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Post by kilozulu on Jan 4, 2017 20:28:57 GMT
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Post by rahafoorum on Jan 9, 2017 11:21:20 GMT
Difficult to understand what their goal with that was.
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,323 
Likes: 897
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Post by JamesFrance on Jan 9, 2017 14:37:10 GMT
Maybe TrustPilot is just adding sites which may be of interest. I see Twino is there also, with only 3 reviews so far.
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Post by coolrunning on Jan 12, 2017 17:10:53 GMT
Read the reviews on Trustpilot.
It is worth it just to see the desperate attempts that Bondora make to answer the complaints.
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Post by rahafoorum on Jan 13, 2017 13:01:20 GMT
Read the reviews on Trustpilot. It is worth it just to see the desperate attempts that Bondora make to answer the complaints. Wow...not only good "salesmanship", but even directly obvious lies misleading comments. Apparently they now claim that there's no "priority", although since PM is automatically launched as soon as loan application is sent to market, then API won't get in anyway. I guess that's not a priority?...
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Post by marthaskirta on Jan 13, 2017 13:16:53 GMT
Read the reviews on Trustpilot. It is worth it just to see the desperate attempts that Bondora make to answer the complaints. Wow...not only good "salesmanship", but even direct obvious lies? Hi! This is not a lie - the bids are in the order of the size and in case of several bids the earliest bid gets a priority. API has a priority only in case there is a full loan size bid and this was explained in one of the answers. It has been this way for a long time.
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Post by rahafoorum on Jan 13, 2017 13:18:59 GMT
Thanks. Already managed to get more info on this and modified my comment. Still, it doesn't change the fact that PM is in first priority and API won't get in as long as there are PM bids. I suppose you can call the reply politically correct or something, but the outcome is still exactly the same as it used to be when PM had a priority - no investments through API.
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Post by marthaskirta on Jan 13, 2017 13:26:25 GMT
Thanks. Already managed to get more info on this and modified my comment. Still, it doesn't change the fact that PM is in first priority and API won't get in as long as there are PM bids. I suppose you can call the reply politically correct or something, but the outcome is still exactly the same as it used to be when PM had a priority - no investments through API. As said - there is no priority for PM over API. From our latest overview of loan funding per channel you can see that API bids do get in (and no these are not institutional investors taking full loans) www.bondora.com/blog/loan-funding-per-channel-november-2016/ With the increased demand from the investors and with the bid size increasing it was hard for some time to get in with smaller bids regardless of the channel used for investing. Now the situation has been improved and lot more loans are funded even with the smaller bids.
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Post by rahafoorum on Jan 13, 2017 13:40:08 GMT
So you're saying that it is possible to get into a loan before a PM bid gets in and push a PM bid out?
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Post by marthaskirta on Jan 13, 2017 13:50:27 GMT
I don't see any reason why not. As said based on the size and then based on the time the bids are ranked, as you saw from the statistics.
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Post by mopcku on Jan 13, 2017 14:29:33 GMT
I don't see any reason why not. As said based on the size and then based on the time the bids are ranked, as you saw from the statistics. Martha Hello also on this thread 
Unfortunately i would confirm the observation that i am getting much more loan parts via the PM than the API.
I have PM even configured to conservative and API taking everything. Both bid for 5 euro.
Even in this case PM gets more than the API.
What is the reason and if this is on purpose I cannot judge, but what I can say for sure is that is bad since until your PM become more flexible you are forcing your investors in buying loans they don’t want.
So please allow your PM to select more specifically what to buy or give at least the investor who are able to call the API get also some loans!!!!
Thanks
Mopcku
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Post by rahafoorum on Jan 13, 2017 15:00:52 GMT
I don't see any reason why not. As said based on the size and then based on the time the bids are ranked, as you saw from the statistics. Martha Hello also on this thread
Unfortunately i would confirm the observation that i am getting much more loan parts via the PM than the API.
I have PM even configured to conservative and API taking everything. Both bid for 5 euro.
Even in this case PM gets more than the API.
What is the reason and if this is on purpose I cannot judge, but what I can say for sure is that is bad since until your PM become more flexible you are forcing your investors in buying loans they don’t want.
So please allow your PM to select more specifically what to buy or give at least the investor who are able to call the API get also some loans!!!!
Thanks
Mopcku
Apparently all you need to do is bid €10 through API and you should be getting in more often than with PM.
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Post by Butch Cassidy on Jan 13, 2017 15:09:23 GMT
Read the reviews on Trustpilot. It is worth it just to see the desperate attempts that Bondora make to answer the complaints. Well the fight back has started, just when you thought that they couldn't scrape the bottom of the barrel any harder - friends & family "rent a rating" posse ride to the rescue, with 16 mainly 4/5 star ratings all within the last 5 hours, including such in depth analysis as "Bondora is in right way!" & the completely unbiased assessment "Very good and easy investment with manageable risk. Highly recommended!"
Now I am sure all these fans just coincidentally registered positive comments within a few hours of each other & it is pure coincidence that all the negative ratings have now been pushed off the first page & out of sight; FAKE NEWS ALERT
Bondora never fail to impress when it comes to put a positive spin on a terrible situation, rather like the investor who claims to have earned E60 interest but has E70 of "endangered capital" yet still rates them 4/5 stars - just incredible.
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,323
Likes: 897
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Post by JamesFrance on Jan 13, 2017 16:28:16 GMT
You have love this bit
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Post by oktaeder on Jan 13, 2017 16:30:13 GMT
Nice... finaly all the white knights came and the truth of bondora's value for investors came into the light "Very interesting project. ****"  API vs PM. I watch this since months and it don't seems to be such simple. - I cannot see any change the last weeks. - It is possible to get loans using API but not easy. - It is possible to make 10 or 5€ bids by PM but very very difficult by API - Even if you make very high bids (up to 250€) or the bids very early (only 10% or so filled so far) mostly you will be kicked out. There is a real lot of money awaing loans in PMs now. I guess that will change again in a few month. PM fills up as good as every loan. I myself don't want most of them. We will see if all the PM users with big bags of money will become happy with their loans. I won't write a comment at trustpilot and I wouldn't give one ore two stars. But the newest comments are ridicolous and won't help. |
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