stub8535
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Post by stub8535 on Mar 25, 2017 13:12:11 GMT
Not exactly p2p but I would like pointers please and turn to you for help.
I am raising funds by selling some items on ebay for a childrens hospice in Yorkshire at less than £10 a lune including postage. At this lower value end I find that the fixed charge by paypal and the 9% charge, after the 10% rebate, from ebay to seriously eat the funds.
Can5t do much about ebay fees.
Does anyone have an alternative to PayPal to receive funds where the fee is completely percentage based?
Thanks in hope.
S
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elliotn
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Post by elliotn on Mar 25, 2017 13:51:00 GMT
/ on topic hat on There are free P2P payments for settlement between friends, say splitting a bill (including paypal and migrating to Fb Messenger) BUT this would take you out of the ebay sales contract and so you (or presumably your customers) may not prefer to use, a quick google: revolut.com/faqwww.paym.co.uk/www.pingit.com/www.paypal.com/uk/webapps/mpp/paypal-feesI keep an eye on these for ccy payments so can't comment on uk only transactions; I've been very happy with Revolut which - to continue the p2p hat on - has just set up consumer credit with LW too  . |
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stub8535
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Post by stub8535 on Mar 25, 2017 15:10:19 GMT
Thanks for responses. Leopardcat. The £12 shipping is a way lots of sellers try to get true value without paying the 50p buy it now fee. If your package is above 2kg and less than 5 then stupid royal mail will make you pay that to ship with them. Split the pack int 2x2kg and it becomes less than £8. A courier is even cheaper.
@elliotm that is the 4th time in less than a week I have spotted revolut mentioned. I am looking for an alternative way outside of the enay stable, of which paypal is a part, to send my parcels cheaply. Pp and eb watch for people making a sale and swappung email addresses to get cash by friends and family route in order to, rightly, protect their business interests.
Is revolut simple for someone to use or does it need communication of email or user id to operate?
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adrianc
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Post by adrianc on Mar 25, 2017 17:35:03 GMT
Problem is that, to sell on eBay, you HAVE to accept PayPal, and - for a buyer - it's much easier to pay by PP than by any other means. Remind me who owns PayPal? stub8535 - they charge the %age on the shipping, too... The low-price-high-shipping trick is just to try to lure those who don't look properly, these days. |
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stub8535
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Post by stub8535 on Mar 25, 2017 18:07:22 GMT
Paypal not owned by ebay now but are still in the 5 year all protections still in place period.
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stub8535
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Post by stub8535 on Mar 25, 2017 18:09:58 GMT
Wouldnt be too bad but paypal charge a fixed fee and a percentage. Crippling on low value items. Going to change to listing batches of items to get the unit charge, and also the total postage down.
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elliotn
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Post by elliotn on Mar 26, 2017 1:03:10 GMT
For Revolut, adding an additonal payee it wanted bank account/address so customers may not want to hand that over(?), transfers then free but no different really to making a FPS payment and sending to their address.
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markr
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Post by markr on Mar 27, 2017 13:23:09 GMT
If it's more than a trivial amount of stuff, it would be worth the charity setting up an eBay for Charity account. Then you can assign a percentage of your sale price to the charity, eBay and PayPal waive their fees on that proportion and, maybe more importantly, handle GiftAid properly.
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stub8535
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Post by stub8535 on Mar 27, 2017 15:14:57 GMT
Hi markr ebay give 10% fees rebate whatever the seller sets. Paypal do not rebate fees for sales where a portion is bound for a charity account run on their platform. I am trying to check with the charity whether the nice peeps at pp charge them a per line fixed transaction fee plus a percentage. If so then no more of my money goes through that route instead it will go as a direct payment gift to the charities email. Should be ashamed of themselves.
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markr
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Post by markr on Mar 27, 2017 15:55:22 GMT
I have to admit I've never done it, but I did have a quick look at the relevant FAQs before posting, and that's not how I read it, so IMHO it's very misleading if it works as you say.
From the eBay FAQs:
"Every time you list an item for charity, you'll get a fee credit on your basic insertion and final value fees equal to the percentage you donate. So if you donate 50% of your selling price to a charity, eBay will waive 50% of your fees."
From PayPal Giving:
"PayPal Giving Fund itself does not charge charities any fees for enrolling or receiving donations. In some cases our ecommerce partners may choose to charge fees on donations made through their platforms, which they will disclose to you."
Although in the latter case, they also say PayPal does not own PayPal Giving, so maybe they mean no additional charges, and they class PayPal as one of their ecommerce partners. Still a bit sneaky, I reckon.
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stub8535
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Post by stub8535 on Mar 27, 2017 16:16:14 GMT
It may also be the way the customer service prrson read it. I will return to my statements and check the percentages later. It will be interesting as I did a couple of items at 100% recently. I am going to call the charity tomorrow to talk with the person that deals with methods of giving to check that pp do not charge them a per line fee and a percentage whether as a per person or per object sold.
Once I know then I can pass further comment on eb and pp operations.
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elliotn
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Post by elliotn on Mar 28, 2017 2:48:01 GMT
Payment by mobile number was introduced in 2014 so that friends can pay their contacts, so you may be able to provide a business number although buyers would need to be registered (participants do not see the linked bank details). Some banks offer this like Halifax, main dedicated website I provided above for www.paym.co.uk. |
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stub8535
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Post by stub8535 on Mar 28, 2017 6:13:51 GMT
Payment by mobile number was introduced in 2014 so that friends can pay their contacts, so you may be able to provide a business number although buyers would need to be registered (participants do not see the linked bank details). Some banks offer this like Halifax, main dedicated website I provided above for www.paym.co.uk. Unfortunately, ebay will allow users to put other but you are not allowed, by their rules, to direct buyers to this preferred option in any way. Protectionist? On a tecent call to eb tje customer service rep stated that the agreement on the companies splitting was that payment systems would not be changed, to their detriment, within a specified period. Wonder what kickback eb get from pp for that one. I have seen that eb have a different fee structure if a seller is trading items less than £5. It is 5p plus 5%. Trouble is you need to be a volume trader to have this, I think.
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Greenwood2
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Post by Greenwood2 on Mar 28, 2017 6:20:52 GMT
You could ask the buyers to pay by bank transfer directly to the charity, being a charity they might be willing to, but they do lose the PP protection.
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stub8535
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Post by stub8535 on Mar 28, 2017 6:33:43 GMT
You could ask the buyers to pay by bank transfer directly to the charity, being a charity they might be willing to, but they do lose the PP protection. Thanks greenwood1 but the charity is a 4th party in the transaction unfortunately. Pp giving is a separate entity to paypal. Charity not the seller so protection not an issue. I like the paym method mentioned earlier in the thread though. Might give it a go.
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