10982

Strange, it does show every sign of being closed except it doesn't say "Ended" in my watchlist. Fingers crossed it has really closed...

11051 also closed early just after 10am this morning. the status is showing it as pre-agreement.

11149 seems to have just closed with max rate 14.9% but My Watchlist and My Bids still show the clock ticking.

Edit: Of course, My Bids used to show the clock still ticking for early closers anyway. The loan no longer shows in the marketplace.

Edit: 21:50 25/2/15 Now shows as Ended; has been accepted and is on the SM.

So perhaps the explanation for what's happening with 10982 is that closing an auction and stopping the clock are two different processes; that the former can be done by the borrower (which we knew); and that the latter has to be done by Fumbling Closers (who might overlook it.)

Or more likely, they decided not to take the funds 6 days ago. But either they didn't tell FC, or they did but the loan didn't get taken down then. 

I'd call that 'closed'. That timer has a mind of its own. I've been telling FC for a couple of years now that it would be nice if the various pages (watchlist, my bids, auction list, etc) could agree on how to display a loan, especially a closed or ended one.

But that's a drop in the ocean for him, and there is always a faint chance they'll accept it and he can flip the lot at 3% for a £600 profit (plus interest, minus FC fee). Losing 2 weeks interest is an acceptable risk - being stuck with £20k when they fail to make the first payment is a bit more scary!

I wouldn't have minded a few quid in it (not £20k though), but I was looking elsewhere at the time. 8>.

There continues to be b&gger-all else open for bids at interesting rates, or with interesting cashbacks, or even very interesting businesses .. maybe I'll go buy some AC shares instead. 8>.