registerme
Member of DD Central
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Post by registerme on Feb 18, 2016 0:17:33 GMT
That I don't know the answer to.... There is an awful lot of insight, experience, and collective wisdom on these forums. Should we really "give the benefit of that for free" to people who haven't signed up? Downsides that I can think of would include less new sign ups (perhaps?), less revenue generation (I don't know if this is important in terms of hosting costs if any, or any other costs born by the forum / mods), and less general "good will" for both the industry in general and lenders specifically. On the other hand.... there's an incredible amount of value being given away for free. Charities aside, I suspect none of us are naturally inclined that way  . Thoughts? |
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SteveT
Member of DD Central
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Post by SteveT on Feb 18, 2016 2:00:13 GMT
I didn't read anything much of value in the multiple pages of contradictory spleen-venting added to far too many SS threads today  [Or rather, yesterday. I'm 7 hours out of alignment this week] |
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ianj
Member of DD Central
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Post by ianj on Feb 18, 2016 6:32:08 GMT
I didn't read anything much of value in the multiple pages of contradictory spleen-venting added to far too many SS threads today [Or rather, yesterday. I'm 7 hours out of alignment this week] The beauty of freedom of expression is the that it makes it so much easier to decide who's views we respect, and who's should be treated with a 'pinch of salt'!
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j
Member of DD Central
Penguins are very misunderstood!
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Post by j on Feb 18, 2016 9:32:21 GMT
I didn't read anything much of value in the multiple pages of contradictory spleen-venting added to far too many SS threads today [Or rather, yesterday. I'm 7 hours out of alignment this week] The beauty of freedom of expression is the that it makes it so much easier to decide who's views we respect, and who's should be treated with a 'pinch of salt'! Couldn't have worded it better!
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Post by Deleted on Feb 18, 2016 9:41:53 GMT
"Charities aside, I suspect none of us are naturally inclined that way ." Tha speaks fer tha self! As we say in Yorkshire I have always "depended on the kindness of strangers" which is either from Gone with the Wind or Streetcar.. |
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Post by tybalt on Feb 18, 2016 10:06:59 GMT
A Streetcar Named Desire
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Post by yorkshireman on Feb 18, 2016 12:08:12 GMT
"Charities aside, I suspect none of us are naturally inclined that way ." Tha speaks fer tha self! As we say in Yorkshire I have always "depended on the kindness of strangers" which is either from Gone with the Wind or Streetcar.. I agree with the sentiment 100%. However, in order to help those unfortunate enough to live outside of God’s Own County, it should be emphasised that “tha self” becomes “thissen” in what is now known as West Yorkshire and parts of South Yorkshire. (I can’t find a suitable smiley for tongue in cheek)
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Post by chielamangus on Feb 18, 2016 15:55:53 GMT
"There is an awful lot of insight, experience, and collective wisdom on these forums" ... and a hell of a lot of  . If we pick up useful insights from others we try to pay for it in kind (tho' some might put me in the category). But broadening the subject out a bit, I have wondered whether something like a fund manager could emerge on P2P for those without sufficient time or expertise or confidence in their own judgement. Say someone out there has a proven track record and wants to market his/her expertise. Other lenders might sign up to follow their portfolio and pay a percentage of the net return. Don't ask me about the legal implications of this but it could be a cottage industry for some. And, no, I don't put myself at that level of expertise, but at some point I might prefer to get on with my life and leave the investment decisions to someone who knows what they doing, while still doing the manual work.
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Post by lynnanthony on Feb 19, 2016 13:07:26 GMT
But broadening the subject out a bit, I have wondered whether something like a fund manager could emerge on P2P for those without sufficient time or expertise or confidence in their own judgement. Say someone out there has a proven track record and wants to market his/her expertise. Other lenders might sign up to follow their portfolio and pay a percentage of the net return. Don't ask me about the legal implications of this but it could be a cottage industry for some. And, no, I don't put myself at that level of expertise, but at some point I might prefer to get on with my life and leave the investment decisions to someone who knows what they doing, while still doing the manual work. I think they already exist (fund managers for P2P). On TC I have noticed one called followthepeer bidding, there may be others, I haven't looked hard.
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Post by Ton ⓉⓞⓃ on Mar 13, 2016 14:24:58 GMT
"There is an awful lot of insight, experience, and collective wisdom on these forums" ... and a hell of a lot of . If we pick... Everyone is at a different point in terms of learning & understanding, or even interest in the subject. I try to always have the concern that I might be biased against/pro something. That might have me avoid certain subjects and only read the ones I agree with or like. In psychology I believe there are numerous biases that are just about completely hidden to each of us, we may never know that we have them or which ones we have (if not all). With regard to shares and the stock market; I have getevenitius (I find it hard to sell at a loss) so I tend towards longer term funds.
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