fasty
Member of DD Central
Posts: 1,038 
Likes: 388
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Post by fasty on Dec 24, 2015 18:09:51 GMT
Yes, but I don't expect to be holding it very long .. I hope .. It's already on the SM. That didn't take long.
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wysiati
Member of DD Central
Posts: 397
Likes: 86
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Post by wysiati on Dec 24, 2015 21:43:42 GMT
Yes, but I don't expect to be holding it very long .. I hope .. It's already on the SM. That didn't take long. An E loan is just for Christmas, not for life.
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Post by GSV3MIaC on Dec 25, 2015 8:57:38 GMT
Only property loans are for life in my book. That E probably won't make new year!
While I'm here, "merry Christmas everyone" ... Now go and socialise!!!
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Post by goldservice on Dec 25, 2015 19:59:08 GMT
Some users (most recently G**dS*****e) still not abiding by the 20% maximum bid restriction. Oops! Any fule kno that 20% of 5k is 1k. But I had just discovered that I can bid faster by holding down the Return key. As I watched the bid total grow, the thought came to me that I had better stop earlier than the usual £3k. Too late - I was £88 over the 20%! Even with my supercharged Return key, I am still not as fast as Ellen who got in around 3 bids for each of mine - perhaps s/he has a bot. For the record, I do not have a bot. And I have never before exceeded the 20%. Sorry, w*****i! Ps If Fancy Crackers does anything about my overbidding, I’ll let you know.
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wysiati
Member of DD Central
Posts: 397
Likes: 86
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Post by wysiati on Dec 26, 2015 15:46:59 GMT
Just stick to the rules. Hopefully someone gifted you a calculator or a primary school education for xmas.  |
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kaya
Member of DD Central
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Likes: 718
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Post by kaya on Dec 31, 2015 14:28:29 GMT
Another tax payment, filled in a minute or so. Questions: How is it that loan requests are listed without up-to-date accounts? This one shows no accounts for the year to 30/10/15. Does it mean that there is something to hide, like zero profit, and so no cash available to pay the tax bill? Yet you have to make a profit to make tax due, presumably...I request a simple lesson in accounts, please!
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ablender
Member of DD Central
Posts: 2,204
Likes: 555
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Post by ablender on Dec 31, 2015 14:57:13 GMT
I would love to have someone pay my tax bill. I can invest my money instead.
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blender
Member of DD Central
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Post by blender on Dec 31, 2015 15:11:58 GMT
I would love to have someone pay my tax bill. I can invest my money instead. Not at 17.4% plus fees? I see the A+ 6% loan has been taken to 90% by manual bidders. No security, 5% before tax. Reminds me of early 2013, when small A+ loans went down to 5% gross and FC felt compelled to bring in MBR to protect lenders. The new year is looking bleak.
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ablender
Member of DD Central
Posts: 2,204
Likes: 555
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Post by ablender on Dec 31, 2015 15:14:31 GMT
I would love to have someone pay my tax bill. I can invest my money instead. Not at 17.4% plus fees? I see the A+ 6% loan has been taken to 90% by manual bidders. No security, 5% before tax. Reminds me of early 2013, when small A+ loans went down to 5% gross and FC felt compelled to bring in MBR to protect lenders. The new year is looking bleak. I was not thinking in terms of borrowing actually. 
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nick
Member of DD Central
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Likes: 825
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Post by nick on Jan 2, 2016 15:24:16 GMT
Another tax payment, filled in a minute or so. Questions: How is it that loan requests are listed without up-to-date accounts? This one shows no accounts for the year to 30/10/15. Does it mean that there is something to hide, like zero profit, and so no cash available to pay the tax bill? Yet you have to make a profit to make tax due, presumably...I request a simple lesson in accounts, please! I believe FC only upload numbers for accounts that have been filed at Companies House (and thus that are publicly available). Companies are required to file their statutory accounts within 12 months of the end of each accounting period, thus in this case their deadline isn't until 30/10/15. All companies are required to file tax returns and accounts to HMRC within 12 months of the end of thier accounting period. However, small companies are required to pay their corporation tax within 9 months 1 day of the end of the accounting period, in this case 1/8/16. In practice, most companies will sign-off their accounts according to this deadline, but will defer actual filing to Companies House until near the 12 mth deadline to minimise public disclosure. So the fact that accounts for 30/10/15 are not available is not a concern. What is a bit puzzling is the timing of this debt raise. Thier 2014 tax liability would have been due on 1/8/15 and their 2015 liability on 1/8/16. So either they are very late paying their 2014 liability or being ultra prudent in ensuring that they can fund their 2015 liability, or have other intended uses for the money.............
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kaya
Member of DD Central
Posts: 1,150
Likes: 718
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Post by kaya on Jan 2, 2016 15:35:17 GMT
Thanks for the reply, Nick, makes some sense. Your explanation does provide some reassurance, so I wonder, a good loan to keep to term, or one to sell in a month or two?!! I guess that's why we get 17+%!
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blender
Member of DD Central
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Likes: 4,272
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Post by blender on Jan 4, 2016 10:04:35 GMT
Irish farmer alert.
Edit: Lasted 4 mins.
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Post by bonfemme on Jan 4, 2016 10:04:55 GMT
E going fast
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ablender
Member of DD Central
Posts: 2,204
Likes: 555
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Post by ablender on Jan 4, 2016 10:19:17 GMT
18694 - What is so attractive about this one?
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blender
Member of DD Central
Posts: 5,719
Likes: 4,272
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Post by blender on Jan 4, 2016 10:35:01 GMT
18694 - What is so attractive about this one? The interest rate for two months. Edit: 18696 lasted one minute - missed it.
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