Is this site dying for lack of interest?

Is this site dying for lack of interest? Apr 6, 2017 13:49:04 GMT fasty likes this

Quote

Post by longjohn on Apr 6, 2017 13:49:04 GMT

Apr 6, 2017 9:09:17 GMT voss said:

Apr 5, 2017 19:39:03 GMT longjohn said:

If personal investors are fully invested FC feeds new loans to the institutions

I hadn't realised that. How do they know when you are fully invested? I had always thought that they simply prefer to place as many loans as possible as whole loans because it is less work for them compared with dealing with us hundreds(?) of retail lenders per loan. If that is their objective, then they mange the PM very well.

The majority of lenders use autobid which keeps your available cash pretty low. As principle and interest is repaid it is quickly re-lent.
FC have a big lever in their software which they swing from side to side to help soak up new loans or second hand loan parts as they want. There's another lever that prioritizes the whole loans/retail loans ratio. There are plenty of threads in this forum that discuss how and why they do this.

Lending on FC can be profitable if you choose your loans and invest manually.