What is your immediate SS investment strategy for 2017?

I've voted to maintain my current level, but that's more about rotating out of older loans into the newer ones rather than negativity about the platform. I've been with them since the very early "boaty" days and, other than for their comms (which have never been great) they've been my most rewarding platform. I intend to stick with them and possibly increase my level if the profile of my loans allows.

I have found my 3 favourite platforms: Moneything, ABLrate and Savingstream.

I am increasing my investments and trying to stay roughly 1/3 in each.

Current P2P monthly income £1,600

I have voted to stay about the same. like other people have mentioned i am concerned about the ammount of negative day loans there are and think it would be a good udea if " management" made a clear staement about there views on these loans. Remarks have been made about poor comms. but not sure if that is due to some people just moaning for the sake of it but think a bit more effort could/should be made to improve it if for no other reason than to stop the "moaners"

I'm only toying with SS compared to some as over £500 'interest' earned and I'll be taxed at a marginal rate of 60%

So with any further investment reduced from circa 12% to 4.8% which is close to what I'll hopefully shortly be able to get through Lending Works IFISA when it launches for what I perceive to be considerably less risk.

So until an IFISA wrapper becomes available I'll be maintaining my small investment!

I want to raise my p2p commitment to 5% of my net worth. I'd rather that was one platform for ease of admin, as I already have gone through RS and FC as I try each and discover their flaws. I hope SS is the one I stick with, as it offers good returns and is asset backed. But my God its hard work feeding money in while remaining diverse and I'm starting to tire of the SM game, all fast finger and shopfronts.

I am a longstanding P2P investor via Z and FC, I somehow missed out on the early days of SS.

I am diversifying out of SS into BC but depending on loan quality and the HONESTY of loan particulars and updates I may stay much where I am. BC are easy to get into (5k at a time though) but I am too heavily into property loans on all platforms.

The forums have been very helpful - esp CD and others with the DD and insights and knowledge going back years about some borrowers.

Uncomfortable about BC and the lack of active forum members. Will see what their SM looks like if it appears as promised.

Have invested quite a bit in MT but despite I like their communication, the platform concentration on a few borrowers seems a very weak point. Invested a lot in student accommodation across MT and SS but it all feels like a bubble, and with one person holding the pin.....

EDIT: not too concerned about 12% or 10%, its all better than 2.2%, But I value honesty in loan presentation quite highly. As 100% internet companies, all P2P platforms must surely have by now learnt the lesson from the early days of internet retail - you ignore customer feedback at your peril.