jonah
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Post by jonah on Aug 31, 2015 10:33:20 GMT
chris is that update still looking likely for the week after this one?
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Post by chris on Aug 31, 2015 12:25:08 GMT
chris is that update still looking likely for the week after this one? Yup
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Post by yorkshireman on Sept 1, 2015 22:47:13 GMT
I think we’ve found the source of shrapnel, loan 168.  |
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registerme
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Post by registerme on Jan 23, 2016 18:08:04 GMT
Talking of shrapnel, I thought I'd sold my holding in a loan but have been left with £0.00515366320881558044 of it. Ah well, only 59 months left before it gets repaid and vanishes  . |
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SteveT
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Post by SteveT on Jan 23, 2016 18:21:12 GMT
Just set a sell order for £0.01 and it will soon be gone!
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Post by lynnanthony on Jan 23, 2016 21:13:56 GMT
Talking of shrapnel, I thought I'd sold my holding in a loan but have been left with £0.00515366320881558044 of it. Ah well, only 59 months left before it gets repaid and vanishes . I sold all of a loan three months ago. It still shows in my holdings (with a holding of £0.00) and pays me £0.00 every month. On time as well! 
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Post by pepperpot on Jan 23, 2016 21:27:32 GMT
Talking of shrapnel, I thought I'd sold my holding in a loan but have been left with £0.00515366320881558044 of it. Ah well, only 59 months left before it gets repaid and vanishes . I sold all of a loan three months ago. It still shows in my holdings (with a holding of £0.00) and pays me £0.00 every month. On time as well! I've got 2 or 3 doing the same. £0.00 capital and £0.00 interest too!
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pikestaff
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Post by pikestaff on Jan 24, 2016 9:21:47 GMT
I sold all of a loan three months ago. It still shows in my holdings (with a holding of £0.00) and pays me £0.00 every month. On time as well! I've got 2 or 3 doing the same. £0.00 capital and £0.00 interest too! Did you only ask to sell the amount displayed (to 2 dp)? Recently I decided to sell a loan displayed as (say) £599.99 but there were some dp after the .99. I asked to sell £600 and it all went. Just a thought.
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bg
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Post by bg on Jan 24, 2016 9:57:25 GMT
There should really be an option for 'sell all'
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Post by pepperpot on Jan 24, 2016 11:02:58 GMT
I've got 2 or 3 doing the same. £0.00 capital and £0.00 interest too! Did you only ask to sell the amount displayed (to 2 dp)? Recently I decided to sell a loan displayed as (say) £599.99 but there were some dp after the .99. I asked to sell £600 and it all went. Just a thought. Yes, it was the first thing I looked for, everything is flat £0.00, no shrapnel. If I want to sell out I always instruct to sell an extra £1 to make sure. chris I also got the voting email for tubs of puds ltd (217) when it is one of the ones that I held for a short time then sold out of (before the vote was announced), might the two be related?
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Post by chris on Jan 24, 2016 12:02:10 GMT
It's likely that you still have holdings of a tiny fraction of a penny, so small it's being rounded to zero when displayed. I'll think about mechanisms via which we can buy up all those little fractions and sell them whole, maybe using the QAA or something like that.
In the mean time you can tidy them up yourself as when choosing to sell you now have the option to specify the amount as 1p more than you hold.
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Post by pepperpot on Jan 24, 2016 12:13:13 GMT
Is it possible to have shrapnel that doesn't appear in the tool tip? I do normally (in edit* always) instruct to sell in excess of holding if I want to sell out completely.  edit; have just checked my statement and there are no sales of 217 in the previous month (which is as far back as the statement goes), so I sold out prior to 24 Dec '15. The payment on 2nd Jan concurs with that as the principle payment is also £0.00 meaning I had no principle to repay. The only connection I had with the loan up until 2nd Jan was the interest due to me on that date. As the vote 'Activity' started on 15th Jan, I wouldn't have had any tie to the loan at all and in theory shouldn't have received the voting email. Attachment Deleted |
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Post by chris on Jan 24, 2016 13:18:13 GMT
I've looked in detail at your account and you have a single loan unit that as a decimal fraction is 0.0000000000000000000000000000000000000006 of the total loan. That calculates out to 0p at 20 decimal places.
If I simply flag that loan unit as no longer existing then the loan itself won't add up to 100% when looking at the decimal fractions so I'm going to have to come up with some system to sweep those fragments that cannot give a lender a meaningful return up so lenders like yourself who have tried to exit don't have any fragments left over. I'll also adjust the aftermarket code so that if there would be a fragment like this left over then it's "gifted" to the buyer.
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SteveT
Member of DD Central
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Post by SteveT on Jan 24, 2016 17:53:03 GMT
I've looked in detail at your account and you have a single loan unit that as a decimal fraction is 0.0000000000000000000000000000000000000006 of the total loan. That calculates out to 0p at 20 decimal places. If I simply flag that loan unit as no longer existing then the loan itself won't add up to 100% when looking at the decimal fractions so I'm going to have to come up with some system to sweep those fragments that cannot give a lender a meaningful return up so lenders like yourself who have tried to exit don't have any fragments left over. I'll also adjust the aftermarket code so that if there would be a fragment like this left over then it's "gifted" to the buyer. Is that final digit a whole 6 or has it been rounded up/down? 
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Post by bracknellboy on Jan 24, 2016 19:44:39 GMT
I've looked in detail at your account and you have a single loan unit that as a decimal fraction is 0.0000000000000000000000000000000000000006 of the total loan. That calculates out to 0p at 20 decimal places. If I simply flag that loan unit as no longer existing then the loan itself won't add up to 100% when looking at the decimal fractions so I'm going to have to come up with some system to sweep those fragments that cannot give a lender a meaningful return up so lenders like yourself who have tried to exit don't have any fragments left over. I'll also adjust the aftermarket code so that if there would be a fragment like this left over then it's "gifted" to the buyer. Is that final digit a whole 6 or has it been rounded up/down? We need an extra dp - we have a right to know.
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