m203
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Post by m203 on Oct 10, 2016 12:10:41 GMT
As the title says, is there anywhere on the site where one can see what the yield of the full portfolio is?
Thanks
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Neil_P2PBlog
P2P Blogger
Use @p2pblog to tag me :-)
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Post by Neil_P2PBlog on Oct 10, 2016 14:56:12 GMT
As the title says, is there anywhere on the site where one can see what the yield of the full portfolio is? Thanks If you go propertypartner.co/investor/dashboard#pending then 'Portfolio' then manually calculate the forecast dividends by the total portfolio. Portfolio management is pretty awful on PP: I just want a simple csv with all my investments but even that is not possible.
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Steerpike
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Post by Steerpike on Oct 31, 2017 10:06:10 GMT
After one year with PP my XIRR is 1.45%, clearly this is depressed by up front fees and cash drag so I hope to see this improving over the next year.
Edit: 6 months later after a total of 18 months, XIRR has crept up to 3.59%
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Steerpike
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Post by Steerpike on Jan 1, 2019 12:36:45 GMT
After about 2 years with PP, XIRR has crept up to 3.8% and most revaluations are lower than the purchase price, given this performance and the generally increased fees I am not investing more.
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hazellend
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Post by hazellend on Jan 1, 2019 13:39:40 GMT
After about 2 years with PP, XIRR has crept up to 3.8% and most revaluations are lower than the purchase price, given this performance and the generally increased fees I am not investing more. That’s not too bad, given the property market currently.
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Post by Ace on Jan 1, 2019 16:25:59 GMT
Out of the 20 platforms that I'm trialling PP is the only one with a negative XIRR (currently -1.40%). I'm only a little over 6 months into my PP journey, so the loss is mainly due to upfront fees. I was also unlucky to have suffered from investing in a project that was later cancelled, causing a big cash drag.
I need 3 more months of expected dividends to turn the XIRR positive.
I'm not too disheartened as I'm happy with my investment choices and am happy to hang on for the long term. Also, my investments are currently trading at a significant premium, so, if I wanted out I would be able to exit with a reasonable profit of around 5% (so roughly a 10% XIRR).
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beh
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Post by beh on Jan 7, 2019 20:20:24 GMT
Speaking of yields - www.propertypartner.co/blog/dividend-yield-adjustment/At a glance I've roughly as many gone up as down, perhaps slightly worse for it. If anything I'm surprised they'd managed to keep them mostly as advertised for so long. Was trying to find the last reference to them funding any gaps themselves.
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hazellend
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Post by hazellend on Jan 7, 2019 20:32:19 GMT
Speaking of yields - www.propertypartner.co/blog/dividend-yield-adjustment/At a glance I've roughly as many gone up as down, perhaps slightly worse for it. If anything I'm surprised they'd managed to keep them mostly as advertised for so long. Was trying to find the last reference to them funding any gaps themselves. I was surprised in a bad way. I thought rents in good properties should go up in line with wage inflation or CPI. I will be angry if PP have been propping up the yields with their own funds
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bigfoot12
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Post by bigfoot12 on Jan 8, 2019 8:10:43 GMT
I thought rents in good properties should go up in line with wage inflation or CPI. I will be angry if PP have been propping up the yields with their own funds I am a bit disappointed and it isn't going to change my current policy of no new investments and income being withdrawn. Have you looked at the details? Have rents actually gone down, or have valuations on some gone up by more than the rent has gone up - which is what happened on the three they decided to sell.
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Post by longjohn on Jan 8, 2019 15:59:20 GMT
My portfolio rental yield has dropped from 4.22% to 3.98% consistent with one up and three downward changes in the rental adjustment.
I have interests in only 11 properties so not really diverse enough yet. My plan for this year is to increase that to 20 by adding more funds and also selling part of my larger holdings and splitting the money across two or three different properties.
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