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Post by GSV3MIaC on Feb 8, 2015 11:58:51 GMT
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blender
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Post by blender on Feb 8, 2015 13:04:34 GMT
Thanks, GSV. Can you also arrange for a new FC website?
Well, you invited stupid comments.
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Post by GSV3MIaC on Feb 8, 2015 16:44:34 GMT
The Culture is strictly non-interventionist w.r.t. backward civilisations, which FC probably is, based on their apparent tech level.
In theory, anyway. If anyone is looking.
I suppose Contact could send them an envoy or something, but we would deploy nothing above the teraton range. Except for repeat offenders, then we'd have to get visibly snarky. 8>.
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baldpate
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Post by baldpate on Feb 10, 2015 14:35:20 GMT
Yet another fine shambles at the end of 10526 (A-rated loan for £250k) - almost impossible to make bids, impossible to tell whether they were registered or not. Bad gateways left, right & centre.
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Post by Deleted on Feb 10, 2015 14:42:21 GMT
502, don't worry when you cannot bid on an ending auction the rest of us cannot do anything either, the whole things grinds to a halt. Maths seems to stop working, impossible to bid on anything.
I'll focus on AC and FS now for all new money as this sucks
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TitoPuente
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Post by TitoPuente on Feb 10, 2015 15:00:23 GMT
No borrower with a bit of wit would accept a loan that has a higher rate than what the market was willing to offer and could not because of a shambolic website.
The result of this is that a higher number of ended loan requests will be rejected by the borrower and maybe re-run at a later date, if the borrower is tolerant enough.
At this point I don't understand why there is no investment in a new system. My only explanation is that the "entrepreneurs" are so greedy that cannot agree the terms to let capital into the venture. There are plenty of examples of entrepreneurs that are brilliant starting a business and a complete failure running it. This may be a case of such.
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oldgrumpy
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Post by oldgrumpy on Feb 10, 2015 15:05:48 GMT
Yet another fine shambles at the end of 10526 (A-rated loan for £250k) - almost impossible to make bids, impossible to tell whether they were registered or not. Bad gateways left, right & centre. With that expected event in Flailing Crabsticks, many bids at 12.1% got stuck (lucky them) which meant my 12% also remained. Mind you, the company did not answer questions to lower their rate and I'm not expecting them to accept the 10.9% they ended up with. Feeble Crustaceans, stupidly, still think that not asking the borrower to give a full account of their business when making the application, thus keeping lenders short of information, is a good idea. But we all know and presumably accept that they (FC) are slow learners. edit, just seen tito's post
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Post by davee39 on Feb 10, 2015 15:08:01 GMT
We all know the site struggles in the last few minutes , the secret is to accept perhaps 0.1% or 0.2% below the top rate and bid a little earlier. I spread my bids over 3 different rates and usually end up with an acceptable result.
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Post by yorkshireman on Feb 10, 2015 15:48:18 GMT
I’ve neither the time nor the patience to be laiking abaht trying to bid under these sort of conditions therefore I’ve started taking a gamble on borrowers accepting early and nothing else.
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Grezza
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Post by Grezza on Feb 10, 2015 15:51:08 GMT
I believe she is single, but her job at Floppy Crayfish is so demanding and time consuming, she only has a few nanoseconds each day in which to get out and meet other bots.
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Post by goldservice on Feb 10, 2015 16:05:12 GMT
At this point I don't understand why there is no investment in a new system. My only explanation is that the "entrepreneurs" are so greedy that cannot agree the terms to let capital into the venture. There are plenty of examples of entrepreneurs that are brilliant starting a business and a complete failure running it. This may be a case of such. Why should Flaky Cod let in capital when they could, er, just borrow the money? I think that there's a website somewhere that arranges such loans ...
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oldgrumpy
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Post by oldgrumpy on Feb 10, 2015 16:11:12 GMT
I wonder what risk band Finger Cactus would put itself in, and what rate it would actually accept, and how much information about itself would it allow onto the auction, and would it answer questions, and would it be asset secured or subject only to a director's guarantee, and what guarantee would they give that that guarantee would be guaranteed?  |
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fasty
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Post by fasty on Feb 10, 2015 19:37:04 GMT
For 10526 (the 250K A-rated), this time I was actually anticipating extreme Gateway Badness occurring around 3 minutes from lift-off, and it was kind enough to oblige. This got me the rate I wanted, although whether the borrower will share my enthusiasm is another matter. I'm getting a lot of loan offers spat back recently.
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blender
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Post by blender on Feb 10, 2015 20:49:56 GMT
If I have to choose between having no decent loans to bid on and risking the consequences of a feeding frenzy on the only decent loans, then I have to choose the latter. But see how FC are training us to cope with rubbish performance and to expect nothing better. It's the same with the account errors - what would people say if their bank accounts had sums randomly (almost) transferred between customer accounts?
We are like frogs boiled from cold.
The 500k A+ was accepted, so why not the 250k A? They seem to be borrowing from more than one source, recently. Lucky to have the offer.
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Post by GSV3MIaC on Feb 10, 2015 21:00:29 GMT
Feel free to mosey on over to the other place and ask the TD how come Feb doesn't seem to be any better than December was, when he last promised us a fix early next year. Hmm, or was that the year before?? It's kind of hard to keep track of all these (promised) improvements, isn't it.
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