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Post by msa on Feb 11, 2017 12:52:45 GMT
Which ones would the more experienced forum members recommend? I think my ideal approach now is just to park relatively modest amounts of cash in a variety of fixed term loans and hold through until completion - some platforms look very complex if swapping around before the term is up. As they come to term, I'll draw out some interest and/or capital as appropriate and reinvest the rest.
Have you looked at LendInvest? the higher rates sell out quickly but lower rates are secured on loans at sometimes very low LTV's. They have yet to lose any investor money (their claim).
WiseAlpha have an interesting offer too imo, corporate bonds paying anything up to 8% over the next 2-4yrs. Coupon payments every 6 months which can be reinvested.
I have a little invested in both of the above, so far so good..
wiseAlpha have just launched a 1 year wiseAlpha bond paying 8.00%: Link
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Post by msa on Feb 14, 2017 13:30:01 GMT
Have you looked at LendInvest? the higher rates sell out quickly but lower rates are secured on loans at sometimes very low LTV's. They have yet to lose any investor money (their claim).
WiseAlpha have an interesting offer too imo, corporate bonds paying anything up to 8% over the next 2-4yrs. Coupon payments every 6 months which can be reinvested.
I have a little invested in both of the above, so far so good..
wiseAlpha have just launched a 1 year wiseAlpha bond paying 8.00%: Link The GBP 100k in the wiseAlpha Investment bond are almost gone already. Curious to see if they will add another one?
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Post by msa on Feb 20, 2017 13:39:53 GMT
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Post by caveman38 on Feb 20, 2017 15:37:53 GMT
That's the third. Since the one you mentioned in earlier post, a second was issued which was swallowed up in a few days.
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Post by msa on Feb 22, 2017 9:17:00 GMT
That's the third. Since the one you mentioned in earlier post, a second was issued which was swallowed up in a few days. You are right. That's selling fast. The third tranche is almost swallowed up as well.
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Post by charles on Feb 22, 2017 16:12:07 GMT
That's the third. Since the one you mentioned in earlier post, a second was issued which was swallowed up in a few days. You are right. That's selling fast. The third tranche is almost swallowed up as well. I don't get it. What do investors find so attractive about this WiseAlpha Bond? Someone please enlighten me?
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Post by msa on Feb 23, 2017 16:44:30 GMT
That's the third. Since the one you mentioned in earlier post, a second was issued which was swallowed up in a few days. 3rd tranche sold out again. 50% of 4th tranche is already gone as well...
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Post by msa on Feb 24, 2017 9:07:46 GMT
That's the third. Since the one you mentioned in earlier post, a second was issued which was swallowed up in a few days. 3rd tranche sold out again. 50% of 4th tranche is already gone as well... Just received an email from wiseAlpha saying: "WiseAlpha 8% Investment Bond – closing today!We will take final requests today in the event that the remaining amount of the bond on the market is sold out.
We anticipate the wider bond programme to start in a few months following this introductory offer.
..."
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SteveT
Member of DD Central
Posts: 6,873 
Likes: 7,918
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Post by SteveT on Feb 24, 2017 9:27:07 GMT
You are right. That's selling fast. The third tranche is almost swallowed up as well. I don't get it. What do investors find so attractive about this WiseAlpha Bond? Someone please enlighten me? " WiseAlpha Investment Bonds are unsecured debts of WiseAlpha
Investment Limited that are not negotiable on the capital markets.
WiseAlpha Investment Limited is not regulated by the FCA and does
not offer any regulated services. WiseAlpha investment bonds are
issued by WiseAlpha Investment Limited, a company incorporated
under the laws of the British Virgin Islands" What's not to like? 
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,156
Likes: 4,830
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Post by ozboy on Feb 24, 2017 10:10:57 GMT
Yeah, I'm gonna remortgage the house and bung the lot into "WiseAlpha Investment Bonds", they are just soooo good. |
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Post by msa on Feb 26, 2017 11:18:16 GMT
Yeah, I'm gonna remortgage the house and bung the lot into "WiseAlpha Investment Bonds", they are just soooo good. It's sold out now. They have added 200k of the 6.75% Iceland 2024 Senior Secured Bond of which more than half is already gone again.
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,156
Likes: 4,830
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Post by ozboy on Feb 26, 2017 15:32:34 GMT
Lemmings.
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Post by wisealphateam on Feb 27, 2017 12:01:31 GMT
Hi Ozboy,
The offering we believe is interesting because investors can get exposure to senior secured debt of large corporates and earn an 8% return over a short period which is at the upper end of the yields available on the segment of the bond market we focus on. Since we are effectively going to be using the bond funds to invest in the bonds on the platform, investors are effectively taking similar risk to a portfolio of bonds on our site. Given the yields on retail corporate bond funds are between 2.5-3.5% currently the 8.0% rate is interesting for those who like getting exposure to large company debt which is less risky than lending to small unsecured business lending and other P2P alternatives. We also have a number of equity investors who are part of the crowd and who are our platform investors and who would like to see our business a success because we are making one of the best asset classes available to every day investors and I suppose people like that we are doing that and want to support us while also making money from the product.
We wouldn't recommend anyone remortgage their house for any single investment but for those who want to get a good short-term return we think that is why it was so popular.
If you have any questions about our product we are happy to speak with you.
Kind regards,
The WiseAlpha team
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Post by wisealphateam on Feb 27, 2017 13:42:30 GMT
Hi Keystone,
We plan to launch a wider bond programme with 1, 3 and 5 year rates later in the year (so probably not by April) but we do have more individual company specific bonds (with coupons between 5-8%) coming over the next two weeks. Iceland is available at the moment. But we will be adding New day 7.375% bonds soon, more Pizza Express, Garfunkelux as well as Travelodge as well.
Kind regards,
Rezaah
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