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Post by Ton ⓉⓞⓃ on Aug 7, 2015 20:09:22 GMT
This same answer could be given for why the question isn't answered when a Lender gives an opinion in the Q&A. Any answer might be taken as advice/persuasion to buy a loan IMO.
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Post by Deleted on Aug 12, 2015 12:37:30 GMT
In my view your valid question is the bit in red. The bit in blue could be reworked into a question, b ut as it is its really reflecting your opinion of the loan based upon a speculated positive answer to the first question. The rest in black isn't asking a question of the platform and broadcasts your opinion. AC credit reports are filled with opinions (much without substantiation) yet lenders who read them, find them lacking, and ask questions are now to have their questions deleted. AC may disagree with the opinions but these have arisen from their own credit report. Rather than delete the questions, I wish AC would improve the quality of the reports. And instead of having a default "No questions have yet been asked", why not just say x questions have been asked but we have deemed them to be irrelevant. I have been much better informed about loans as a result of non-AC information (via the questions and this forum) and restricting this flow detracts from the platform. We are not so stupid that we cannot sort the wheat from the chaff. Is AC so all-knowing that it can sort it for us? There is a name for this type of activity..... How many questions have been deleted since the new controls were introduced?
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Post by chris on Aug 12, 2015 12:55:20 GMT
In my view your valid question is the bit in red. The bit in blue could be reworked into a question, b ut as it is its really reflecting your opinion of the loan based upon a speculated positive answer to the first question. The rest in black isn't asking a question of the platform and broadcasts your opinion. AC credit reports are filled with opinions (much without substantiation) yet lenders who read them, find them lacking, and ask questions are now to have their questions deleted. AC may disagree with the opinions but these have arisen from their own credit report. Rather than delete the questions, I wish AC would improve the quality of the reports. And instead of having a default "No questions have yet been asked", why not just say x questions have been asked but we have deemed them to be irrelevant. I have been much better informed about loans as a result of non-AC information (via the questions and this forum) and restricting this flow detracts from the platform. We are not so stupid that we cannot sort the wheat from the chaff. Is AC so all-knowing that it can sort it for us? There is a name for this type of activity..... How many questions have been deleted since the new controls were introduced? At risk of repeating myself, the purpose of the Q&A is for lenders to ask questions about the loan. It is not a platform for lenders to broadcast their opinions or discuss loans with other lenders. If we incorporate a forum into the site then that would be for those activities. The Q&A is not that place. If you have a valid question and feel that the Q&A process has been abused to censor you then raise it with me via the forum and I'll make sure that this is not happening. Finally if you don't like the information presented via the credit report or the answers given in the Q&A then don't invest.
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