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Post by wildlife2 on Mar 26, 2015 15:13:56 GMT
It started at 14:00 in my time!
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alison
Member of DD Central
Sanctuary!!
Posts: 356 
Likes: 99
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Post by alison on Mar 26, 2015 15:17:53 GMT
It started at 14:00 in my time! Same for me!!
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SteveT
Member of DD Central
Posts: 6,875 
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Post by SteveT on Mar 26, 2015 15:19:19 GMT
And for me.
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oldgrumpy
Member of DD Central
Posts: 5,087
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Post by oldgrumpy on Mar 26, 2015 15:21:27 GMT
OMG, OG's going bonkers ...  I thought it was twenty past two (now) .... but it's twenty past three. NURSE!!!!!!!!!!!!!!!!!! 
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coop
Member of DD Central
Posts: 714
Likes: 571
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Post by coop on Mar 26, 2015 15:26:35 GMT
You're retired; it's entirely normal to forget what time or even day it is
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,337
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Post by ilmoro on Mar 26, 2015 16:05:58 GMT
OMG, OG's going bonkers ... I thought it was twenty past two (now) .... but it's twenty past three. NURSE!!!!!!!!!!!!!!!!!!
Well I forgot about it, remembered at 2.15 (real time) when it was at 73%, transferred the money, then wandered away and totally forgot about it until now, still a bit left though. So can I borrow your Nurse? Next week you'll be hours behind! Now where did I put that pig? 
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,808
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Post by jonno on Mar 26, 2015 16:26:41 GMT
Aston Martin DB7 tomorrow 14:00 GMT. £15K on £27K value, max £250 for 24hrs, 11%. Went on line 13:58, already 78% gone, so FS started well before the 14:00 starting time they put in their e-mail. So, what time do they actually open the list? Are they on European time? PS Hey, jonno , what time did you get your slice? Hi Grumps. I think it was just after 2 p.m. Have you taken your tablets today,or has that time warp kicked in again  You sure you didn't go on at 15;58? Ah.Just seen your recent post. I was right.............THE TABLETS TAKE THE FUC*IN' TABLETS!!!!!!!!!
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mikes1531
Member of DD Central
Posts: 6,453
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Post by mikes1531 on Mar 26, 2015 18:26:02 GMT
Still £1300 available at 1815. The pace of bidding slowed considerably after the initial feeding frenzy.
I've put only a bit in -- not the maximum -- because the 11% offered seems low. The 'classic car' in the upcoming loan list also is 11%, but its LTV is only 33% and that might justify the lower rate. But the LTV on today's car is 56%, and it probably is a depreciating asset.
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bugs4me
Member of DD Central
Posts: 1,845
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Post by bugs4me on Mar 26, 2015 22:54:16 GMT
Still £1300 available at 1815. The pace of bidding slowed considerably after the initial feeding frenzy. I've put only a bit in -- not the maximum -- because the 11% offered seems low. The 'classic car' in the upcoming loan list also is 11%, but its LTV is only 33% and that might justify the lower rate. But the LTV on today's car is 56%, and it probably is a depreciating asset. I always have problems with anything that is a depreciating asset. When talking values are we talking trade, retail, etc in order to determine the LTV. The 27k valuation is based on what exactly. The 11% doesn't help but no doubt it will eventually fill.
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mikes1531
Member of DD Central
Posts: 6,453
Likes: 2,320
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Post by mikes1531 on Mar 27, 2015 0:10:26 GMT
Still £1300 available at 1815. The pace of bidding slowed considerably after the initial feeding frenzy. I've put only a bit in -- not the maximum -- because the 11% offered seems low. The 'classic car' in the upcoming loan list also is 11%, but its LTV is only 33% and that might justify the lower rate. But the LTV on today's car is 56%, and it probably is a depreciating asset. I always have problems with anything that is a depreciating asset. When talking values are we talking trade, retail, etc in order to determine the LTV. The 27k valuation is based on what exactly. The 11% doesn't help but no doubt it will eventually fill. I don't have a problem with a short loan on a depreciating asset -- as long as the LTV is low enough. With common used cars, I expect there's some sort of database that people can use to determine the value of what they're trying to buy or sell. With something as uncommon as this car, the value has to be very uncertain. Thinking about it more rationally now, even my reduced participation is probably too much considering the variables. £900 still available at midnight. I expect that will disappear before 1400 Friday. If it doesn't, it'll disappear shortly thereafter when the maximum bid restriction is lifted.
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merlin
Minor shareholder in Assetz and many other companies.
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Post by merlin on Mar 27, 2015 7:10:08 GMT
Still £1300 available at 1815. The pace of bidding slowed considerably after the initial feeding frenzy. I've put only a bit in -- not the maximum -- because the 11% offered seems low. The 'classic car' in the upcoming loan list also is 11%, but its LTV is only 33% and that might justify the lower rate. But the LTV on today's car is 56%, and it probably is a depreciating asset. I always have problems with anything that is a depreciating asset. When talking values are we talking trade, retail, etc in order to determine the LTV. The 27k valuation is based on what exactly. The 11% doesn't help but no doubt it will eventually fill. On this type of car, age, model and above all condition are the key determining factors normally dictating price. The value put on this particular DB7 seems to fit in reasonably well with what is currently on the market. However if the loan was to go pear shaped and the car had to be auctioned, it could turn into a game of roulette and fetch only half its current value. Good one for a gambler I would have thought!
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coop
Member of DD Central
Posts: 714
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Post by coop on Mar 27, 2015 10:23:32 GMT
This will make £20k, if not £25k comfy.
A 13 year old car won't depreciate that much in 6-9 months in storage...
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mikes1531
Member of DD Central
Posts: 6,453
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Post by mikes1531 on Mar 30, 2015 14:06:40 GMT
Tiny -- £200 -- diamond ring loan has just appeared.
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spockie
Member of DD Central
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Post by spockie on Mar 30, 2015 14:09:06 GMT
Tiny -- £200 -- diamond ring loan has just appeared. Thanks!
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,337
Likes: 11,561
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Post by ilmoro on Mar 30, 2015 14:23:17 GMT
Tiny -- £200 -- diamond ring loan has just appeared. Ha. Lost that race. Deposit arrived a minute after the last slice went.
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I thought it was twenty past two (now) .... but it's twenty past three.
