Have you received the interest yet?

Moving nicely now. Had four loan parts sell in last hour or so.

Yes early run. Now a couple of big repayments lendy coupled with a pipeline freeze and I may resist heading towards the 'withdrawal' button..

If you don't shave from this point,  your beard will be longer than Merlin's by the time all parts are sold!!!

Indeed, that day has arrived yet again.

Thank you Saving Stream/Lendy.

The problem is that whenever this platform does something well/early/good I wonder if there's an ulterior motive.

My lowest monthly interest payment since about 3 months after I started with SS. It rocked my system when I saw the amount but it was what I was expecting. And it was less than half of what I was netting this time last year.

My gradual reduction strategy remains in place. I usualy manage to submit a withdrawal request every day and I've always withdrawn all my monthly interest since Day 1 so I'm in a good position overall if I go back in history.

I constantly have about 25% of my holding up for sale and as things sell I list more loan parts.

Occasionally I see goodies on the SM (like yesterday) and use a bit of my sale proceeds to elongate my tenure with LY but I know I'm strolling towards the door, albeit in a calm, cool and controlled way.

A lot has changed in the last 3 months and one of those changes is that 13% is fast becoming the new 12%. As more platforms and loans chase a fixed number of investors and finite pot of funds, rates are being forced up. Unfortunately LY still haven't moved to smash their 12% ceiling to stay competitive.

One point of note was a hint in the last update that sales at discounts or premiums might be coming on the SM. But that's a personal interpretation not a fact.