ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
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Post by ramblin rose on Aug 20, 2015 12:21:00 GMT
Got to laugh  I am, as you, talking about the confirmation message that I need to respond to. We have different browsers because the message box looks quite different. Will try to do screen shots - not brilliant at jiggery pokery though  Just logged in on Windows Chrome laptop, totally different message & box style. Looks like its a tablet issue (assus android). Glad you've progressed it without my screenshots 'cos they ain't appenin - try to hide my limitations, but they sometimes become all too obvious 
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Liz
Member of DD Central
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Post by Liz on Aug 20, 2015 12:22:01 GMT
Sounds like a very fair option, and the F5 key will get a rest. My f5 key just broke, was starting to panic. Anyone know a website for bots?
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SteveT
Member of DD Central
Posts: 6,875 
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Post by SteveT on Aug 20, 2015 12:32:10 GMT
It'll be interesting to see whether, now that lenders can be confident of getting their fair slice of upcoming new loans, some of the less attractive loans on the SM become tougher to move on (eg. short remaining term, very largest loans, higher LTVs). In the short term I doubt it, whilst demand so clearly outstrips supply, but longer term it may become more of a factor.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
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Post by ilmoro on Aug 20, 2015 12:32:36 GMT
Just logged in on Windows Chrome laptop, totally different message & box style. Looks like its a tablet issue (assus android). Glad you've progressed it without my screenshots 'cos they ain't appenin - try to hide my limitations, but they sometimes become all too obvious No idea how to do it on a laptop either, theres a button but what happens if I press it Ive never worked out 
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
Likes: 857
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Post by ramblin rose on Aug 20, 2015 12:36:02 GMT
It'll be interesting to see whether, now that lenders can be confident of getting their fair slice of upcoming new loans, some of the less attractive loans on the SM become tougher to move on (eg. short remaining term, very largest loans, higher LTVs). In the short term I doubt it, whilst demand so clearly outstrips supply, but longer term it may become more of a factor. It's the trust structure that will bring that about when holding those loans becomes a liability. It's only recently that lenders couldn't be confident of getting into new loans, but short remaining term, overdue loans have always been saleable.
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star dust
Member of DD Central
Posts: 2,998
Likes: 3,531
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Post by star dust on Aug 20, 2015 12:36:07 GMT
I feel this is going to be very successful both now and in the longer term, it'll make the platform an even more attractive proposition to most investors I am sure (even the deep pockets). Such a neat and flexible solution, I'm really looking forward to more measured and stress-free investing in the future. Well done savingstream. |
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SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
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Post by SteveT on Aug 20, 2015 12:37:46 GMT
Does anyone know how to get to the Account - My Details page when logged in via an iPhone? I can get to Account but then cannot see a link to My Details anywhere on it.
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ianj
Member of DD Central
Posts: 656
Likes: 520
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Post by ianj on Aug 20, 2015 12:38:58 GMT
Great idea. Just a couple of initial thoughts. It might be of value to publish on the Pre-funding screen the current Pre-funding total, the number of lenders with the option set, with examples of how that might pan-out for loans of £5k, £1.2m, etc.. Lenders will then have some idea of how their target might translate against any pipeline loan. While a lender might be happy to have a Pre-funding of £xk, I feel it unlikely that everyone would be comfortable with the full amount in related loans, ie. 11/12/13 or 51/52/53. Can this be catered for? Selling out immediately. It's effectively the same as feeling uncomfortable with a loan full stop. Which would be fine if your previous, most sensible, thoughts about offsetting a BACS deficit by the content of your account were to be enacted.
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
Likes: 857
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Post by ramblin rose on Aug 20, 2015 12:42:24 GMT
I feel this is going to be very successful both now and in the longer term, it'll make the platform an even more attractive proposition to most investors I am sure (even the deep pockets). Such a neat and flexible solution, I'm really looking forward to more measured and stress-free investing in the future. Well done savingstream. Shame some aggrieved lenders took their money elsewhere, never to return, on Tuesday afternoon (only jesting chaps/chapesses, honest  )
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star dust
Member of DD Central
Posts: 2,998
Likes: 3,531
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Post by star dust on Aug 20, 2015 12:44:18 GMT
It'll be interesting to see whether, now that lenders can be confident of getting their fair slice of upcoming new loans, some of the less attractive loans on the SM become tougher to move on (eg. short remaining term, very largest loans, higher LTVs). In the short term I doubt it, whilst demand so clearly outstrips supply, but longer term it may become more of a factor. It's the trust structure that will bring that about when holding those loans becomes a liability. It's only recently that lenders couldn't be confident of getting into new loans, but short remaining term, overdue loans have always been saleable. Agreed, I don't think in itself this will make that much difference to saleability. I suspect there'll be quite a few instances of people not getting as much as they wanted to start with, but the trust structure, a change in loan quality and or defaults would be of greater influence in my opinion.
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stevio
Member of DD Central
Posts: 2,065
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Post by stevio on Aug 20, 2015 12:52:36 GMT
Whats to stop someone clicking £100k for pre-funding then only BACS what they want to fund in a loan later?
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Post by zzr600 on Aug 20, 2015 12:54:16 GMT
Sounds like a good idea. Any cut in interest rates and I'll be migrating my funds to other platforms pronto!
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star dust
Member of DD Central
Posts: 2,998
Likes: 3,531
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Post by star dust on Aug 20, 2015 12:55:27 GMT
I feel this is going to be very successful both now and in the longer term, it'll make the platform an even more attractive proposition to most investors I am sure (even the deep pockets). Such a neat and flexible solution, I'm really looking forward to more measured and stress-free investing in the future. Well done savingstream. Shame some aggrieved lenders took their money elsewhere, never to return, on Tuesday afternoon (only jesting chaps/chapesses, honest ) Well, if you read my posts I didn't actually say that anywhere, but I was certainly aggrieved by a lack of response from SS to the capping issue and a run of server meltdowns, furthermore, most of those complainants were the ones that couldn't invest so their money was 'rejected' not voluntarily removed. Hopefully this will deal with the angry mob, the smug lot, and the nasty party all in one fell swoop
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indy
Member of DD Central
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Post by indy on Aug 20, 2015 12:57:41 GMT
This seems like a great idea
One problem I can forsee, if all 4000+ investors set their amount to £1000 it is going to have to be a large loan to satisfy everybody. This will only get worse as more investors join.....just a thought.
Still a cleaver solution to the current problem, and good to see SS are listening to peoples concerns
well done SS
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
Likes: 11,544
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Post by ilmoro on Aug 20, 2015 12:58:10 GMT
Does anyone know how to get to the Account - My Details page when logged in via an iPhone? I can get to Account but then cannot see a link to My Details anywhere on it. Same on my Android Samsung, doesnt offer any dropdowns. Theres a few things missing from the normal drop downs, prefunding, my details, international wd, provision fund on the mobile site. Might be something for savingstream to take a look at
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I am, as you, talking about the confirmation message that I need to respond to. We have different browsers because the message box looks quite different. Will try to do screen shots - not brilliant at jiggery pokery though 
)
