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Post by red_panda on Dec 18, 2015 10:16:05 GMT
I don't see any parts offered with discount. It's because they sell very quickly. I've seen multiple times this loan being sold at 1% discount only to be bought within minutes.
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Post by xyon100 on Dec 22, 2015 9:53:36 GMT
I don't see any parts offered with discount. It's because they sell very quickly. I've seen multiple times this loan being sold at 1% discount only to be bought within minutes. I sold most of my 60+ loan very quickly with a 10 percent discount. Perhaps I over sold it? Anyway, doesn't matter, not enough money to bother about. I have retained a small portion of it as suggested just to see how it goes. Still not paid.
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Post by red_panda on Dec 22, 2015 18:11:48 GMT
It's because they sell very quickly. I've seen multiple times this loan being sold at 1% discount only to be bought within minutes. I sold most of my 60+ loan very quickly with a 10 percent discount. Perhaps I over sold it? Anyway, doesn't matter, not enough money to bother about. I have retained a small portion of it as suggested just to see how it goes. Still not paid. I sold mine with a 1% discount, so yep, you might have oversold. I kept 5EUR in just out of curiosity.
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Post by red_panda on Dec 30, 2015 8:36:31 GMT
November payment of the tracktor loan was made, December payment almost. Looks like this loan is surviving.
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,317
Likes: 893
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Post by JamesFrance on Dec 30, 2015 10:05:18 GMT
Yes nearly 3 months repayments made yesterday, still showing 60+ overdue for some reason.
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Post by red_panda on Dec 30, 2015 10:08:30 GMT
Yes nearly 3 months repayments made yesterday, still showing 60+ overdue for some reason. The "late" status gets updated the following night as far as I believe.
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p2pmaster
investment is life.
Posts: 128
Likes: 54
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Post by p2pmaster on May 6, 2016 9:36:06 GMT
I have noticed in my portfolio that more capitalia business loans are going into 60 days+ category. martins, could you please comment on the actions taken by capitalia to recover investors' funds?
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Post by martins on May 6, 2016 15:54:53 GMT
Sure, here are the comments from Capitalia. We are also working on providing this information on the platform.
21884-01 and 20842-01. Client is paying back in small amounts. In negotiations for rescheduling, which would mean that loan would be bought back from investors.
29331-01. Client wants to go into bankruptcy protection. However, to ensure better protection of our interests we have started hard collection of the inventory that is pledged to us with the aim to collect inventory and keep it in our secured warehouse. Based on our last inventory inspection, the value of inventory should comfortably cover our outstanding loan amount.
29361-01. In regular contact with the case. Is experiencing delays of payment from a large state institution, however, can be expected to get back in schedule soon. We have collateral as well as client is very responsive, hence no collection has been started.
45230-01. Collection has been initiated to which client has reacted with concrete payment promises of payment for this week.
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Post by extremis on May 22, 2016 22:44:24 GMT
What happened to the tab (next to Investment Breakdown) in the Loan Listings section that used to give information about 60+ days loans?
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Post by martins on May 23, 2016 19:00:02 GMT
That's a bug on our side. The tab will be back.
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Post by red_panda on May 27, 2016 14:43:32 GMT
martins , can you share some news on the progress of 29331-01 ?
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Post by martins on May 28, 2016 16:12:03 GMT
For loans 60+ days late we have developed a separate tab where the current status of the loan is updated. The tabs got lost with the last version we deployed, but they should be back shortly. Sorry for inconveniences.
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p2pmaster
investment is life.
Posts: 128
Likes: 54
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Post by p2pmaster on Jun 4, 2016 5:50:50 GMT
Martins, I have a question regarding 21884-01 loan. There is a comment "Client just repaid fully one loan, will start covering this one this week or next week. It is long term client, we are communicating every week and waiting". Do I understand correctly that Capitalia firstly covered another loan (not listed on mintos) and now they will try to collect for 21884-01? Should not recovery happen according to pro-rata?
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Post by martins on Jun 4, 2016 8:19:48 GMT
Please contact support@mintos.com. Our support will help with the status of a specific loan. Unfortunately, as much as I would like to I don't know the exact details of each and every loan that is put on the Mintos marketplace.
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