD Central
Posts: 350
Likes: 250
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Post by markyg61 on Jul 20, 2023 6:47:46 GMT
To view "Loan Portfolio" took 1m 29s
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Post by Ace on Jul 20, 2023 6:57:54 GMT
To view "Loan Portfoilio took" 1m 29s
I suspect that the time taken will be directly proportional to the number of loans in one's portfolio. I just tried mine again and it took 3 mins 45 seconds again.
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Post by overthehill on Jul 20, 2023 7:53:08 GMT
To view "Loan Portfoilio took" 1m 29s
I suspect that the time taken will be directly proportional to the number of loans in one's portfolio. I just tried mine again and it took 3 mins 45 seconds again.
That was an common response in 1985 from any company running their entire software portfolio on a windows PC !
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michaelc
Member of DD Central
Say No To T.D.S.
Posts: 5,677
Likes: 2,974
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Post by michaelc on Jul 20, 2023 12:03:07 GMT
No cash drag but a fair amount of cash frozen since I took the decision to withdraw a couple of years ago.
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mogish
Member of DD Central
Posts: 1,105
Likes: 527
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Post by mogish on Jul 20, 2023 12:16:10 GMT
No cash drag but a fair amount of cash frozen since I took the decision to withdraw a couple of years ago. Can you remind me what made you decide to withdraw. Thanks
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Post by Ace on Jul 20, 2023 13:13:42 GMT
No cash drag but a fair amount of cash frozen since I took the decision to withdraw a couple of years ago. It took me 21 months to fully liquidate a deceased relative's account from June 2019. All bar a fiver was returned within 13 months.
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michaelc
Member of DD Central
Say No To T.D.S.
Posts: 5,677
Likes: 2,974
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Post by michaelc on Jul 20, 2023 15:50:00 GMT
No cash drag but a fair amount of cash frozen since I took the decision to withdraw a couple of years ago. Can you remind me what made you decide to withdraw. Thanks After the collapse of Lendy, FundingSecure, Colateral and Moneything I lost a fair amount of cash so I don't trust p2p in any guise or in fact any platform where the investment is created or packaged by that platform and can't be traded on any other platform. Can I ask you why after so many posts you decide not to join DD? Perhaps you have no need as you get your information elsewhere?
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mogish
Member of DD Central
Posts: 1,105
Likes: 527
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Post by mogish on Jul 21, 2023 13:08:21 GMT
Can you remind me what made you decide to withdraw. Thanks After the collapse of Lendy, FundingSecure, Colateral and Moneything I lost a fair amount of cash so I don't trust p2p in any guise or in fact any platform where the investment is created or packaged by that platform and can't be traded on any other platform. Can I ask you why after so many posts you decide not to join DD? Perhaps you have no need as you get your information elsewhere? Re DD . Tbh I have never really thought about it. What benefits does it bring that I cant get info from the public forum?
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