oldgrumpy
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Post by oldgrumpy on Oct 28, 2014 17:48:35 GMT
I've just upped my target by a small three figure amount to spoil the party (greedyold Grumps  ). PS .... and to check that I understand how to switch money between my cash and lending accounts .... clearly I do ....... understand.... |
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ramblin rose
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“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Oct 28, 2014 17:49:00 GMT
I'm jealous - I'd like to have more of it, but haven't seen a sniff of any of it since my initial chunk at drawdown. I assume you are only picking up tiddly bits and I've just been unlucky in the draw. Small to some I guess. I've picked up a total of £40.61 I think in two different bites. Either two different people or one person making a second adjustment. So by random it should really be your turn next ramblin rose. Hmmm. Had the impression that chunks yielding over £1 per person interested were divi'd up to as many interested parties as possible, but I guess I must've misunderstood. Definitely have a target above my holding, and definitely had money in my account since new site lauch.
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Post by pepperpot on Oct 28, 2014 18:06:59 GMT
Small to some I guess. I've picked up a total of £40.61 I think in two different bites. Either two different people or one person making a second adjustment. So by random it should really be your turn next ramblin rose. Hmmm. Had the impression that chunks yielding over £1 per person interested were divi'd up to as many interested parties as possible, but I guess I must've misunderstood. Definitely have a target above my holding, and definitely had money in my account since new site lauch. Picked up just over £10 today, and a bit more a day or 2 ago, so a fair distribution should, by rights, give something to you. Perhaps it's all the winging you do/kindly donated creative criticism that The Great Lord Algorithms' twin brother has a problem with.
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Oct 28, 2014 18:13:48 GMT
Hmmm. Had the impression that chunks yielding over £1 per person interested were divi'd up to as many interested parties as possible, but I guess I must've misunderstood. Definitely have a target above my holding, and definitely had money in my account since new site lauch. Picked up just over £10 today, and a bit more a day or 2 ago, so a fair distribution should, by rights, give something to you. Perhaps it's all the winging you do/kindly donated creative criticism that The Great Lord Algorithms' twin brother has a problem with.   I suppose I have to get my come-uppance sometimes
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Oct 28, 2014 18:32:25 GMT
Small to some I guess. I've picked up a total of £40.61 I think in two different bites. Either two different people or one person making a second adjustment. So by random it should really be your turn next ramblin rose. Hmmm. Had the impression that chunks yielding over £1 per person interested were divi'd up to as many interested parties as possible, but I guess I must've misunderstood. Definitely have a target above my holding, and definitely had money in my account since new site lauch. I've been a plonker - it's Tranche 2 I have rather than Tranche 3 - I decided not to go for Tranche 3 as it's the same borrower. But thanks to Ton ⓉⓞⓃ posting about this I've now put a target on Tranche 3 since I don't have as much as I want with that borrower via Tranche 2 anyway.
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kermie
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Post by kermie on Oct 28, 2014 19:13:37 GMT
I've been picking up tid-bits from London Law Firm (T3 - loan#95) recently.
I have targets set on London Law Firm (T2 - loan#85), although have not picked anything up there.
IN EDIT: corrected the above and removed question which no longer makes sense. I can't even ask a straight question without confusing myself further.
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oldgrumpy
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Post by oldgrumpy on Oct 28, 2014 19:20:57 GMT
Loan #95
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kermie
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Post by kermie on Oct 28, 2014 19:30:45 GMT
Ta muchly. A case of me trying to do too many small things at once...again...after spending all day at work failing in much the same way!
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Oct 28, 2014 19:30:50 GMT
I've been picking up tid-bits from London Law Firm (T2 - loan#95) recently. I have targets set on London Law Firm (T1? - loan#85), although have not picked anything up there. But I can't seem to find a "tranche 3" loan - which loan# is that? #85 is T2 (name = *** ***** *** Tranche 2) #95 is T3 - although it isn't identified as such in the name of the loan T1, I think, was paid off some time ago - it was before my time.
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mikes1531
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Post by mikes1531 on Oct 28, 2014 23:24:05 GMT
I've been picking up tid-bits from London Law Firm (T2 - loan#95) recently. I have targets set on London Law Firm (T1? - loan#85), although have not picked anything up there. But I can't seem to find a "tranche 3" loan - which loan# is that? #85 is T2 (name = *** ***** *** Tranche 2) #95 is T3 - although it isn't identified as such in the name of the loan T1, I think, was paid off some time ago - it was before my time. T2 (#85) and T3 (#95) both show in my account loan listing as having the same 'Loan' name -- L***** L** F***. Looking at the individual loan pages, #85 shows the 'Name' to be E** L**** L** T2, whereas #95 shows the 'Name' to be E** L**** L** with no mention of Tranche 3. T1 was Loan #29. It was repaid, but I can't say when because there's no repayment information loaded onto the new system. I have targets for both #85 and #90, but no holding of #85. I've picked up three small bits of #95 since the new system went live -- £4.63 at 1743 on 24/Oct and £15.01 plus £1.38 on 27/Oct, both timed at 1619. I find two purchases at the same time odd, but perhaps the seller put two separate parts up for sale only a few seconds apart. The big difference between the size of the two purchases also seems a bit odd. The bigger purchase came first and I wondered whether I might have run out of money for the second purchase, but that seems not to be the case because the next entry in my statement is another purchase.
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Post by pepperpot on Oct 29, 2014 0:32:38 GMT
T2 was a re-finance of T1 so will have been paid off when T2 went live.
There's something not quite right with the SM at the moment. Both #66 Yorkie and #95 LLt3 currently (00.32) have small amounts available to buy, my targets are set above holdings on both with enough funds available in MLI but nothing is happening??
Edit; 10 mins later LLt3 has gone, but not to me, and yorkie still there. Bemused.
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ianb
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Post by ianb on Oct 29, 2014 7:02:20 GMT
T2 was a re-finance of T1 so will have been paid off when T2 went live. There's something not quite right with the SM at the moment. Both #66 Yorkie and #95 LLt3 currently (00.32) have small amounts available to buy, my targets are set above holdings on both with enough funds available in MLI but nothing is happening?? Edit; 10 mins later LLt3 has gone, but not to me, and yorkie still there. Bemused.
What you saw for #66 and #95 sounds much like what I saw the day before with LpoolEC (reported under New System New Weird Behaviour) where AI is doing its stuff and has effectively locked the amount if I understand it correctly. Per Chris it should all be done in an instant so us poor users shouldn't have it visible to try and gnash it up but it seems to be running slow now and again.
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ramblin rose
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“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Oct 29, 2014 8:52:59 GMT
Well, having got round to setting a target here, I did get a bit (£10.10) at 02:31 this morning. Seems to be dribbling out from somewhere, as if someone's account has sprung a leak  |
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niceguy37
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Post by niceguy37 on Oct 29, 2014 9:37:24 GMT
Well, having got round to setting a target here, I did get a bit (£10.10) at 02:31 this morning. Seems to be dribbling out from somewhere, as if someone's account has sprung a leak I guess someone with a significant holding is selling off chunks now and again, to keep a bit of cash in their manual account, in the hope of picking up a few morsels of other loans as they come up. That's what I'm doing, to rebalance my portfolio, and I guess I'm not the only one. Maybe I should just wait until the auto-diversification tool arrives.
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kermie
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Post by kermie on Oct 29, 2014 10:41:44 GMT
Well, having got round to setting a target here, I did get a bit (£10.10) at 02:31 this morning. Seems to be dribbling out from somewhere, as if someone's account has sprung a leak I guess someone with a significant holding is selling off chunks now and again, to keep a bit of cash in their manual account, in the hope of picking up a few morsels of other loans as they come up. That's what I'm doing, to rebalance my portfolio, and I guess I'm not the only one. Maybe I should just wait until the auto-diversification tool arrives. Indeed, I am (or will) do much the same once my current cash pot is gobbled up. As for auto-diversification - sounds very nice indeed, but I have to admit to being a little wary...I think I'd like to see the current site settle down for some weeks (if not 2 or 3 months) before trying out anything more than what is really just currently the old AutoInvest approach but without the primary market. Am feeling slightly guilty: I think I suggested that the AI mandates should be carried forward to the new site - but did not appreciate that the "on/off" flags for each loan would not be carried forward - meaning that if you had a target set, but no "buy" or "sell" boxes ticked, that did not matter - on the new site the system started to buy or sell accordingly anyway...a bit naughty...(to say the least). I was lucky enough to have sensible targets even on those loans with the AI mandates turned off, but it could have been very very ugly. Hence I'd really want to be sure I understood the auto-diversification logic before jumping in, and to be frank, I'd be happy to see others dip their toes in first and report back!!
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