p40l0m4r
Member of DD Central
Posts: 63
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Post by p40l0m4r on Jun 2, 2017 17:00:41 GMT
I don't know if someone else has posted it before, but here's a very interesting analysis of activity, numbers and potential growths of alternative lending in Europe (UK included). It has been made from together kpmg and Twino. www.twino.eu/files/TWINO-Alternative-Lending-Index.pdfTrying to do a summary, they calculated an index to compare country by country on how easy is the access for the alternative lending credit (considering laws, presence of lending services, access to the credit system ...). After this, they compare each country's index with the relative actual volumes of financial loans in order to estimate where alternative lending (and p2p as well of course) has the most opportunities to grow. The results seem to be that Poland, Greece and Ireland could have the best situations to develop their p2p lending market. Instead it shows that Germany, France, Netherlands and Sweden could have the most saturated markets in financial loans, that could mean less opportunities for p2p lending to develop from now to the near future. Anyway, this report contains a lot of interesting datas about the actual situation in % of indebtedness (divided between households and business), cost of borrowing and others, along the european countries.
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