elliotn
Member of DD Central
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Post by elliotn on Jan 18, 2018 14:57:46 GMT
I think paying a bonus accrual on a loan brought up to date is a complete surprise? (allowing mike/new2 to confirm otherwise).
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elliotn
Member of DD Central
Posts: 3,064
Likes: 2,681
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Post by elliotn on Jan 18, 2018 15:28:15 GMT
Well, now they've made it official, so they can't take it back  Just to confirm...DFL10 too!!! 
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Post by charlata on Jan 18, 2018 16:35:56 GMT
The main upshot of extending rather than renewing seems to be that I and others won't be getting any bonus interest. Again. It's not often I like being wrong.
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sqh
Member of DD Central
Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
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Post by sqh on Jan 30, 2018 13:12:22 GMT
Update re some unpaid interest:All's well than ends well  Not really. I've had a lengthy ticket open on this missing interest for nearly 3 months, after failing to get any response on this forum. Lendy constantly failed to sort it out, denying that there was even a problem. The ticket is still open.
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Post by skint4achange on Jan 30, 2018 13:16:01 GMT
Update re some unpaid interest:All's well than ends well . I've had a lengthy ticket open on this missing interest for nearly 3 months, after failing to get any response on this forum. Lendy constantly failed to sort it out, denying that there was even a problem. The ticket is still open. So, are you now complaining that they have sorted it or that they didn't answer you? Personally I would be happy to get my money back and have them ignore me! 
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SteveT
Member of DD Central
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Post by SteveT on May 24, 2018 11:29:26 GMT
Another slice of this one repaid this morning too.
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Post by spareapennyor2 on May 24, 2018 12:26:08 GMT
someone likes this put 50K+
today
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withnell
Member of DD Central
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Post by withnell on May 24, 2018 15:33:59 GMT
someone likes this put 50K+ today I think they were selling between accounts - there was 6k on the market for a while after the repayment but that quickly went
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Post by Deleted on Aug 28, 2018 12:34:57 GMT
Yet another repayment on this one today, I had some cash on account pending withdrawal but I've thrown it into the remainder of this instead. Even by Lendy & RICS standards surely 15% LTV is an attractive proposition and the owner seems keen to keep paying down the loan as and when possible.
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sj
Member of DD Central
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Post by sj on Aug 28, 2018 17:34:19 GMT
Indeed - this is pretty much the last loan that I am willing to put any money into. The borrower has paid back so much now it would be a folly not to pay it off in full, and even a distressed sale at a quiet auction house would realise the outstanding amount quite comfortably, despite Lendy/RICS best efforts to extract the urine somewhat. I estimate the "real" LTV to be around 45-60%, assuming various worst-case variables.
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Post by Deleted on Sept 28, 2018 17:26:13 GMT
The latest update from Lendy!
"We have received a partial repayment in relation to this loan as a result of further unit sales"
Unit sales? Did someone buy some trees? The usual attention to detail I'm afraid.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Sept 28, 2018 18:25:34 GMT
The latest update from Lendy! "We have received a partial repayment in relation to this loan as a result of further unit sales" Unit sales? Did someone buy some trees? The usual attention to detail I'm afraid. I'm sure plenty of squirrels, woodlice, pigeons and other wildlife are very happy with their new units. Who are you to judge? 😂
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sl75
Posts: 2,092
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Post by sl75 on Oct 17, 2018 16:27:07 GMT
Over 83% of the remaining balance of this loan repaid today.
If the next payment is for more than the outstanding balance of this loan (which seems likely given the previous pattern of payments), presumably PBL194 will no longer be a "second charge loan", and the balance of the payment will be directed there?
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cwah
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Post by cwah on Oct 17, 2018 22:38:21 GMT
Probably Lendy best borrower so far. I'd be happy to invest again with them. What are their next project?
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sl75
Posts: 2,092
Likes: 1,245
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Post by sl75 on Oct 18, 2018 7:09:42 GMT
Probably Lendy best borrower so far. I'd be happy to invest again with them. What are their next project? How about a massive loan to buy out all of Lendy's defaulting borrowers at negotiated prices exactly equal to their respective outstanding loan balances?
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