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Post by Financial Thing on Nov 5, 2015 15:05:11 GMT
savingstream I think you should keep all the features from the old site and add the recommended requests from the Forumneers. The old site has really good info. (remaining days, interest earned on active and sold loans) Re. new site, I don't like how large the squares are with the big photos. I think a more concise layout would be much more user friendly. I love the list view option though. To find available £'s when new loans become available will be a scrolling pain on the big photo screen. Paid interest amounts & LTV are gone on the MyLoans page? Bad omission. Bring back green color overlay on Loans page indicating loan availability. Ugh to the "view more" button for available loans, an extra click that serves no purpose. Just put all the available loans on the screen. Would love to be able to invest in the loan right from the main loans page instead of having to click on the property? Save an extra click step. Would love to be able to set pre-funding in the loan right from the main pre-funding page instead of having to click on the property? Save an extra click step. Would love to see all loan pieces on same loan combined into single total amount. Change always take a bit of getting used to but the site looks nice.
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Post by bracknellboy on Nov 5, 2015 15:23:43 GMT
ianj and others: If I've been over hasty my apologies though better to be safe (location and photographs from what I recall though). I have asked mrc to take a look at the whole thing here (e.g. suggestion that you can get to the beta without havaing a lender login, and also that SS appear to have posted an image which appears to show borrower data which I had already flagged to others on admin to take a look at before you posted). I really need to be doing other things right now. Hence my shunting it off to another. Edit: it is worth noting that even if the platform appears to be allowing this, that is not necessarily of itself sufficient reason to allow on here, although it could be a big mitigating factor.
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Investboy
Member of DD Central
Trying to recover from P2P revolution
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Post by Investboy on Nov 5, 2015 15:34:00 GMT
Being a web developer myself I saw the similar situation before.
Perfectly good app is being taken over by Marketing / PR department. Countless meetings to decide the size of padding or colour of the banner. Or worrying how it looks on an iPad that is used by 0.0000000000000000001% of users.
SS please focus on availability, reliability of the website not the fancy colours and web 2.0 bull***t. Fix all the bugs and incrementally add new features in agile manner - frequent, non invasive, small releases.
A little techie/insider joke attached.
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Post by mrclondon on Nov 5, 2015 16:06:34 GMT
I'll contact savingstream directly shortly to suggest this post needs a follow up. As most of you will know the forum has a rule about not naming borrowers or providing details which would allow easy identification of them on the forum. The proboards software is structured to allow efficeint searching of content but as a consequence allows for super efficeint indexing of all content by google's crawlers. As bracknellboy has said the numerous screen grabs attached to this thread whilst provided with the best of intentions to aid website development would allow borrowers to be identified, some very easily e.g. a certain garden centre. When p2p started most platforms published brief details of loans open for funding on public webpages, with more detail available when logged in. But the risk of compromising borrower confidentiality is too great, and Funding Circle at one point stated the proportion of potential borrowers that were put off listing with them due to privacy concerns. As a consequence most platforms now restrict borrower info to those logged in to the platform. I have only had a quick look at the SS beta site but I have two observations a) the username and pasword on the OP are to allow temporary access to what will be the public facing website after launch b) full details of borrowers including access to pdf's of loan particulars and valuations are available on the new public facing website without being logged into to a lender account. As well as compromising borrower confidentiality, many valuation documents contain a clause preventing them from being published in such a manner. I find the approach adopted by SS in this regard on the new website, contrary to what the rest of the sector believes is best practise. There are too many screen grabs now attached to this thread to make moderation of them easy. The best advice for the minute is to pay particular attention to not naming borrowers in text or via links (which will be picked up by google), and where possible frame screen grabs to avoid borrower identification. |
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Nov 5, 2015 16:24:45 GMT
Well, I'll keep it brief as nothing to add to what others have said really, my main points of concern being: - The top quarter of my largish screen is taken up to tell me my name and my 3 headline balances, in big writing, with big space. Annoying, unnecessary cause of scrolling.
- Rest of page, big writing, big space. Annoying, unnecessary cause of scrolling.
- The default to big pictures and lists split across multiple pages is the option making most work, likely to be what least people want: Annoying to have to change it - defualts should be the other way round.
- On existing site, prefunding neatly controlled from pre-funding page (typically simple and brilliant). New site, need to go into each and every loan to change a prefund level. Annoying unnecessary clicking and time wasted waiting for pages to load.
Basically, have always loved the exisiting site and its intelligent evolution over the past 2 years, but I'm now disappointed by this new one, and my overwhelming feeling when trying to use it is that it is: Annoying. Edit: And some negative availabilities have appeared on the version I'm using - second more secure link - surely we aren't going to still have that? |
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scubabeer
Member of DD Central
Posts: 54
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Post by scubabeer on Nov 5, 2015 16:35:41 GMT
Tried updating personal details, but failed as I had not supplied a mobile phone number. As mentioned elsewhere in this thread, not everyone has, or uses a mobile, so surely this should be an optional field?
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Post by pepperpot on Nov 5, 2015 17:10:47 GMT
Well, I'll keep it brief as nothing to add to what others have said really, my main points of concern being: - The top quarter of my largish screen is taken up to tell me my name and my 3 headline balances, in big writing, with big space. Annoying, unnecessary cause of scrolling.
- Rest of page, big writing, big space. Annoying, unnecessary cause of scrolling.
- The default to big pictures and lists split across multiple pages is the option making most work, likely to be what least people want: Annoying to have to change it - defualts should be the other way round.
- On existing site, prefunding neatly controlled from pre-funding page (typically simple and brilliant). New site, need to go into each and every loan to change a prefund level. Annoying unnecessary clicking and time wasted waiting for pages to load.
Basically, have always loved the exisiting site and its intelligent evolution over the past 2 years, but I'm now disappointed by this new one, and my overwhelming feeling when trying to use it is that it is: Annoying. Edit: And some negative availabilities have appeared on the version I'm using - second more secure link - surely we aren't going to still have that? I've tried replicating the overfunding (first, less secure link) with two purchase screens operating in unison... well, only the time delay of switching tabs separated the confirmation of the purchases. The result was the second purchase was truncated to that which was left available and I got the massage; I'd satisfied myself that this had been rectified, how did you get the negative availability? If it was just sitting there when you opened the screen, it would have been part of the imported data, so I'm not worried, but if you've generated it somehow...?? (I agree with the rest of your post tho')
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Post by solicitorious on Nov 5, 2015 17:15:08 GMT
Another "nice to have" on the dashboard would be accrued interest since last payday.  |
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scubabeer
Member of DD Central
Posts: 54
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Post by scubabeer on Nov 5, 2015 17:20:27 GMT
Just noticed that in the excel download of the transactions, the loan part detail has had the loan part value appended to it. Thought this value is welcome to have, would it be better to have this as a seperate field?
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dawn
Member of DD Central
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Post by dawn on Nov 5, 2015 17:22:12 GMT
The value was there before - in the column before the Loan part name  |
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scubabeer
Member of DD Central
Posts: 54
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Post by scubabeer on Nov 5, 2015 17:31:43 GMT
How did I miss that  - thanks for spotting my stupid mistake! Rather it wasn't appended to name as well though. |
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
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Post by ramblin rose on Nov 5, 2015 17:42:35 GMT
Edit: And some negative availabilities have appeared on the version I'm using - second more secure link - surely we aren't going to still have that? I've tried replicating the overfunding (first, less secure link) with two purchase screens operating in unison... well, only the time delay of switching tabs separated the confirmation of the purchases. The result was the second purchase was truncated to that which was left available and I got the massage; I'd satisfied myself that this had been rectified, how did you get the negative availability? If it was just sitting there when you opened the screen, it would have been part of the imported data, so I'm not worried, but if you've generated it somehow...?? I didn't do anything to generate it, but after reading this from SS earlier in the thread " Negative availabilities were removed prior to beta release. Please feel free to stress test and try and replicate the negative availabilities bug from old site." I took them at their word, and assumed it had happened since - I only just looked for the first time this afternoon, so others have been using before me. Can anybody else confirm whether they were or weren't there at the start? Edit: I should've added that looking at the activity history doesn't help because the entries aren't in date order - another bug I suggest - the activity entries (particularly obvious on some of the loans) are in a random order, so the fact there isn't recent activity from last few days showing doesn't mean there hasn't been any.
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ianj
Member of DD Central
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Post by ianj on Nov 5, 2015 18:16:50 GMT
ianj and others: If I've been over hasty my apologies though better to be safe (location and photographs from what I recall though). I have asked mrc to take a look at the whole thing here (e.g. suggestion that you can get to the beta without havaing a lender login, and also that SS appear to have posted an image which appears to show borrower data which I had already flagged to others on admin to take a look at before you posted). I really need to be doing other things right now. Hence my shunting it off to another. Edit: it is worth noting that even if the platform appears to be allowing this, that is not necessarily of itself sufficient reason to allow on here, although it could be a big mitigating factor. Fully understand your concern, and that of mrclondon , for the welfare of the forum. In light of what has been said, and because the data contained in my screenshots bears no relevance to the purpose of my post, I have reloaded the attachments previously deleted with photos and all data, bar loan no., redacted.
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mikes1531
Member of DD Central
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Post by mikes1531 on Nov 5, 2015 18:50:56 GMT
Just noticed that in the excel download of the transactions, the loan part detail has had the loan part value appended to it. Thought this value is welcome to have, would it be better to have this as a seperate field? Very definitely! savingstream: This change makes the use of Excel's filtering tools very difficult, because it means every different loan size part creates a separate entry in the list of items that could be filtered. Please move that data back into a separate field, so that all entries for a given loan in the loan name field are identical.
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Post by uncletone on Nov 5, 2015 21:29:47 GMT
If you are an Excel tinkerer, you could engage something on the lines of "=LEFT(D1,SEARCH("(",D1,1)-2)" where D1 is the cell containing the description and value, in order to slice off the offending value.
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- thanks for spotting my stupid mistake!
