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Post by caveman38 on Mar 26, 2016 9:47:31 GMT
What is the default for the live loan list. At first I see the dates descend and then towards the bottom ascend.
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Post by MoneyThing on Mar 26, 2016 10:36:54 GMT
Morning, The platform has been updated and the new release deployed last night. Please see summary below: Ed, I'm not aware of have read anything regarding the change of Borrower Codes following loan renewals, as per the three MP renewals in Pending Loans. I also have a statement entry today (CSP285) RENEWAL of (CSP210) Managed Portfolio interest payment. (retrospective change?) Have I missed something, is this intentional? Edit: from Live Loans (CSP327) RENEWAL of (CSP237) £70,000 Managed Portfolio - Electronics (CSP313) RENEWAL of (CSP232) Managed Portfolio - Electronics (CSP314) RENEWAL of (CSP234) Managed Portfolio - Electronics (CSP323) £100,000 Managed Portfolio - Electronics (CSP329) £50,000 Managed Portfolio - Electronics (CSP343) RENEWAL of (CSP253) £45,000 Managed Portfolio (CSP344) RENEWAL of (CSP252) £45,000 Managed Portfolio (CSP309) £70,000 Managed Portfolio (CSP312) RENEWAL of (CSP231) £50,000 Managed Portfolio (CSP268) £50,000 Managed Portfolio (CSP278) £50,000 Managed Portfolio (CSP272) RENEWAL of (CSP174) £20,000 Managed Portfolio (CSP302) RENEWAL of (CSP226) £20,000 Managed Portfolio (CSP304) RENEWAL of (CSP228) £20,000 Managed Portfolio (CSP305) RENEWAL of (CSP229) £20,000 Managed Portfolio (CSP358) RENEWAL of (CSP116) Managed Portfolio (CSP356) RENEWAL of (CSP114) Managed Portfolio (CSP263) RENEWAL of (CSP117) Managed Portfolio (CSP285) RENEWAL of (CSP210) Managed Portfolio (CSP286) RENEWAL of (CSP211) Managed Portfolio (CSP287) RENEWAL of (CSP212) Managed Portfolio (CSP288) RENEWAL of (CSP213) Managed Portfolio (CSP351) RENEWAL of (CSP108) Managed Portfolio (CSP353) RENEWAL of (CSP109) Managed Portfolio (CSP354) RENEWAL of (CSP110) Managed Portfolio (CSP355) RENEWAL of (CSP111) Managed Portfolio (CSP264) RENEWAL of (CSP118) Managed Portfolio (CSP357) RENEWAL of (CSP115) Managed Portfolio (CSP360) RENEWAL of (CSP107) Managed Portfolio (CSP303) RENEWAL of (CSP227) £20,000 Managed Portfolio
Morning ianj, The borrower codes have been moved to the start of the loan title string (all the original codes have been maintained without change). In addition for RENEWAL loans, to help with identification we have included the code of the original loan which the renewal is renewing. We think this is useful, however happy to take feedback and amend the format to suit. Kind regards, Ed
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Post by MoneyThing on Mar 26, 2016 10:38:52 GMT
What is the default for the live loan list. At first I see the dates descend and then towards the bottom ascend. Morning, All column header sorting should be 'sticky' (so that the last column sorted will remain if you log out and back in again). I will get this checked. Kind regards, Ed
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webwiz
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Post by webwiz on Mar 26, 2016 10:52:23 GMT
New Features:6) Auto Renewal column added which is made available for all loans where a lender holds a position. (At the moment this is available on all loans, however we may remove this option on loans where we know that the loan will not be renewed). Ed Logically I would expect this on the MyLoans page rather than Loans. The tick box does not show on BPF347 - maybe BPF loans are excluded?
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SteveT
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Post by SteveT on Mar 26, 2016 10:57:57 GMT
New Features:6) Auto Renewal column added which is made available for all loans where a lender holds a position. (At the moment this is available on all loans, however we may remove this option on loans where we know that the loan will not be renewed). Ed Logically I would expect this on the MyLoans page rather than Loans. The tick box does not show on BPF347 - maybe BPF loans are excluded? However, unless individual holdings in the same loan are aggregated into a single part at some future stage, that could mean ticking multiple boxes to opt-in your entire holding in a loan. It makes sense to me, for now at least, to have the opt-in box on the Loans page. [Incidentally, MoneyThing Ed, why does MT277 have a Renew opt-in but not MT328 (both tranches of the Cardiff project)?]
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Post by MoneyThing on Mar 26, 2016 11:04:59 GMT
New Features:6) Auto Renewal column added which is made available for all loans where a lender holds a position. (At the moment this is available on all loans, however we may remove this option on loans where we know that the loan will not be renewed). Ed Logically I would expect this on the MyLoans page rather than Loans. The tick box does not show on BPF347 - maybe BPF loans are excluded? Morning. stevet is right in that until such time as we review how we approach the aggregation of the My Loan parts, this feature is added to Loans displayed beside the column which shows how much you are already invested in the loan. Regards, Ed. IN EDIT: Since all the BPF loans are unlikely to renew, we have turned this setting off for these loans.
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Post by MoneyThing on Mar 26, 2016 11:10:59 GMT
Logically I would expect this on the MyLoans page rather than Loans. The tick box does not show on BPF347 - maybe BPF loans are excluded? However, unless individual holdings in the same loan are aggregated into a single part at some future stage, that could mean ticking multiple boxes to opt-in your entire holding in a loan. It makes sense to me, for now at least, to have the opt-in box on the Loans page. [Incidentally, MoneyThing Ed, why does MT277 have a Renew opt-in but not MT328 (both tranches of the Cardiff project)?] Our mistake - both should be without a renew option. (Now corrected).
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ianj
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Post by ianj on Mar 26, 2016 11:25:44 GMT
Morning ianj, The borrower codes have been moved to the start of the loan title string (all the original codes have been maintained without change). In addition for RENEWAL loans, to help with identification we have included the code of the original loan which the renewal is renewing. We think this is useful, however happy to take feedback and amend the format to suit. Kind regards, Ed Yes, I understood the the positional change but was not aware of any plan, or need, to apply new codes to renewals, hence the question about intent. Probably a knee-jerk reaction to something different ('if it's not broke don't fix it' attitude) and I'll make my spreadsheet cope for an extended loan name, but what will it look like after several renewals. Retaining all the codes ever associated with an old loan, even if practicable, would make the name potentially too unwieldy I feel. eg (CSP890) RENEWAL Z of (CSP789) RENEWAL Y of (CSP678) RENEWAL X of (CSP567) etc, etc £x,xxx Managed Portfolio
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Post by MoneyThing on Mar 26, 2016 11:31:28 GMT
Morning ianj, The borrower codes have been moved to the start of the loan title string (all the original codes have been maintained without change). In addition for RENEWAL loans, to help with identification we have included the code of the original loan which the renewal is renewing. We think this is useful, however happy to take feedback and amend the format to suit. Kind regards, Ed Yes, I understood the the positional change but was not aware of any plan, or need, to apply new codes to renewals, hence the question about intent. Probably a knee-jerk reaction to something different ('if it's not broke don't fix it' attitude) and I'll make my spreadsheet cope for an extended loan name, but what will it look like after several renewals. Retaining all the codes ever associated with an old loan, even if practicable, would make the name potentially too unwieldy I feel. eg (CSP890) RENEWAL Z of (CSP789) RENEWAL Y of (CSP678) RENEWAL X of (CSP567) etc, etc £x,xxx Managed Portfolio
Fair point. I think perhaps with these types of renewal (in effect they are one continuous loan whereby we have simply provided half-year breaks), we would only make reference to the original/starting loan and not the renewal codes in between. Regards, Ed.
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spiral
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Post by spiral on Mar 26, 2016 12:26:36 GMT
Ed Now the renewal opt ins are visible, I've noticed that some loans are "renewable" that I wasn't aware fell into this category. I use a spreadsheet for keeping tabs on all of this and for those that are renewable, I add 6 months to the end date. Could you please pretty please add some text (e.g. "rolling") to the loan details to indicate that they will be renewable. The spreadsheet could then search for this term and add 6 months if it sees it.
Unfortunately because the tick box is an object, nothing copies across that the spreadsheet sees.
Thanks
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ianj
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Post by ianj on Mar 26, 2016 12:42:37 GMT
Just been through my spreadsheet to apply the new codes on renewable loans and found this
(MT215) RENEWAL of (MT215) Collection of Seven Cars - No code change applied.
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SteveT
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Post by SteveT on Mar 26, 2016 13:11:09 GMT
Ed Now the renewal opt ins are visible, I've noticed that some loans are "renewable" that I wasn't aware fell into this category. I use a spreadsheet for keeping tabs on all of this and for those that are renewable, I add 6 months to the end date. Could you please pretty please add some text (e.g. "rolling") to the loan details to indicate that they will be renewable. The spreadsheet could then search for this term and add 6 months if it sees it. Unfortunately because the tick box is an object, nothing copies across that the spreadsheet sees. Thanks Please don't make the loan descriptions any longer than they already are. When you auto-format that column for width on a spreadsheet (so text isn't hidden), it already takes up a third of the screen!
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SteveT
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Post by SteveT on Mar 26, 2016 13:17:14 GMT
MoneyThing Ed, I only now spotted the "Borrower code" field in the "My Live Loans" export to Excel (as it doesn't appear on the web-page). Fantastic addition, but could you please provide some greater resolution on the MT loans? For example, those to SD (property developer) could be MT - SD, those to the same car dealer could be MT - C1, those to the art collector MT - A, etc. [As per the way that CS managed portfolio loans are coded CSP, whilst the original standalone CS pawn items in "My Repaid Loans" are just coded CS]
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spiral
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Post by spiral on Mar 26, 2016 13:23:27 GMT
Please don't make the loan descriptions any longer than they already are. When you auto-format that column for width on a spreadsheet (so text isn't hidden), it already takes up a third of the screen! Although I don't disagree with this, I want information that is pertinent to a loan available for my spreadsheet. To date, that information wasn't available and I never knew that. I suggested this because it would be a simple thing to do , but accept there could be other ways to achive the same thing. I alluded to the fact that the tick box doesn't copy anything viewable to the spreadsheet, maybe a hidden character behind the tick box would serve the same purpose.
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SteveT
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Post by SteveT on Mar 26, 2016 13:30:01 GMT
Minor bug spotted:
The LTV field in the "My Live Loans" export file is exported as a number that is 100 times too large. ie. "50%" is exported as 50 (so, when reformatted as a % in Excel, turns into 5000%) rather than as 0.50
[Actually the Rate field suffers the same problem: 12% comes through as 12, which Excel reads as 1200%]
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