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Post by Deleted on Apr 1, 2017 20:28:53 GMT
It's a bit of an epic poll but -
I've seen many 'vote for your favourite platform' polls which lead to two or three running away with it. I'm intrigued to find out which platforms are being used most widely by forumites beyond these, to help myself and hopefully others decide 'where to go next?' which is a common forum question.
I've just stuck to the British platforms which have a board on the forum, had to draw the line somewhere!
Hopefully more people like it than find it annoyingly long, should be interesting!!
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Post by GSV3MIaC on Apr 2, 2017 17:43:42 GMT
We really need to know what your definition of 'use' is .. I ticked the ones I am currently actively funding .. ignoring 4 or more where I still have an account, full of defaulted loans which will be partially recovered 'sometime never'. I mean I =use= them, but only to check what the latest sob story from various bankrupt criminals might be.
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Post by Deleted on Apr 2, 2017 19:02:15 GMT
We really need to know what your definition of 'use' is .. I ticked the ones I am currently actively funding .. ignoring 4 or more where I still have an account, full of defaulted loans which will be partially recovered 'sometime never'. I mean I =use= them, but only to check what the latest sob story from various bankrupt criminals might be. Is I really don't care one way or the other an acceptable answer, feel free to use your own preference. Actively funding sounds good to me. Thanks to everyone who's voted so far, a great snapshot of the forums activity. So far I'm prob more surprised by the platforms who are ignored by virtually everyone more than the leaders. I had assumed they were all at least mildly popular!
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stevio
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Post by stevio on Apr 2, 2017 19:49:05 GMT
We really need to know what your definition of 'use' is .. I ticked the ones I am currently actively funding .. ignoring 4 or more where I still have an account, full of defaulted loans which will be partially recovered 'sometime never'. I mean I =use= them, but only to check what the latest sob story from various bankrupt criminals might be. Is I really don't care one way or the other an acceptable answer, feel free to use your own preference. Actively funding sounds good to me. Thanks to everyone who's voted so far, a great snapshot of the forums activity. So far I'm prob more surprised by the platforms who are ignored by virtually everyone more than the leaders. I had assumed they were all at least mildly popular! It is important to define as you will get different results based on your definition Actively lending gives you what I think your after as you mentioned getting ideas for new platforms to invest in If you include those where your not actively lending, then you will get those that you might not really want to use, but the total platforms used at least once by formites
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oldgrumpy
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Post by oldgrumpy on Apr 2, 2017 19:55:52 GMT
Quite right. I have ticked those where I am actively increasing, or maintaining a position. Zopa and FC do not feature as I have withdrawn all except the defaulted ones. Ditto FK, though that is because of their inactivity rather than mine; I just withdraw repayments. Ditto Wellesley because although I still have a moderate five figures in here, I will not reinvest at 2+%!! Money comes straight out on maturity.
That leaves me in eight platforms plus four more in withdrawal or inactive mode.
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Post by Deleted on Apr 5, 2017 21:10:13 GMT
I was hoping to reach 100 respondents but as it's stalled at a still very credible 95 it's time to take a look at the results.
1. Moneything - no surprises there
2. Lendy - despite a lot of negativity towards them on the forum they remain very popular
A very close number of platforms form a chasing second group
3-7. Ablrate, Collateral, Assetz Capital, Funding Secure, Ratesetter
Bondmason and Zopa break away from the remaining pack with Funding Circle, LendInvest and Abundance also a few ahead of the masses!
Thanks everyone, I'd like all your responses if I could, very informative and useful!
No doubt going forward it will be a very fluid situation but this is a great snapshot to end the tax year.
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ozboy
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Mine's a Large One! (Snigger, snigger .......)
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Post by ozboy on Apr 5, 2017 21:18:10 GMT
I've just De-Ticked those I'm not actively funding as I agree that the result will then give a more accurate picture of who's currently popular.
Very interesting that, as I type, C is 4th, ahead of FS at 5th.
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pom
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Post by pom on Apr 6, 2017 8:21:06 GMT
I was hoping to reach 100 respondents but as it's stalled at a still very credible 95 it's time to take a look at the results. 1. Moneything - no surprises there 2. Lendy - despite a lot of negativity towards them on the forum they remain very popular A very close number of platforms form a chasing second group 3-7. Ablrate, Collateral, Assetz Capital, Funding Secure, Ratesetter Bondmason and Zopa break away from the remaining pack with Funding Circle, LendInvest and Abundance also a few ahead of the masses! Thanks everyone, I'd like all your responses if I could, very informative and useful! No doubt going forward it will be a very fluid situation but this is a great snapshot to end the tax year. Maybe as a followup you should ask which ones we've tried and decided against and have either already left or are trying to leave (not necessarily the same as not liking a platform). Could be interesting to see how much overlap there is 
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adrianc
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Post by adrianc on Apr 6, 2017 9:14:25 GMT
We really need to know what your definition of 'use' is .. I ticked the ones I am currently actively funding .. ignoring 4 or more where I still have an account, full of defaulted loans which will be partially recovered 'sometime never'. I mean I =use= them, but only to check what the latest sob story from various bankrupt criminals might be. Yup, this is the same angle I've taken.
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Post by easteregg on Apr 6, 2017 11:49:56 GMT
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pom
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Post by pom on Apr 6, 2017 12:27:14 GMT
Clearly on average people have selected a lot more than 3 this time tho which might have skewed things a bit..
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markr
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Post by markr on Apr 6, 2017 13:32:53 GMT
The most interesting thing (for me!) is that I don't invest in any of the top 3! I baled out of Lendy, so I know what I'm missing there, but the other 2 I've never held an account with. Am I missing the next big thing?? I do, however, actively use all of 4 to 7, so clearly I'm a dedicated follower of last year's fashion.
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Post by longjohn on Apr 6, 2017 14:15:38 GMT
I'm only in FC so I guess I'm a dedicated follower of the the year before last's fashion...
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Liz
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Post by Liz on Apr 6, 2017 14:24:42 GMT
It's a shame they percentage figures don't show the percentage a proportion of voters. The L and MT are a large proportion of voters eg MT is 95/120
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Post by Deleted on Apr 6, 2017 17:42:09 GMT
I think the main difference I'd hoped to achieve was to see what platforms people were using beyond the favourites. By compiling all the platforms people use I'm hoping it provides not only a picture of those the majority use but also which are popular at a more niche level. It has certainly guided me in a couple of new directions already!
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