GBBA/GEIA holdings

I actually find this quite disturbing. I've done some very rudimentary analysis of thse 2 by looking at transaction history over the last 6 months. The loan that is 17.x % of my GBBA does not have any recent purchase transaction, but does have some capital repayment. There is close to zero of this loan currently available. I can't help but come to the conclusion that likely at some point I held closer to the 20%, and the needle just got 'stuck'.

The other one which is only a shade under 20% does have recent purchase transactions, including today (bless it). There is <0.01 pence available on the market, presumably because my account keeps mopping it up !  To be fair this is a large loan, but nonetheless something seems horribly wrong if after a lengthy period close to 40% of my account is in two flaming loans.

If I'd been holding substantially more in this account I would be horrified. Even as it is, I'm unchuffed. In excess of 50% of my GBBA is in just 4 loans. Diversifcation across 70 loans is pretty meaningless in this context. It would be better to think of this in terms of 50% of the value of my GBBA has no meaningful diversification, and 50% is diversified. (well that is how my mind works).

I don't recall making a major deposit to the GBBA in recent times.

EDIT: t/his post had a long gestation period, and therefore was not intended as reply to either the Capt.s or the other Capts posts