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Post by bracknellboy on Sept 9, 2015 19:13:17 GMT
I wish to register a complaint: I appear to be holding substantially more Epping/Ippy and other 'iffy loans than I was but 'alf an hour ago.
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webwiz
Posts: 1,133
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Post by webwiz on Sept 9, 2015 19:13:32 GMT
Given 30 days' notice on my stash in Wellesley's 3.5%. The instant access and the extra 0.25% make the switch worthwhile. Yes, and it's also better than Ratesetter. Although AC see this as a holding place for cash waiting for an AC loan, I see it as the best account of any sort for instant access money (if one already has the max £20k in Santander 123). If anyone knows a better one please tell.
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Post by chris on Sept 9, 2015 19:13:35 GMT
Sorry. We do plan to add a notes function in relatively soon (next week or so) as a few people have requested. So I guess my loans with "Manual Investment Disabled" are now all enabled. And that's OK ? No they're not enabled. If there isn't anything listed then the system will do nothing. There's no longer any "hold current investment level" function. You either have buy instructions or sell instructions nothing else. When importing the instructions over from the old target system it will have paused any instructions that arose from your target being set differently to your holdings.
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jonah
Member of DD Central
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Likes: 1,113
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Post by jonah on Sept 9, 2015 19:14:40 GMT
I like how the targeted size for the PF for QAA is there on the dashboard. Slightly odd that it isn't there for GIEA or GBBA. Can't see the actual size anywhere yet.
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Post by chris on Sept 9, 2015 19:15:26 GMT
Given 30 days' notice on my stash in Wellesley's 3.5%. The instant access and the extra 0.25% make the switch worthwhile. Yes, and it's also better than Ratesetter. Although AC see this as a holding place for cash waiting for an AC loan, I see it as the best account of any sort for instant access money (if one already has the max £20k in Santander 123). If anyone knows a better one please tell. We see it as both. It's priced competitively to attract those interested in quick access accounts. Our original plan was to launch as just that and introduce the sweep function later but because we were ahead of schedule we accelerated that.
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Post by chris on Sept 9, 2015 19:16:14 GMT
I like how the targeted size for the PF for QAA is there on the dashboard. Slightly odd that it isn't there for GIEA or GBBA. Can't see the actual size anywhere yet. It's coming for those. I'm still reviewing the entire dashboard layout and information presented. Will be tweaked later in the year.
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jonah
Member of DD Central
Posts: 2,031
Likes: 1,113
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Post by jonah on Sept 9, 2015 19:16:22 GMT
Given 30 days' notice on my stash in Wellesley's 3.5%. The instant access and the extra 0.25% make the switch worthwhile. Yes, and it's also better than Ratesetter. Although AC see this as a holding place for cash waiting for an AC loan, I see it as the best account of any sort for instant access money (if one already has the max £20k in Santander 123). If anyone knows a better one please tell. Depends on how much cash. 5k @ 4% in lloyds for example. 15k in BoS, 6k in tesco @ 3%
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jonah
Member of DD Central
Posts: 2,031
Likes: 1,113
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Post by jonah on Sept 9, 2015 19:18:39 GMT
I like how the targeted size for the PF for QAA is there on the dashboard. Slightly odd that it isn't there for GIEA or GBBA. Can't see the actual size anywhere yet. It's coming for those. I'm still reviewing the entire dashboard layout and information presented. Will be tweaked later in the year. Good to hear. Personally I have some money looking for a relatively safe home and a combination of GBBA plus QAA could do it, but I want to see more figures before I get much more in there. But that's slightly off topic. back on topic, I see you've tweaked the fonts on the login screens
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Post by chris on Sept 9, 2015 19:20:39 GMT
back on topic, I see you've tweaked the fonts on the login screens I'll take your word for it! I've been somewhat head down in the nuts and bolts so I'm not aware of many of the content changes.
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jonah
Member of DD Central
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Post by jonah on Sept 9, 2015 19:22:20 GMT
168k and climbing invested so far... Want a guess on when that million will be reached?
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Post by chris on Sept 9, 2015 19:23:10 GMT
Okay aftermarket is enabled and chugging through each loan. For now I've disabled it for anything with a monitoring event or credit event just until I can carry out some more testing tomorrow without time pressure to make sure the instructions are all working as expected. Accrued interest will update as it goes through each loan as well.
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jonah
Member of DD Central
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Post by jonah on Sept 9, 2015 19:25:25 GMT
Where does interest earnt with cash in QAA from one of the other accounts go? Back into GBBA or wherever the money was held in or into QAA itself?
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webwiz
Posts: 1,133
Likes: 210
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Post by webwiz on Sept 9, 2015 19:28:40 GMT
I sent a grand directly into QAA a while ago by faster payment. Is this an automatic system, or manual and therefore getting overlooked in all the excitement?
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bigfoot12
Member of DD Central
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Post by bigfoot12 on Sept 9, 2015 19:29:39 GMT
So I guess my loans with "Manual Investment Disabled" are now all enabled. And that's OK ? No they're not enabled. If there isn't anything listed then the system will do nothing. There's no longer any "hold current investment level" function. You either have buy instructions or sell instructions nothing else. When importing the instructions over from the old target system it will have paused any instructions that arose from your target being set differently to your holdings. Mine seems to be correct. A loan I had disabled is showing a paused order. Do I assume that from now on amortising loans will amortise and no orders will be generated to bring the holding up to the original size?
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Post by chris on Sept 9, 2015 19:30:35 GMT
Where does interest earnt with cash in QAA from one of the other accounts go? Back into GBBA or wherever the money was held in or into QAA itself? Back to the other account. The sweep function is segregated from the direct QAA investments, so all transactions all interest etc. will appear on each account's statement.
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