mikes1531
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Post by mikes1531 on Jan 9, 2016 1:16:11 GMT
I cannot understand how people are saying that they could not buy on the SM in the morning. I personally saw things that were on sale for a long time. I did not buy them because I am currently fully invested. : Are you basing your conclusion on seeing the available loans page updating to show the part available and then seeing the part sit there for a while? If so, I don't think you're getting an accurate picture, because in my experience the page doesn't update again until well after the part has been bought. If you try clicking through to the buying page I think you'll find any part larger than a few pence disappears in a very few seconds -- more often than not before the buying page even has a chance to load. I've just about given up watching for parts to become available because of my utter lack of success buying anything lately.
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mikes1531
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Post by mikes1531 on Jan 9, 2016 1:26:33 GMT
Is the other way of levelling the playing field for someone to make a bot available to all? It is much beyond my computer skills to do anything like that, but if there was something available where I could specify which loans I wish to increase my investment and by how much, then everyone can set them going and leave them to fight amongst themselves? Like fastest finger first but without having to sit at the computer all day? Sounds a bit like the NRA's views on gun ownership in the States; pretty soon we'd all be touting the bot-equivalent of RPG launchers! : I take your point, but I really don't like the alternative we have now, which is that nobody without a bot has any real chance of buying anything. And it seems clear to me that it isn't going to get better unless savingstream do something about this. I was watching today as tiny parts came available at regular intervals and were snapped up instantly. While I obviously can't prove anything, that behaviour sure looked to me like someone had written a bot and was testing it by putting little parts up for sale to see if they could buy them back before someone else did. If bots can't be detected reliably, then trying to ban them will be unenforceable. So I'd suggest trying captchas. I personally find those to be a pain, but if that's what it takes to give me a chance in the SM then I'm all for them.
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Post by GSV3MIaC on Jan 9, 2016 7:26:33 GMT
I'd rather have a sensible queueing system than captcha, which never seems to work right for me.
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ablender
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Post by ablender on Jan 9, 2016 7:44:38 GMT
I cannot understand how people are saying that they could not buy on the SM in the morning. I personally saw things that were on sale for a long time. I did not buy them because I am currently fully invested. Re the suggestion of having a bot for everyone. How do you think that stressing the servers is going to be better for everyone? I don't know which site you were looking at, everything disappeared in less than a second on the savings stream site today. Different days might have different experience but I know that I saw them and it was the "Available loans" tab that I was following (with manual refresh - so I know that the availability still existed).
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ablender
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Post by ablender on Jan 9, 2016 7:50:19 GMT
I'd rather have a sensible queueing system than captcha, which never seems to work right for me. I am not convinced that a queuing system would work when you have such a large diversity between the big hitters' money and the small investors. If a big hitter queues let us say £100,000 for a particular loan and I am next in line with £200. When will I be able to buy? Let us say that the following loan parts are sold: £500 £200 £50 £1000 £350 £0.45 . . . . With a queue system the big hitter has not fulfilled his demand. He is still at the head of the queue and I am still waiting. With the current system, I can be lucky and be quicker then him on one of the availabilities, and even if it happens to be the £50, at least I will get something. I vote no for queuing systems.
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Post by highlandtiger on Jan 9, 2016 9:23:21 GMT
Have you never heard of the phrases, "customer service" or "customer satisfaction" ? The fact that on our poll alone, 86% of SS's customers want a bot free zone, should be something that SS should be listening to, don't you think?  I would not go that far with this assumption. Whe have lies, damned lies and statistics... What the poll shows is 82 users (atm) wants this. SS has 5,880 investors. Assuming everybody who voted here is SS investor: 82/5,880 = 1.4% of investors wants this. Even generously assuming every of ~1500 members of this forum (not SS board only) is also SS investor and would be against bots we get 1500/5880 = 25.5%. Still far from majority. This reminds me the recent final of "The Apprentice". Team was doing "market research" checking whether people would use candidate's dating app. From the random tiny sample (10-20 people I guess) of thousands people on the train station only 3 were single and said they will use it. So the quick statistics the finalist came up was "100% of single people will use my app". Isn't that great? Lets not forget this board/forum is just a tiny sample of P2P users and SS investors. And sample that we like to think as more sophisticated/involved which may not be the case also. We're just a sample of people who shout the most and the loudest to the ears of site owners who read those forums. So in your assumptions, you are claiming, that this forum is not representative of the entire customer base of SS. because of the very small number of total investors that voted out of the total possible. mmmmm interesting. In other words the polling sample is too small. It seems that according to Investboy, the billions of pounds that Global and National companies spend on market research, (and from which they base their future plans) is totally useless, because they only take the views from a small sample of their total customer base. Poor old Apple, using your figures, every time they wanted to do a bit of market research, even if they contacted 11 million people directly , then that would not be a large enough sample yeah right
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Post by GSV3MIaC on Jan 9, 2016 9:42:28 GMT
I'd rather have a sensible queueing system than captcha, which never seems to work right for me. I am not convinced that a queuing system would work when you have such a large diversity between the big hitters' money and the small investors. If a big hitter queues let us say £100,000 for a particular loan and I am next in line with £200. When will I be able to buy? Let us say that the following loan parts are sold: £500 £200 £50 £1000 £350 £0.45 . . . . With a queue system the big hitter has not fulfilled his demand. He is still at the head of the queue and I am still waiting. With the current system, I can be lucky and be quicker then him on one of the availabilities, and even if it happens to be the £50, at least I will get something. I vote no for queuing systems. You can use 'bottom up' as per the primary market, so everyone in the queue gets £10 from the £500 (unless they wanted less), or you can limit 'buy' order to £x (say £1000, or 10% of deployed funds, or whatever). Yes, I am sure you can devise queueing systems which won't work ('in your favour', and none of them will please everyone) but I am sure you can devise one which would (see the new PM sharing algorithm). If you prefer captcha (yuk) or bot wars, feel free.
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locutus
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Post by locutus on Jan 9, 2016 9:46:11 GMT
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oldgrumpy
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Post by oldgrumpy on Jan 9, 2016 10:20:05 GMT
Three cheers for chris !! Can I buy on the secondary market on SS? 95+% of the time, NO. Do I need to sit glued to my computer only to find the loan parts nearly always gone before I can even get my first click in? YES. Never mind fastest finger; if a bot is operating, forget it. If it isn't, fastest finger wins, just occasionally me! Can I buy on the secondary market on AC? 100% of the time, YES. Do I need to sit glued blah blah? NO. The bot that works for me (and other investors) is the one coded by chris . If he can devise a system that works, so can SS. I note that MT are monitoring the situation, as I think it has been indicated quite convincingly that the transactions here made by s*********m (and some others) are not done by fastest finger first (FFF), (even if some success is gained that way when he isn't interested). |
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adrianc
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Post by adrianc on Jan 9, 2016 11:06:42 GMT
I am not convinced that a queuing system would work when you have such a large diversity between the big hitters' money and the small investors. If a big hitter queues let us say £100,000 for a particular loan and I am next in line with £200. When will I be able to buy? If it's one of the smaller loans, somewhen around the 15th of Never.
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locutus
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Post by locutus on Jan 9, 2016 11:53:38 GMT
locutus , I've seen these on other sites and they are much easier to use than a captcha. Hopefully savingstream are monitoring this page and will listen to their customers and introduce something soon. It wouldn't harm to email them with the suggestion just in case.
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ben
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Post by ben on Jan 9, 2016 11:55:21 GMT
locutus , I've seen these on other sites and they are much easier to use than a captcha. Hopefully savingstream are monitoring this page and will listen to their customers and introduce something soon. It wouldn't harm to email them with the suggestion just in case. SS are fairly often on so they will read it, if they decide to answer or not is a different matter. At the moment the system works for them the ones with the bots must be the big investors and they are the ones that SS need to keep happy so that they can carry on getting the large loans
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ben
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Post by ben on Jan 9, 2016 11:56:57 GMT
then just saying that posted this logged on to SS just out of curiosity and got £100 of PB59
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ablender
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Post by ablender on Jan 9, 2016 12:31:59 GMT
I am not convinced that a queuing system would work when you have such a large diversity between the big hitters' money and the small investors. If a big hitter queues let us say £100,000 for a particular loan and I am next in line with £200. When will I be able to buy? Let us say that the following loan parts are sold: £500 £200 £50 £1000 £350 £0.45 . . . . With a queue system the big hitter has not fulfilled his demand. He is still at the head of the queue and I am still waiting. With the current system, I can be lucky and be quicker then him on one of the availabilities, and even if it happens to be the £50, at least I will get something. I vote no for queuing systems. You can use 'bottom up' as per the primary market, so everyone in the queue gets £10 from the £500 (unless they wanted less), or you can limit 'buy' order to £x (say £1000, or 10% of deployed funds, or whatever). Yes, I am sure you can devise queueing systems which won't work ('in your favour', and none of them will please everyone) but I am sure you can devise one which would (see the new PM sharing algorithm). If you prefer captcha (yuk) or bot wars, feel free. Now I am understanding your argument better. I can see how it can work. The easier and more transparent any implemented system is, the better for everyone.
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oldgrumpy
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Post by oldgrumpy on Jan 9, 2016 13:29:04 GMT
They'll be watching. They just don't engage in continuous repetitive argument while they are deciding what, if anything, to do.
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