rogerthat
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Post by rogerthat on Feb 8, 2018 11:13:17 GMT
Yes that's the one, that took the best part of a year to sort out due to a sitting tenant. I was using it as an example of what can happen. Probably my favorite FS update 21-10-16 Marketing of the property has been somewhat hindered by tenant giving birth.
That's hilarious!  Ah well, this one mostly vacuumed up in five minutes with a few scraps for the stragglers. Hilarious ?...in what way?
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r1200gs
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Post by r1200gs on Feb 8, 2018 11:15:19 GMT
Well clearly this loan has the kiss of death on it...avoid like the plague...ive never seen a loan of 3/4million so slow to fill.....Oh look...its full  ...so I ask myself a question..what is it that some folk 'know'...that I don't ?  As one who just bought it, I'm thinking exactly the same thing about you. She's not expecting triplets, is she?
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lucky
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Post by lucky on Feb 8, 2018 11:21:37 GMT
Well clearly this loan has the kiss of death on it...avoid like the plague...ive never seen a loan of 3/4million so slow to fill.....Oh look...its full ...so I ask myself a question..what is it that some folk 'know'...that I don't ? Let’s be honest....we’ve all done it....you see the headline 13% interest rate, your finger hovers over the invest button and before you know it....your in.💰
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rogerthat
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Post by rogerthat on Feb 8, 2018 11:22:38 GMT
Tell you what (you're not squeamish I hope)..I'm still sitting butt naked at puter..forgot to set the alarm and woke up at 11am...vaulted downstairs and got the trusty old valves warmed up ..as you do..the loan 80% ~ full..as my head was clearing and my eyesight starting to work, realised I hadn't renewed..so managed to get the bid replaced and thought, what the hell, so trebled it !  I need to get dressed  |
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rogerthat
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Post by rogerthat on Feb 8, 2018 11:50:55 GMT
Further research shows an increase of 5 percent in detached properties in that post code in the last 12 months, 38 percent in the last five years. Yes, in theory the property value could be around 5% higher since the valuation was done. Zoopla provides an estimated value of £972000 for this property which would give a LTV of 75%. I suspect though this may get taken up reasonably quickly. Wooders olde bean...did you throw the kitchen sink at this or think...well borrower paid £850K or woteva for this in 2015 ?...its the Beverley Hills of Devon so it cant possibly be worth more after 3 years..and pull the plug?
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rogerthat
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Post by rogerthat on Feb 8, 2018 11:53:56 GMT
Well clearly this loan has the kiss of death on it...avoid like the plague...ive never seen a loan of 3/4million so slow to fill.....Oh look...its full ...so I ask myself a question..what is it that some folk 'know'...that I don't ? As one who just bought it, I'm thinking exactly the same thing about you. She's not expecting triplets, is she?
Heads almost clear now due to the magical properties of PG Tips..but I cant quite fathom that out atm...care to enlighten me ?
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woodland
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Post by woodland on Feb 8, 2018 13:08:54 GMT
Yes, in theory the property value could be around 5% higher since the valuation was done. Zoopla provides an estimated value of £972000 for this property which would give a LTV of 75%. I suspect though this may get taken up reasonably quickly. Wooders olde bean...did you throw the kitchen sink at this or think...well borrower paid £850K or woteva for this in 2015 ?...its the Beverley Hills of Devon so it cant possibly be worth more after 3 years..and pull the plug? I managed to place my 'normal' stake rogerthat. Either I'm become much wiser & risk averse, or else there just ain't the same higher return opportunities as when I first started P2P investing. I'm finding it hard to hold back on re-investing my small pot of money (sitting in my IFISA). Increasingly finding my finger hovering over the invest button & then closing my eyes (to open them & find I'm suddenly in!)
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rogerthat
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Post by rogerthat on Feb 8, 2018 13:30:28 GMT
Wooders olde bean...did you throw the kitchen sink at this or think...well borrower paid £850K or woteva for this in 2015 ?...its the Beverley Hills of Devon so it cant possibly be worth more after 3 years..and pull the plug? I managed to place my 'normal' stake rogerthat. Either I'm become much wiser & risk averse, or else there just ain't the same higher return opportunities as when I first started P2P investing. I'm finding it hard to hold back on re-investing my small pot of money (sitting in my IFISA). Increasingly finding my finger hovering over the invest button & then closing my eyes (to open them & find I'm suddenly in!) Yes..one of Lifes great unanswered mysteries..how does that invest button get pressed on its own ?
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rogerthat
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Post by rogerthat on Feb 19, 2018 16:09:04 GMT
Glad to see its just gone live...now all ive got to practice is my buttock clenching technique |
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Post by Deleted on Feb 19, 2018 16:50:09 GMT
Glad to see its just gone live...now all ive got to practice is my buttock clenching technique The taste of vinyl in the morning 
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rogerthat
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Post by rogerthat on Nov 23, 2018 15:55:09 GMT
Woo hoo !!!
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Doc
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Post by Doc on Nov 23, 2018 16:27:50 GMT
"The balance of the funds have now been received - the loan will therefore be repaid in full shortly." £732k Capital + £88.5k Interest just repaid. 
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michaelc
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Say No To T.D.S.
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Post by michaelc on Nov 23, 2018 18:00:26 GMT
At least some good news to round off the week !
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...so I ask myself a question..what is it that some folk 'know'...that I don't ? 
I need to get dressed 
