Neil_P2PBlog
P2P Blogger
Use @p2pblog to tag me :-)
Posts: 355 
Likes: 209
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Post by Neil_P2PBlog on Jul 31, 2016 21:56:04 GMT
I've highlighted where you use the phrase "easy access" Neil_P2PBlog as I personally think this is a little unfair on Zopa as far as I'm aware they never call it that, they just use the word Access. You are right, on the page where you select loans they do not use the phrase 'easy access' but just access. I had to look again as I had thought they'd described it as that. Nevertheless, on a number of reviews I read before (that I think come from the same press release), or even on their own blog, they call it 'easy access'. blog.zopa.com/2016/02/17/introducing-our-new-lender-products/"Zopa Access (3-4%) – Safeguard lending with fee free easy access" Edit: Update - after some research it appears this is all because the remaining loans are repaying these days, and not any problem with Zopa
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Post by webbski9 on Aug 1, 2016 7:11:41 GMT
Have a look at Investly....invoice trading in both £ and Euro
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SteveT
Member of DD Central
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Post by SteveT on Aug 1, 2016 10:57:59 GMT
For those looking at AC, as I understand it, just because your money goes into QAA doesn't mean it's earning interest. If there is no loan availability, you won't make anything on your QAA money. Not correct. If it's in the QAA (as opposed to queued, on occasions when the account is full) then it's earning interest.
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Post by Financial Thing on Aug 1, 2016 11:45:33 GMT
For those looking at AC, as I understand it, just because your money goes into QAA doesn't mean it's earning interest. If there is no loan availability, you won't make anything on your QAA money. Not correct. If it's in the QAA (as opposed to queued, on occasions when the account is full) then it's earning interest. thanks for clarifying, is this the same for the GBBA?
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SteveT
Member of DD Central
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Post by SteveT on Aug 1, 2016 12:57:27 GMT
Not correct. If it's in the QAA (as opposed to queued, on occasions when the account is full) then it's earning interest. thanks for clarifying, is this the same for the GBBA? Provided you've set your unlent GBBA cash to be swept into the QAA, it will earn interest there until directly lent in GBBA loans
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m203
Member of DD Central
Posts: 54
Likes: 6
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Post by m203 on Aug 1, 2016 16:31:38 GMT
Regarding european platforms (not UK platforms included) I am currently only invested in Mintos. Are there any p2p platforms where investments are in Germany och France open for non-residents in those countries? More specifically open to a swedish investor. Thanks List of platform open to European residents: www.p2p-banking.com/p2p-lending-services-open-to-international-non-resident-investors/try out any of these. The German ones are not open to resdents outside of the market, with the exception of Crosslend which is also open to UK residents, even so they do not serve that borrower market. There is one French one which is theoretically open, but you'll need deep pockets or other parameters for self-certification. To avoid all these extra requirements, just look at the list above, which is plattforms, that are really open. P.S.. can you recommend the swedish plattforms? Thank you, will look at the list. Regarding Swedish platforms I would highly recommend savelend.se/ I have been investing since the beginning of 2015 in their quick loans (smaller loans, sold if defaulting giving the investor no loss and in sweden it is then considered a credit loss which means it can also be deducted in taxes) and from beginning of 2016 in their beta platform Loansys for bigger loans. It has been working great. I suggest you contact Ludwig to get answers regarding if and how foreign investors are allowed but I have a memory of reading somewhere that they are. I think chat or mail will work but you can call Ludwig the founder as well. It is a very transparent company, growing carefully and with high ambition. I recommend you contact them, probably start with a mail. BR Peter
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Post by wiseclerk on Aug 1, 2016 16:42:34 GMT
m203 have you tried Lendify, Toborrow or Kameo too? Experiences?
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SteveT
Member of DD Central
Posts: 6,875
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Post by SteveT on Aug 1, 2016 20:11:43 GMT
Ton ⓉⓞⓃ, could I seek your help in unlinking me from this thread, can't work out how the link-in happened or how to reverse it. Please delete this post so it doesn't break the flow of the conversation for others. Many thanks. You posted in this thread on July 30th
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mv
Member of DD Central
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Post by mv on Aug 2, 2016 11:10:55 GMT
MT needn't be so frustrating for you.
If I have prefunded my account with the the amount I want to invest and simply emailed them to say I am busy at 4pm they have always successfully placed the bid on my behalf.
This could change if people abuse the service. Also, they can't guarantee as they are placing manually along with everyone else but so far 100% success.
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Post by GSV3MIaC on Aug 2, 2016 11:37:24 GMT
MT needn't be so frustrating for you. If I have prefunded my account with the the amount I want to invest and simply emailed them to say I am busy at 4pm they have always successfully placed the bid on my behalf. This could change if people abuse the service. Also, they can't guarantee as they are placing manually along with everyone else but so far 100% success. That's a very useful 'autobid' facility which I wish they would publicise &/or automate!
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m203
Member of DD Central
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Post by m203 on Aug 6, 2016 9:50:20 GMT
m203 have you tried Lendify, Toborrow or Kameo too? Experiences? Hi, Sorry for the late reply! I am currently invested in Toborrow but I have grown tired of the bidding since i feel that people are bidding to low  So currently I am not adding any funds to Toborrow. Platform is working great though. Regarding Lendify I have been thinking about it but currently I am just monitoring the experience from this guy p2p-ekonomi.se/?s=lendifyI have been looking at Kameo but as far as I can tell there has been almost no projects to bid on. Will not engage in that one. Otherwise I am looking at tessin.se/ for their next crowdlending which is a new funding form for them, they promised lots of those but as far as I can tell only one project so far. They mostly do minimum 50000 sek and then you buy shares. Regarding crowdlending I dont know their lower limit. BR P
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Post by blahetal on Aug 7, 2016 7:55:38 GMT
Hi, can someone recommend a P2P platform for EU citizen which would allow to invest in USD? It does not have to be EU platform. I have found only www.silverbullion.com.sg/Thanks, Libor === edit: found another one located in Singapore www.newunion.sg/ |
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m203
Member of DD Central
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Post by m203 on Aug 7, 2016 15:07:18 GMT
Has anyone tried silverbullion.com.sg?
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Liz
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Post by Liz on Aug 7, 2016 18:33:10 GMT
Has anyone tried silverbullion.com.sg? What is the yield on silver? 
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m203
Member of DD Central
Posts: 54
Likes: 6
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Post by m203 on Aug 7, 2016 19:05:42 GMT
Has anyone tried silverbullion.com.sg? What is the yield on silver? Just checked quickly but according to the site. Best P2P Loan Rates (p.a.) Borrowing Request: 3.00% p.a. (24 months SGD) Lending Offer: 2.50% p.a. (1 months USD)
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So currently I am not adding any funds to Toborrow. Platform is working great though.