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Post by kristjan on Feb 8, 2018 12:05:58 GMT
My experience was horrible. I had a big default with a crash of a company...and Im waiting yet a judicial outcome. A risk analysis must evaluate each risk according to the probability of its occurrence. Investly didn't it this risk analysis. The company stole more than 150000€ from investors and search by internet is crazy that the company pass minium analysis (a baby would do better without any knowledge.) Please, in my experience and opinion...AVOID completly this platform. They don't play fairly and the risks analysis are zero. The companies are time bombs. This comment and a reply to it was previously posted here.
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Post by gugulete on Apr 19, 2018 20:41:56 GMT
Hi Kristjan, if you can tell me how many companies are registered on Investly as a seller and buyer of bills financing. I'm asking this to make an idea if it's possible to diversify my investment by bidding just one auction at each company, so any loss in case of a default will be minimized.
I want to know if I can bid for 1000 bills per month for diferent buyer / seller at an invoice exposure as close to the minimum bid as possible.
Thank You.
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Post by kristjan on Apr 20, 2018 6:36:18 GMT
Hi Kristjan, if you can tell me how many companies are registered on Investly as a seller and buyer of bills financing. I'm asking this to make an idea if it's possible to diversify my investment by bidding just one auction at each company, so any loss in case of a default will be minimized. I want to know if I can bid for 1000 bills per month for diferent buyer / seller at an invoice exposure as close to the minimum bid as possible. Thank You. You can use the buyer limit to diversify and limit your risk against any particular debtor at the same time. For example if you set the bid size at x and buyer limit at 2x, the autobidder will limit bids issued to a particular debtor to 2x. Once an invoice is paid, the autobidder can once again make a bid until it reaches the limit you've set. The autobidder will make unlimited bids if you leave the buyer limit field empty. I'd look at the number of active customers per month rather than looking at the total number of customers. Some customers are active every month, some not. Estonia:monthly active sellers: 54 monthly active buyers: 80 United Kingdom:monthly active sellers: 20 monthly active buyers: 27
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Post by gugulete on May 2, 2018 17:37:46 GMT
I think it will take a long time for me to invest all the money I have deposited into this rhythm, although I do not think there is a lot of money that I have in my account. For example, 3 bills of over EUR 1000 were auctioned today, the rest being a few euro peanuts . However, although my AutoBidder is set to minimum interest I can't get any bids. I would like to know if they are also institutional investors because I saw that some bidders bid over EUR 2,000 on the invoice and if we take into account the rule of diversification, they are running very large amounts of money. A limit should be set if if the invoice on auction is worth up to 5000 EUR, you can not bid more than 100 EUR per user. So my question would be if at Investly are also institutional investors.
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Post by kristjan on May 3, 2018 9:05:26 GMT
I think it will take a long time for me to invest all the money I have deposited into this rhythm, although I do not think there is a lot of money that I have in my account. For example, 3 bills of over EUR 1000 were auctioned today, the rest being a few euro peanuts . However, although my AutoBidder is set to minimum interest I can't get any bids. I would like to know if they are also institutional investors because I saw that some bidders bid over EUR 2,000 on the invoice and if we take into account the rule of diversification, they are running very large amounts of money. A limit should be set if if the invoice on auction is worth up to 5000 EUR, you can not bid more than 100 EUR per user. So my question would be if at Investly are also institutional investors. We do have a few institutional investors and HNWIs who are making larger bids. The overwhelming majority of invoices get financed by smaller retail investors. We had a record month in volume (€1.4m advanced) with 353 invoices financed. Investors should have enough invoices to get their funds allocated. If you are limiting your risks by using the buyer exposure limit, it will take a bit more time to get fully allocated.
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