trevor
Member of DD Central
Posts: 557 
Likes: 381
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Post by trevor on Jul 2, 2018 17:02:40 GMT
Panic over for those of little faith. Can't blame you though.
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Post by supernumerary on Jul 2, 2018 17:09:30 GMT
CASHBACK has also been paid on a purchase that I made on PBL199, that I purchased in June 2018, so can't fault Lendy there...  Thank you. Maybe that was 'the enhancements' that Lendy were mysteriously suggesting?  |
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locutus
Member of DD Central
Posts: 1,059
Likes: 1,622
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Post by locutus on Jul 2, 2018 17:22:47 GMT
Has anyone received interest for DFL033? If so, it looks like Lendy stopped paying interest when you sell your loan parts on the first day of the month. Technically correct but would be nice to be told about this retrospective change to the rules.
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SteveT
Member of DD Central
Posts: 6,875
Likes: 7,924
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Post by SteveT on Jul 2, 2018 17:22:48 GMT
However, older (pre-Dec 17) parts of DFL020 were still only paid 10% interest rather than 12%. Lendy have promised this is to be fixed (and the missing 2% from 1/12/17 repaid) but clearly still not yet...
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Post by supernumerary on Jul 2, 2018 17:40:43 GMT
Has anyone received interest for DFL033? If so, it looks like Lendy stopped paying interest when you sell your loan parts on the first day of the month. Technically correct but would be nice to be told about this retrospective change to the rules. PFL033 has been paid into my account. HOWEVER, so far, the overall total amount of interest paid, appears to me, to be lower than what I would have expected... 
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Post by supernumerary on Jul 2, 2018 17:45:46 GMT
HOWEVER, so far, the overall total amount of interest paid, appears to me, to be lower than what I would have expected... Reason being, for me at least, that the interest for DFL030, was paid on the 15th June 2018.
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ganymede
Member of DD Central
Posts: 304
Likes: 211
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Post by ganymede on Jul 2, 2018 17:49:25 GMT
Had e-mail from Lendy interest and cash back credit to accounts.
Checked mine and it's correct - but not a difficult case £0 loan = £0 interest £0 cash back.
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Post by supernumerary on Aug 1, 2018 1:15:46 GMT
Steady as she goes good ship Ly. No weekend sailing on a school day. Water ski in if you have to. Our hopes are invested in you and all who sail in her. The 1st of the month is the day I don't post any glass-half-empty doom and gloom, no whinging about rubbish updates, no worrying about being stuck with crappy looking loans that I can't shift. The 1st of the month is the day to worship SS and give thanks to the platform THE 'interest rate payment run' timing, has become a guessing game the last few months... For reference, here are the approximate times when interest payments started since the first post in this thread. Yes, today's started the latest but we got it on the day. Mission accomplished. 01/10/16 13:38 01/11/16 10:11 01/12/16 07:00 01/01/17 11:00 01/02/17 10:43 01/03/17 09:47 01/04/17 12:39 01/05/17 10:14 01/06/17 10:55 01/07/17 07:26 01/08/17 10:24 01/09/17 10:31 01/10/17 10:27 01/11/17 10:28 01/12/17 10:53 02/01/18 10:17 01/02/18 10:47 01/03/18 10:09 03/04/18 10:54 01/05/18 14:43 01/06/18 18:07 02/07/18 17:59
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Post by brummiefred on Aug 1, 2018 13:11:24 GMT
14.05 today
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MarkT
Member of DD Central
Posts: 190
Likes: 159
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Post by MarkT on Aug 1, 2018 16:42:12 GMT
0.166% for this month.
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TheDriver
Member of DD Central
Slightly bonkers
Posts: 493
Likes: 190
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Post by TheDriver on Aug 2, 2018 3:33:37 GMT
Mine's slightly better at 0.205% - but still unsurprisingly somewhat short of the ~1% anticipated.
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jcb208
Member of DD Central
Posts: 838
Likes: 638
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Post by jcb208 on Aug 2, 2018 7:17:09 GMT
Mine worked out at 0.94% on a reducing loan book ,some luck involved as my only defaults are DFL1-2 , my defaults are far worse on Mt and FS
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TheDriver
Member of DD Central
Slightly bonkers
Posts: 493
Likes: 190
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Post by TheDriver on Aug 2, 2018 7:42:06 GMT
Hi jcb208; Wow, that seems as if virtually all your investments are still IOA, and paying monthly! I don't think anyone would complain at those figures. Also, if you are selling you would forgo the interest while listed, so either very quick sales or reducing balance by repayments? Has your portfolio reduced significantly during the past month, and you have carried over interest?
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Post by picanto on Sept 3, 2018 10:13:09 GMT
August's interest has now been paid. Unfortunately I can't see much of it being reinvested back into the platform.
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ding
Member of DD Central
Posts: 238
Likes: 132
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Post by ding on Sept 3, 2018 10:47:22 GMT
SavingsStream was my first P2P platform. This month is the first I received no interest. I now only hold a collection of disasters.
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Thank you.
