TFTO
Member of DD Central
Posts: 143
Likes: 71
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Post by TFTO on Apr 7, 2015 15:35:01 GMT
AC (70%) but decreasing, SS, ABL and MT
Expect to increase: ABL, SS, MT (massively) Expect to decrease: AC = I really do not like autobid on the secondary market and so I will sell out ASAP
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Post by elljay on Apr 7, 2015 17:37:24 GMT
Admitedly, I ran this poll when I was comatose & almost asleep, hence forgetting the likes of RS, Z & TC & got ablrate's spelling wrong (what dastardly fiend I am) . It's a shame we're not allowed to edit the poll options once actioned. Can't edit it as admin either...
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paulgul
Member of DD Central
Posts: 401
Likes: 92
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Post by paulgul on Apr 7, 2015 17:45:22 GMT
Just voted "other" which for me is MoneyThing, being a new investor - just about a month - I suppose MT has had the most new loans, I've taken a few from other sites (Funding Secure, Assetz and Saving stream) as well as on the secondary market.
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j
Member of DD Central
Penguins are very misunderstood!
Posts: 2,188
Likes: 540
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Post by j on Apr 7, 2015 19:44:05 GMT
Would be useful to know if the various platforms take note of these ramblings of ours & make adjustments accordingly. The smaller ones might, the ones that have outgrown the smaller punter probably won't bother!
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paulgul
Member of DD Central
Posts: 401
Likes: 92
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Post by paulgul on Apr 7, 2015 20:03:30 GMT
Would be useful to know if the various platforms take note of these ramblings of ours Ramblings? we don't ramble, we have serious discussions
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Post by gmaxkenny on Apr 7, 2015 20:21:43 GMT
My main ones are Linkedfinance (IRL) ,Thincats(GB),Bondora(Est). Also with for the past few months Omaraha(Est),Mintos(Lv), Estateguru(Est),Investy(Est). My best Linkedfinance,about 60 p2b loans so far in the last 22 months,adv rate 12%, no defaults or late payments so far. My worst Bondora by a mile investing for 2 years and looking at a loss unless recovery rates improve.
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Post by wiseclerk on Apr 8, 2015 8:20:48 GMT
For me it is:
Bondora (by far the largest amount) > Saving Stream > Mintos > Zencap > Ablrate > Auxmoney > Investly > Lendico > Estateguru > Smava
I started with Smava in 2007 but discontinued in 2010; as some of these Smava loans were 5 year loans I still have 4 loans running. I invested on Auxmoney until early 2013, now I am running my loan book down. Since Bondora opened up for international investors in Oct. 2012 I concentrated on this platform; I regulary post about my results on my blog. I am also testing with smaller amounts on the other platforms listed above
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jonno
Member of DD Central
nil satis nisi optimum
Posts: 2,808
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Post by jonno on Apr 8, 2015 9:24:30 GMT
Would be useful to know if the various platforms take note of these ramblings of ours Ramblings? we don't ramble, we have serious discussions I rather think ramblin rose might have something to say about this. She may well have to differ
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
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Post by ramblin rose on Apr 8, 2015 11:19:47 GMT
Ramblings? we don't ramble, we have serious discussions I rather think ramblin rose might have something to say about this. She may well have to differ I can generally be relied upon to differ, whatever the discussions or ramblins Just contrary by nature My biggest is SS by a long way - simplicity, speed, reliability of SM. Like many I started with Zopa but been running that down for quite a while now - will take a while longer. After that FS and AC are my next biggest, with AC currently getting most new funds, just to keep some diversity, but not sure that will be the case longer term. If/when MT get to the point that they can regularly offer more than small investments (that aren't just more bricks and mortar, to which I already have enough exposure) then I'll be likely to put some their way. Had intended having quite a sum with WC, but their rate reductions coupled with their inflexible approach to verifying my mum's identity means I haven't and probably won't. Got a tiny amount with RS, just because. Like others have said, there's a limit to how many platforms I'm prepared to keep tabs on, and it might all be different in a year's time.
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Maestro
Member of DD Central
Posts: 87
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Post by Maestro on Apr 8, 2015 20:18:26 GMT
LF > SS > AC > LI > RebS > MT > FS
Also have small amounts in few others:
Ablrate, Bondora, EstateGuru, Fruitful, Mintos, PP, THC - these are mostly new for me and allow me to keep a tab on these platforms to see how they perform and mature..
New money is mainly going into SS, MT, LI at the moment.
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