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Post by goldservice on Sept 20, 2015 7:01:24 GMT
It strikes me that whatever you think of the decision, the process in making it and communicating it does build confidence in FC. They build on their strengths, try to eliminate their weaknesses and have a clear business strategy and plan. If they are jerked about by noisy lenders (such as me) you would worry about the future of the company. They have clearly learned from the MBR issue. I agree - I was again very impressed by their commitment to doing what they think is right for the business, for borrowers and for lenders, but without the arrogance of claiming to have all the answers. How dare the owner do what is right for his business instead of letting us carry on gaming his system!
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adrianc
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Post by adrianc on Sept 20, 2015 7:11:10 GMT
It's interesting to compare these last few comments with the debate about RS's "lend now" change, eh westonkevRS? |
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blender
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Post by blender on Sept 20, 2015 8:22:03 GMT
It's interesting to compare these last few comments with the debate about RS's "lend now" change, eh westonkevRS? I know nothing about Ratesetter, but would not be at all surprised to hear that they wish to set the rates.
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Post by westonkevRS on Sept 20, 2015 12:48:44 GMT
It's interesting to compare these last few comments with the debate about RS's "lend now" change, eh westonkevRS? The lend it now is one way to set a rate, and be provided with a "lend it now" option which some consider sub optimal in terms of returns but is optimal for speed of lending. There remains the "expert" button on the same page and the direct links to the markets through the "last rates matched" options. I don't know why some lenders think other lenders are so lazy or stupid they don't have a look around before choosing how they want to lend, it's patronizing to presume ignorance because a minority choose a different option. Besides this renewed anger I thinks is more from a worry that rates mighty drift downwards, than concern for lenders over the benefit to borrowers. westonkevRS
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Post by goldservice on Sept 20, 2015 13:46:44 GMT
It's interesting to compare these last few comments with the debate about RS's "lend now" change, eh westonkevRS? The lend it now is one way to set a rate, and be provided with a "lend it now" option which some consider sub optimal in terms of returns but is optimal for speed of lending. There remains the "expert" button on the same page and the direct links to the markets through the "last rates matched" options. I don't know why some lenders think other lenders are so lazy or stupid they don't have a look around before choosing how they want to lend, it's patronizing to presume ignorance because a minority choose a different option. Besides this renewed anger I thinks is more from a worry that rates mighty drift downwards, than concern for lenders over the benefit to borrowers. westonkevRSI don't see any anger in adrianc's polite comment. But I do remember that westonkev was once too quick to find fault with a comment of mine, and had to apologise. Now, back to the Fairly Chivalrous thread ...
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Post by davee39 on Sept 20, 2015 15:38:39 GMT
The lend it now is one way to set a rate, and be provided with a "lend it now" option which some consider sub optimal in terms of returns but is optimal for speed of lending. There remains the "expert" button on the same page and the direct links to the markets through the "last rates matched" options. I don't know why some lenders think other lenders are so lazy or stupid they don't have a look around before choosing how they want to lend, it's patronizing to presume ignorance because a minority choose a different option. Besides this renewed anger I thinks is more from a worry that rates mighty drift downwards, than concern for lenders over the benefit to borrowers. westonkevRSI don't see any anger in adrianc's polite comment. But I do remember that westonkev was once too quick to find fault with a comment of mine, and had to apologise. Now, back to the Fairly Chivalrous thread ... The anger relates to the RS thread, taken as a whole. Unlike FC the problem with RS is that it works well and the forum comments tend to be lengthy arguments about miniscule matters.
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fasty
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Post by fasty on Sept 20, 2015 21:28:40 GMT
Many thanks to arbster for the valuable report.
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adrianc
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Post by adrianc on Sept 20, 2015 22:15:07 GMT
The anger relates to the RS thread, taken as a whole. Which is how I intended my comment, and how I took Kev's reply.
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arbster
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Post by arbster on Oct 13, 2015 10:36:40 GMT
FC appear to have recorded the whole of the investor evening, so if people have the time they can listen to the whole event rather than relying on my notes. |
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