duck
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Post by duck on Feb 9, 2016 7:28:42 GMT
I can add the following to Jonah's list for GBBA
46
49
82
120
142
147
151
165
177
194
199
204
210
211
215
This may be diverting this thread, perhaps this information needs to be separated out?
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sqh
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Post by sqh on Feb 9, 2016 10:06:57 GMT
I can add the following to Jonah's list for GBBA 82 120 142 Can you check if these are current GBBA investments, because 82 & 120 have been repaid and 142 seems elusive ?
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duck
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Post by duck on Feb 9, 2016 10:22:42 GMT
I can add the following to Jonah's list for GBBA 82 120 142 Can you check if these are current GBBA investments, because 82 & 120 have been repaid and 142 seems elusive ? Apologies I forgot to filter out the re-paids that I hadn't manually removed! 142 should have read 172 (yes my wrong manual entry!)
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sqh
Member of DD Central
Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
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Post by sqh on Feb 9, 2016 10:40:56 GMT
Can you check if these are current GBBA investments, because 82 & 120 have been repaid and 142 seems elusive ? Apologies I forgot to filter out the re-paids that I hadn't manually removed! 142 should have read 172 (yes my wrong manual entry!) Can you clarify that 172 is currently held in your GBBA ? I thought the GBBA dumped suspended loans.
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duck
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Post by duck on Feb 9, 2016 14:19:42 GMT
Can you clarify that 172 is currently held in your GBBA ? I thought the GBBA dumped suspended loans. Yes 172 is currently held (I've checked spreadsheet and downloaded transactions) and it holds £4.74 after @9p of capital was repaid over 5 transactions.
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Post by lynnanthony on Feb 9, 2016 14:29:17 GMT
...I thought the GBBA dumped suspended loans. Where would it dump them to .... ?
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sqh
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Post by sqh on Feb 9, 2016 15:47:49 GMT
Where would it dump them to .... ? Actually, I thought the GBBA offloaded any loan that incurred a monitoring event. I believe Loan #172 went through a monitoring event before suspension so I thought all loan parts got dumped into the MLIA. If there were enough buy orders from MLIA accounts then you wouldn't notice anything abnormal.
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oldgrumpy
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Post by oldgrumpy on Feb 9, 2016 15:51:25 GMT
Where would it dump them to .... ? Actually, I thought the GBBA offloaded any loan that incurred a monitoring event. I believe Loan #172 went through a monitoring event before suspension so I thought all loan parts got dumped into the MLIA. If there were enough buy orders from MLIA accounts then you wouldn't notice anything abnormal.You mean they dump them into MLIA accounts before telling them about an existing "monitoring event"? Mmmm! 
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sqh
Member of DD Central
Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
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Post by sqh on Feb 9, 2016 16:43:59 GMT
Actually, I thought the GBBA offloaded any loan that incurred a monitoring event. I believe Loan #172 went through a monitoring event before suspension so I thought all loan parts got dumped into the MLIA. If there were enough buy orders from MLIA accounts then you wouldn't notice anything abnormal.You mean they dump them into MLIA accounts before telling them about an existing "monitoring event"? Mmmm! Actually, I believe that the GBBA will not buy any loan that has a monitoring event. The GBBA is constantly rebalancing a lenders loan portfolio, so I assume that by extension it will dispose of any loans that don't meet GBBA criteria. The same would apply if the LTV changed, and became outside the GBBA limits. Perhaps chris could clarify the rules.
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Post by crabbyoldgit on Feb 9, 2016 17:03:08 GMT
Err actualy i think the gbba runs on the same program as the geia and hence does not constantly rebalance stake holders loan parts as trading between members does not work even though the documention says it does.Hence stake holders risk profile only changes when funds are available and loan parts free in realality on release of a new loan as this is only when any quantity of loan parts to make a significant difference will exist.But ive wittered on about this in other posts and will now shut up,its the main reason i am slowly withdrawing from the geia and gbba.
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jonah
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Post by jonah on Feb 9, 2016 20:00:22 GMT
Loan 214 is also GBBA eligible, as mine bought a bit. For a glorious 1hr, 13 mins, my GBBA was 100% invested, then 164 paid some interest which is now in the QAA.
To be fair, this is the second time this month that my GBBA has been at 100%.
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mikes1531
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Post by mikes1531 on Feb 9, 2016 22:12:42 GMT
Loan 214 is also GBBA eligible, as mine bought a bit. For a glorious 1hr, 13 mins, my GBBA was 100% invested, then 164 paid some interest which is now in the QAA. To be fair, this is the second time this month that my GBBA has been at 100%. That's good news. If all GBBAs ever were to reach 100% invested that would mean more of any new loans would be available to MLIAs.
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tonyr
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Post by tonyr on Feb 10, 2016 3:22:17 GMT
Loan 214 is also GBBA eligible, as mine bought a bit. For a glorious 1hr, 13 mins, my GBBA was 100% invested, then 164 paid some interest which is now in the QAA. To be fair, this is the second time this month that my GBBA has been at 100%. That's good news. If all GBBAs ever were to reach 100% invested that would mean more of any new loans would be available to MLIAs. Either that or the QAA would expand faster.
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mikes1531
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Post by mikes1531 on Feb 10, 2016 16:48:45 GMT
That's good news. If all GBBAs ever were to reach 100% invested that would mean more of any new loans would be available to MLIAs. Either that or the QAA would expand faster. Possible, but the limit on the QAA has been increasing as the size of the fund approaches it lately. (The QAA balance touched £8M briefly the other day, and I see the cap has been raised to £8.5M now.) I suppose some people could be put off adding funds to their accounts when the QAA is very close to its limit because of a concern that by the time the money arrives the QAA will have hit the limit and their money will be stuck sitting idle in the queue. We may find out more when the £6M loan due to draw down this week goes live. Presuming it's eligible for the QAA, AC ought to be able to place a large chunk of the loan into the QAA without MLIA/GBBA investors feeling they've been underallocated, and that ought to allow the cap on the QAA to be lifted significantly. If that's what happens, we could watch the QAA balance and see how quickly it rises.
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