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Post by steve11 on May 16, 2019 11:14:15 GMT
I must admit that although my interest had also not been received (but I now have it as well), my greater concern by far was that £6,000 I had withdrawn which had not hit my account. It's taken around 10 days, but thankfully it has now also been received. So Lendy seem to still be trading, albeit a bit shakily. On the positive side, if you wish to give them the benefit of the doubt, it could all be genuine banking problems that have now been resolved, and it may be business as usual. However, as always, their poor communication skills has left a bitter taste in my mouth, which inevitably results in greater trepidation for future investments. If we get one or two of the old loans paid off very soon, it certainly will go a long way to winning back a little of my confidence, but for now, I won't be investing any further funds.
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benaj
Member of DD Central
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Post by benaj on May 16, 2019 11:21:57 GMT
£12 paid and released to me today very quickly. So exciting.
@bobo , so you requested withdrawal yesterday and received money in the bank today?
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Post by Deleted on May 16, 2019 12:02:25 GMT
no, requested today and their process tells me it has gone through, I'm excited that managed to run their interest generating engine, the transfer process is a worry but it is only a small sum.
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Post by easterbunni on May 16, 2019 12:04:04 GMT
Requested withdrawal of 1p at 7am, received email to say request had been received, nothing yet. I'm going to stick it in my Vanguard account when I get it - I might make some of my losses back!
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Post by portlandbill on May 16, 2019 12:21:57 GMT
Is anyone still making a reasonable rate? Godanubis I'd be interested to know what interest you got on your £100k+ invested? Me? I got the same as I got for the last few months - £0 |
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adrianc
Member of DD Central
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Post by adrianc on May 16, 2019 12:29:55 GMT
Is anyone still making a reasonable rate? This month's interest run scales to about 1.9% APR on the whole balance for me.
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Post by flobberchops on May 16, 2019 12:45:03 GMT
Well, that pig I saw flying past my window this morning turned out to not be a hallucination after all!
I now have the princely sum of... well, about one sixth of what I would have expected had all my loans been active and firing on all cylinders. Averaging across the last few months, I'm currently getting a yield of about 3.3% from Lendy - which I could live with, I suppose, if there was a much better guarantee of return of capital. Lendy, you've got a hell of a job in front of you if you want to attract any future deposits from me.
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Post by Deleted on May 16, 2019 12:57:57 GMT
My big concern is that my "capital is at risk". Frankly, with this shower I would take a hair cut to get back most of it, at least it would be tax-deductable. I've got money stuck in COL for 18 months now and it feels like the same with Lendy. I hope to live another 25 years, but I don't want to be on my death bed hoping there is a "cheque in the post" from Lendy going to pay for my upkeep in the old people's home.
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joe91
Member of DD Central
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Post by joe91 on May 16, 2019 13:01:48 GMT
Got mine too. Just under 7% of what I should have had if all loans were paying out I reckon.
Just over .8% a year! Not good.
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Post by takeshi on May 16, 2019 14:12:22 GMT
I'm not bragging but I got ..... 56p. I've left it in for the moment as I'm worried that a withdrawal of that magnitude might push Lendy over the edge. Reinvest! Is there a minimum sum for buying loan parts? 
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mh
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Post by mh on May 16, 2019 14:14:44 GMT
I requested a withdrawal yesterday, as soon as the interest was credited. But it hasn't come through yet. It always used to happen at about 11am the next day.
It's for a couple of hundred, so they might be doing extra compliance checks.
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adrianc
Member of DD Central
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Post by adrianc on May 16, 2019 14:51:36 GMT
Is there a minimum sum for buying loan parts? No, I used to buy 1p stakes in all the loans I didn't actually want. DFL16/17 cured me of that...
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Godanubis
Member of DD Central
Anubis is known as the god of death and is the oldest and most popular of ancient Egyptian deities.
Posts: 2,011
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Post by Godanubis on May 16, 2019 15:42:11 GMT
Is anyone still making a reasonable rate? Godanubis I'd be interested to know what interest you got on your £100k+ invested? Me? I got the same as I got for the last few months - £0 100K + paid a whopping £10.99 another account with £20K paid £3.30. The others are of course still making interest and Bonuses . Averaging out about 25% accumulated. Only one loan nearing my 2 year write-off.. Amounting to 1.5% of initial invested funds. Still think we will get increasingly more resolutions as the months go by. All will I’ll be resolved before Brexit is. The time time is nearing when a new club will need to be incorporated. “ THE LESS THAN ZERO CLUB” that is not a pleasant prospect.
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jane
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Post by jane on May 16, 2019 18:46:34 GMT
I requested a withdrawal yesterday, as soon as the interest was credited. But it hasn't come through yet. It always used to happen at about 11am the next day. It's for a couple of hundred, so they might be doing extra compliance checks. Same here, but only for a couple of pounds not a couple of hundred.
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neal
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Post by neal on May 17, 2019 14:58:47 GMT
I requested my £2.10 be withdrawn the second I got the email saying it had been credited, nothing received into my bank yet. I'm not sure what percentage that is of the £25k I have invested, I just know I'm now owed £3k in interest, interest that if Lendy had been doing their job correctly would have been reinvested.
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