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Post by solicitorious on Oct 4, 2015 12:36:42 GMT
I wouldn't favour it either. I'll often buy whatever quantity becomes available in a loan I'm looking to add and trim back to a round figure later, once I've reached my target holding. And I always sell in multiple chunks (eg. selling £1000 as £750 / £200 / £50) to mitigate the "stuck loan-part" problem. The current set-up enables this very easily. I clearly asked that it be an option, not a compulsion. Hopefully, the stuck loan problem will be disappearing shortly anyhow, not that I've found it to be that much of an issue at a lot size of £500 - and I do buy and sell a lot of loans...
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 4, 2015 13:56:53 GMT
Personally I'm not all that concerned with tinkering around the edges. The one biggest single improvement that savingstream could make, in my opinion, is in communication. I've noticed today that the superyacht has again been extended by 3 months, despite apparent confidence of repayment end of last month. Is it really too much to ask that savingstream keep us informed of this sort of thing? Only half repayment promised so always getting extended. Pebble 6 gained a month too. As for comms, tis a regular cry in these parts. They have flurries but remain inconsistant, itll be in next update no doubt.
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will
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Post by will on Oct 4, 2015 16:38:19 GMT
Personally I'm not all that concerned with tinkering around the edges. The one biggest single improvement that savingstream could make, in my opinion, is in communication. I've noticed today that the superyacht has again been extended by 3 months, despite apparent confidence of repayment end of last month. Is it really too much to ask that savingstream keep us informed of this sort of thing? Re Superyacht. Agreed, so annoying. I dumped a chunk a while back when it seemed to be floating around holiday spots when it was supposedly under Lendy's lock & key. I only found out, today, about the extended/varied new end-date 'cos some I put on sale sold VERY quickly. On the loans page it shows as"2 months". On ilmoro's lists-loans-updates it shows 1/1/16 as the new end-date. I'm curious as to whether my half falls in the half that's being paid end of September. A day or so ago it was "-4 days" or thereabouts. Generally very pleased with Saving Stream, tho' 
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paulgul
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Post by paulgul on Oct 4, 2015 16:43:49 GMT
Going off topic rather, regarding the yacht, SS don't even keep their web site up to date, the loan update section for this loan still says "We have received interest to cover the cost of this loan until September. The sale of the borrowers assets is progressing through legals and we expect to be repaid before September."Edit: just realised they don't say which September |
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 4, 2015 17:11:25 GMT
Re Superyacht. On the loans page it shows as"2 months". On ilmoro's lists-loans-updates it shows 1/1/16 as the new end-date. I'm curious as to whether my half falls in the half that's being paid end of September. They round down to the nearest month on the loans list, Ivw used the actual days remaining from the loan page (and fingers so accuracy not guaranteed) Surprised theyve extended rather than wait & launch a new loan for the residual but looks like there's a delay in the house sale that would repay the 50% anyway.
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Post by nickthefool on Oct 5, 2015 8:38:38 GMT
Would save me and others a considerable amount of time I guess... I have to say it wouldn't work for me at all and I would find it a complete nuisance, moreover I think it would add an unnecessary layer of complexity to the site. On another subject, the issue of accrued interest is a leftover from the boaty days when interest was paid at term on all the loans. With the advent of increased numbers of PBLs some 18 months ago I and many others have been requesting a change for separate paid and accruing interest figures ever since. IIRC someone posted on here that it's expected on the website upgrade which should be imminent.I'm pretty sure the website upgrade was "imminent" when I joined SS around 3 months ago, and haven't heard any official news on it since then.
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sam i am
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Post by sam i am on Oct 5, 2015 13:30:28 GMT
I had some communication with SS over the weekend and in passing asked when the new website will go live. I was told "Hopefully towards the end of October".
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Liz
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Post by Liz on Oct 5, 2015 17:09:39 GMT
I had some communication with SS over the weekend and in passing asked when the new website will go live. I was told "Hopefully towards the end of October". Which year?
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mikes1531
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Post by mikes1531 on Oct 5, 2015 21:11:01 GMT
Surprised theyve extended rather than launch a new loan for the residual but... They probably wouldn't launch a new loan for the 'residual' until they knew exactly how much residual there was going to be. Then they'll completely pay off the existing loan -- which they can do at any time -- and replace it with the smaller loan.
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mikes1531
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Post by mikes1531 on Oct 5, 2015 21:18:26 GMT
... if you go to the "Account" tab, scroll down to "Dashboard", you will see the figure you have invested at "Total Live Loans". If you click on "view details" it will list how your money is split amongst your loans : Yes, but... if you've made multiple investments in a given loan -- picking up pieces in the SM as and when they appear, for instance -- then each separate purchase is listed individually. So if you want to know how much of a given loan you hold you have to get out the calculator and add up all the parts. Not to mention that the listing is in date order and you can't sort it so as to display all your parts of a given loan together.
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Post by solicitorious on Oct 12, 2015 16:52:33 GMT
savingstreamIt would nice on the old/new site to have term remaining standardised in days. Cheers!
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