SteveT
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Post by SteveT on Nov 3, 2015 9:29:15 GMT
I'd be happy to install a simple round to nearest 2dp everywhere, rounded to 8dp on tool tip, with perhaps an option to show the full 40dp if you then click on the tool tip That sounds like an eminently sensible suggestion to me
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bigfoot12
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Post by bigfoot12 on Nov 3, 2015 9:33:34 GMT
I'd be happy to install a simple round to nearest 2dp everywhere, rounded to 8dp on tool tip, with perhaps an option to show the full 40dp if you then click on the tool tip That sounds like an eminently sensible suggestion to me But then you'll get complaints 'My balance shows £103.76, but it won't let me withdraw it, or it will let me withdraw only £103.75'! Edit: For display purposes only you probably want to add a small amount, say £10 -9, and then round down to two decimal places everywhere.
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Mike
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Post by Mike on Nov 3, 2015 10:21:24 GMT
I don't care.
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skippyonspeed
Some people think I'm a little bit crazy, but I know my mind's not hazy
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Post by skippyonspeed on Nov 4, 2015 10:50:46 GMT
For me displaying 2 decimal places are more than enough, any more is an eyesore. I think it is for reassuring that if one is only able to get a very small amount on AM that is earning a fraction of a penny a day, at least you can see it is increasing rather than zero.
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Post by chris on Nov 4, 2015 12:12:25 GMT
For me displaying 2 decimal places are more than enough, any more is an eyesore. I think it is for reassuring that if one is only able to get a very small amount on AM that is earning a fraction of a penny a day, at least you can see it is increasing rather than zero. It's actually for showing those that want to work through the calculations themselves the true figures being used in those calculations. It has massively reduced the number of enquiries we get on the subject. If we only ever show the rounded figure then when people try and work things out for themselves to verify our calculations they end up with the wrong result and we end up having to go through worked examples with them which is very time consuming.
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jayjay
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Post by jayjay on Nov 4, 2015 13:14:50 GMT
Everything should be calculated to 40 decimal places. I just don't want to see the "less than a penny" creeping into the reports. It clutters and should be suppressed from sight. At the moment I can see five items of less than a penny queued for my QAA and cant see the real money further down the queue.
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mikes1531
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Post by mikes1531 on Nov 4, 2015 20:53:11 GMT
Everything should be calculated to 40 decimal places. I just don't want to see the "less than a penny" creeping into the reports. It clutters and should be suppressed from sight. At the moment I can see five items of less than a penny queued for my QAA and cant see the real money further down the queue. : Have you tried using the scroll button? 
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gnasher
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Post by gnasher on Nov 5, 2015 6:12:08 GMT
Poor old AC and Chris - damned if they do and damned if they don't, as usual.
I have confidence in AC and am happy that 40dp are used. Like others however I do find it useless clutter on my displays and reporting. Knowing it is there I like, seeing it all the time I do not like.
Yes there are some nurdy lenders who like to balance and reconcile everything themselves in their own spreadsheets, and will post and complain when it does not match. While I am not one of them I am glad they are there too as they keep the platforms on their toes and increase my confidence that I can trust the platform and need not bother doing the same.
So how about a simple flag on our account that we can control.
- show me everything to 2dp
- show me everything to 40dp
Me, I would go for the 2 dp option, as would 99.99999999999999999876% of the other lenders I think.
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jayjay
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Post by jayjay on Nov 5, 2015 8:35:28 GMT
Everything should be calculated to 40 decimal places. I just don't want to see the "less than a penny" creeping into the reports. It clutters and should be suppressed from sight. At the moment I can see five items of less than a penny queued for my QAA and cant see the real money further down the queue. : Have you tried using the scroll button? I had only just discovered the queue button and then later the scroll button if you have more than 7. Thanks. That still gives me six more 'less than a pennies' queued up. Who wants to know this? This is different from hovering over a number and seeing the detail. A dilemma I suppose.
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mikeb
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Post by mikeb on Nov 5, 2015 18:25:56 GMT
I don't know how many decimal places are needed to solve this one, chris, but my QAA shows "Awaiting investment £0.92" -- yet the queue clearly shows over £200 queued up for entry at different stages. I've got "sweep everything to QAA" ticked ... that's why it's all in the queue. Is money in the queue not "awaiting investment?" |
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Post by chris on Nov 5, 2015 22:51:31 GMT
I don't know how many decimal places are needed to solve this one, chris, but my QAA shows "Awaiting investment £0.92" -- yet the queue clearly shows over £200 queued up for entry at different stages. I've got "sweep everything to QAA" ticked ... that's why it's all in the queue. Is money in the queue not "awaiting investment?" Awaiting investment only relates to funds directly invested in the QAA. Swept funds are not included.
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mikeb
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Post by mikeb on Nov 6, 2015 19:24:24 GMT
I don't know how many decimal places are needed to solve this one, chris, but my QAA shows "Awaiting investment £0.92" -- yet the queue clearly shows over £200 queued up for entry at different stages. I've got "sweep everything to QAA" ticked ... that's why it's all in the queue. Is money in the queue not "awaiting investment?" Awaiting investment only relates to funds directly invested in the QAA. Swept funds are not included. Hmmm, well as I haven't directly invested 92p, that doesn't explain much  So "awaiting investment" doesn't include the swept money awaiting investment. That's ... logical.
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ramblin rose
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“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Nov 6, 2015 19:30:02 GMT
Awaiting investment only relates to funds directly invested in the QAA. Swept funds are not included. Hmmm, well as I haven't directly invested 92p, that doesn't explain much So "awaiting investment" doesn't include the swept money awaiting investment. That's ... logical. The swept money is included in the "awaiting investment" figure for the account(s) it belongs to - so although it appears illogical it actually is logical. Only money belonging to the QAA will be shown for the QAA account. The other amounts then do get shown in the QAA queue because it can't really be shown any other way than in one place. Another poster earlier realised they had early on put some money directly into the QAA when trying to fathom how it worked, and realised they would have accrued some interest whilst it was in there. Could your 92p be that?
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mikeb
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Post by mikeb on Nov 7, 2015 20:06:00 GMT
Logical or illogical, that's exactly it -- well, to within a rounding-error penny, thanks RR!  When the QAA was first set up I direct-invested an amount into it (like others, believing that the QAA balance would be automatically pulled back out, like it said on the tin). After the realization that it "doesn't work like that", I put the sweeper on, from then on! The interest from that comes to 91p ... which has been requeued as "manually invested funds" awaiting investment, separate from the "not manually invested funds that are still waiting investment but aren't waiting investment in the totals" |
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SteveT
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Post by SteveT on Nov 10, 2015 17:08:15 GMT
Today's little (!) bit of good fortune:
Purchase loan part 13618444 (old id 13442628) for 0.0000000000000001037918000000000000030988 GBP with a 2% Discount (0.0000000000000001017159640000000000030368 GBP paid) - annualised rate 14.900, loan: K*** P*** Group (40)
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