macq
Member of DD Central
Posts: 1,934 
Likes: 1,199
|
Post by macq on Feb 10, 2020 8:49:57 GMT
believe it is also the case that they refuse to put investment trusts I know nothing about HL50 or indeed HL itself, but a quick glance at the website seems its quite clear they are selling it as a list of funds. Plus the subtle (and not so subtle) differences between funds and investment trusts might have something to do with it too. Would agree there are big differences between the Two but pretty sure if they wanted/gained from it they could put them on a list of funds as there are big differences say between RL Sterling High Yield and a Global tracker and they manage.to cope.The original thought from those in the "Know" was that when the list was first drawn up some years back the Investment trusts were not paying commission like the old style unit trusts were back in the day and even now do not generate as much in fee's.HL claim its because if they put them on the list they would prove to be so popular they would not have enough liquidity to cope with.Which is a bit hard to believe of something like Scottish Mortgage but is above my pay grade and is only something i read about rather then use
|
|
aju
Member of DD Central
Posts: 3,500
Likes: 924
|
Post by aju on Feb 10, 2020 10:33:09 GMT
But then where do you put the beer?  Being a good Aussie, no doubt ozboy doesn't do warm beer, let alone served in anything else than an ice cold glass. that last comment reminded me of the old Paul Hogan/Fosters ad on the london underground when I worked there (also a tv ad) "do you know the way to cockfosters. Yeah serve it warm, mate!" Or something along those lines. 
|
|
ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168
Likes: 4,859
|
Post by ozboy on Feb 10, 2020 11:20:05 GMT
Disagree with you @wallstreet.
We are all very aware of the additional costs of owning a Classic Car, what we are talking about is an asset that, if bought astutely, should not only appreciate in value but will also simply be a JOY to drive.
|
|
m2btj
Member of DD Central
Posts: 631
Likes: 772
|
Post by m2btj on Feb 10, 2020 14:30:26 GMT
Disagree with you @wallstreet . We are all very aware of the additional costs of owning a Classic Car, what we are talking about is an asset that, if bought astutely, should not only appreciate in value but will also simply be a JOY to drive. A car doesn't have to be as 'classic' as you think to be an appreciating asset. Cars from the 60' & 70's could be bought quite cheaply a few years ago & have risen steadily in value. Capris, Cortinas, Morris Minors, Triumph Heralds, Spitfire, Vivas, Victors, Minis (proper ones), etc, etc are all fetching good money.
|
|
agent69
Member of DD Central
Posts: 6,038
Likes: 4,435
|
Post by agent69 on Feb 11, 2020 12:36:02 GMT
Looking for an alternative to P2P?. Maybe you could invest in some of this
|
|
rbb81
New Member
Posts: 3
Likes: 4
|
Post by rbb81 on Feb 12, 2020 12:25:39 GMT
It will be a pity if you don't support a new service just because you have been disappointed with similar services in the past Subsequent to my earlier post, I looked at a couple of your demos posted on Youtube, because I thought it would be the decent thing to do to at least watch a demo video. Frankly they only served to re-enforce my doubts. For example, on one video you show a watchlist containing AAPL, what example headlines do I see on your YouTube demo? "CNN: Hedge funds are loving $FB & dumping $AAPL - the latest from .."
"Yahoo Finance: Why Apple is the undisputed king of corporate cash $AAPL"
"Seeking Alpha: Should Apple copy Samsung..."What do I see there ? Low quality content providers. Low quality suggestions of things I should read, infact even reading those headlines is a waste of time, not even the headlines are telling me anything remotely useful. As I said. Merely turning lots of noise into less noise. None of those AAPL headlines are actionable, none of those AAPL headlines are even genuine news or worthwhile commentary. The video on Youtube is showing exactly the same problem I saw with other products which promise the same thing. Algorithms, no matter how intelligent you think they are, will struggle to match the curated objectivity of somebody knowledgeable in the sector. Frankly at the moment its all a bit like those $20 a month market data services that promise to be a replacement for a Bloomberg or whatever. Maybe you'll tell me your algo has drastically improved since your YouTube videos were posted four years ago. In which case, i look forward to seeing an updated demo on YouTube. As I said originally. I wish you all the best, I genuinely do. But as they say on Dragon's Den ... "I'm out". P.S. we have major clients across the world including BNP Paribas (France), Seedrs (UK), WiseAlpha (UK), and IEX Group (US) May I suggest you be quite clear about what it is you deliver to your major clients. For example, a simple internet search reveals (https://www.level39.co/cityfalcon-teams-bnp-paribas-wealth-management/) that BNP Paribas merely use your product on their myWealth product (a reporting platform used by their retail customers). Having some news to show your customers is somewhat different to real use elsewhere in more demanding parts of BNP Paribas. @wallstreet - thank you for taking the time to learn more about our service, but may I ask why you decided to focus on a video from 4 years back when you could see what we offer now at www.cityfalcon.com (and it's free to get started) and on Seedrs (https://www.seedrs.com/cityfalcon4) where we explain our vision. Also, there are loads of videos for you to look at on these links. What you saw from 4 years back was an MVP (minimum viable product) from when we started the company. I have been investing money in different asset classes for more than 20 years, and the video you saw shows the basic dashboard I created myself without any tech support. After that, we now have had a team of up to 39 people working on the product for the last 4 years. The founder of Linkedin, Reid Hoffman, has said these famous words - ""If You're Not Embarrassed By The First Version Of Your Product, You’ve Launched Too Late" If you had seen the Seedrs campaign, you would have also the videos from the senior management from BNP Paribas and Seedrs explaining why they use our services. Here it is for your convenience cityfalcon.wistia.com/medias/has0m9h14m. I'm a first time entrepreneur and learning every day. We prefer to build relationships with our investors, and given your focus on irrelevant content and constant focus on the negatives instead of looking at the bigger opportunity, you will not be a good fit as an investor for us. Hence, we are not interested in your money and would like to keep you out!  Good luck with your investments!
|
|
aju
Member of DD Central
Posts: 3,500
Likes: 924
|
Post by aju on Feb 12, 2020 15:03:00 GMT
Subsequent to my earlier post, I looked at a couple of your demos posted on Youtube, because I thought it would be the decent thing to do to at least watch a demo video. Frankly they only served to re-enforce my doubts. For example, on one video you show a watchlist containing AAPL, what example headlines do I see on your YouTube demo? "CNN: Hedge funds are loving $FB & dumping $AAPL - the latest from .."
"Yahoo Finance: Why Apple is the undisputed king of corporate cash $AAPL"
"Seeking Alpha: Should Apple copy Samsung..."What do I see there ? Low quality content providers. Low quality suggestions of things I should read, infact even reading those headlines is a waste of time, not even the headlines are telling me anything remotely useful. As I said. Merely turning lots of noise into less noise. None of those AAPL headlines are actionable, none of those AAPL headlines are even genuine news or worthwhile commentary. The video on Youtube is showing exactly the same problem I saw with other products which promise the same thing. Algorithms, no matter how intelligent you think they are, will struggle to match the curated objectivity of somebody knowledgeable in the sector. Frankly at the moment its all a bit like those $20 a month market data services that promise to be a replacement for a Bloomberg or whatever. Maybe you'll tell me your algo has drastically improved since your YouTube videos were posted four years ago. In which case, i look forward to seeing an updated demo on YouTube. As I said originally. I wish you all the best, I genuinely do. But as they say on Dragon's Den ... "I'm out". P.S. May I suggest you be quite clear about what it is you deliver to your major clients. For example, a simple internet search reveals (https://www.level39.co/cityfalcon-teams-bnp-paribas-wealth-management/) that BNP Paribas merely use your product on their myWealth product (a reporting platform used by their retail customers). Having some news to show your customers is somewhat different to real use elsewhere in more demanding parts of BNP Paribas. @wallstreet - thank you for taking the time to learn more about our service, but may I ask why you decided to focus on a video from 4 years back when you could see what we offer now at www.cityfalcon.com (and it's free to get started) and on Seedrs (https://www.seedrs.com/cityfalcon4) where we explain our vision. Also, there are loads of videos for you to look at on these links. What you saw from 4 years back was an MVP (minimum viable product) from when we started the company. I have been investing money in different asset classes for more than 20 years, and the video you saw shows the basic dashboard I created myself without any tech support. After that, we now have had a team of up to 39 people working on the product for the last 4 years. The founder of Linkedin, Reid Hoffman, has said these famous words - ""If You're Not Embarrassed By The First Version Of Your Product, You’ve Launched Too Late" If you had seen the Seedrs campaign, you would have also the videos from the senior management from BNP Paribas and Seedrs explaining why they use our services. Here it is for your convenience cityfalcon.wistia.com/medias/has0m9h14m. I'm a first time entrepreneur and learning every day. We prefer to build relationships with our investors, and given your focus on irrelevant content and constant focus on the negatives instead of looking at the bigger opportunity, you will not be a good fit as an investor for us. Hence, we are not interested in your money and would like to keep you out! Good luck with your investments! I think you might find investors elsewhere rather than on here with your last paragraphs comment. I don't know wallstreet personally but whoever they are I do know they are not fly by nights in terms of their valuable knowledge that many of us on here appreciate from time to time. to be honest if you are right and the video is 4 years old and not contributing to the way you work now then you should have withdrawn it to avoid later confusions. I know wallstreet can look after themselves and doesn't need defenders but I just felt compelled to add another side in that i and I know others have respect for wallstreet as a contributor to understanding far more than someone who seems to be interested in defending in a sideways mode rather than accepting what wallstreet believes based on their experience on the site.
|
|
aju
Member of DD Central
Posts: 3,500
Likes: 924
|
Post by aju on Feb 12, 2020 17:19:15 GMT
I think you might find investors elsewhere rather than on here with your last paragraphs comment. I don't know wallstreet personally but whoever they are I do know they are not fly by nights in terms of their valuable knowledge that many of us on here appreciate from time to time. to be honest if you are right and the video is 4 years old and not contributing to the way you work now then you should have withdrawn it to avoid later confusions. I know wallstreet can look after themselves and doesn't need defenders but I just felt compelled to add another side in that i and I know others have respect for wallstreet as a contributor to understanding far more than someone who seems to be interested in defending in a sideways mode rather than accepting what wallstreet believes based on their experience on the site. I'm going to bite my tongue rather heavily and defer to the above from aju as I would otherwise struggle to compose a suitably polite reply to your post. So instead I offer no comment. aju Thank you. hopefully I haven't hacked off ozboy ;-) I think he said rbb81 had become his friend. I did try the site and thought the news feeds might be useful, rather than me have my own tabs all set etc. But perhaps they used all the funding on the AI parts that the "english" only filter keeps giving me french feeds as well as English. Also I selected the "no subscription required" but sadly it threw me into P2Pfinancenews and it definitely needs a subscription after 5 items a day, I think!. To be honest I get all the help I need from reading newspapers, forums and mags etc it's probably most useful for the serious market investor players. ( I get frustrated also by systems that seem to be set up for toys (tablets and phones) etc but then I can control desktops and feel more secure with them.) Also I am retired and getting what I need out of what I know and am learning more from the more learned members on these forums in the areas that suit me. That said it looks pretty on the screen shame about all the drop boxes but then I guess it has to go tablet based for those that use fingers rather than us luddites still using mice and the like. Oh well Mrs Aju says we are going to the shop's again!. 
|
|
rbb81
New Member
Posts: 3
Likes: 4
|
Post by rbb81 on Feb 14, 2020 23:02:33 GMT
rbb81 I'm going to bite my tongue rather heavily and defer to the above from aju as I would otherwise struggle to compose a suitably polite reply to your post. So instead I offer no comment. aju Thank you. hopefully I haven't hacked off ozboy ;-) I think he said rbb81 had become his friend. I did try the site and thought the news feeds might be useful, rather than me have my own tabs all set etc. But perhaps they used all the funding on the AI parts that the "english" only filter keeps giving me french feeds as well as English. Also I selected the "no subscription required" but sadly it threw me into P2Pfinancenews and it definitely needs a subscription after 5 items a day, I think!. To be honest I get all the help I need from reading newspapers, forums and mags etc it's probably most useful for the serious market investor players. ( I get frustrated also by systems that seem to be set up for toys (tablets and phones) etc but then I can control desktops and feel more secure with them.) Also I am retired and getting what I need out of what I know and am learning more from the more learned members on these forums in the areas that suit me. That said it looks pretty on the screen shame about all the drop boxes but then I guess it has to go tablet based for those that use fingers rather than us luddites still using mice and the like. Oh well Mrs Aju says we are going to the shop's again!. Thank you aju for trying our product. Apologies that you saw French content when you had chosen English in the filters. It's very strange, and we will investigate this. Re. paywall on P2pfinancenews, we operate like Google and may not always have 100% accurate info. With most things that involve automation, AI, and other things, it's almost impossible to get 100% accuracy; most of the data science world is happy if we are at 80%. We will, nonetheless, get the team to see if we can make any improvements in the code based on your feedback. As you mentioned, we want to be able to give you all the content you need in ONE place - news is just a start, and in the coming months, we will add company filings from Companies House, The Gazette, SEC, etc., reviews from Trustpilot, and more alternative data to allow investors be more informed while making their investment decisions. Of course, this can never replace the discussions we have with other humans in life and on this forum. 
|
|
daveb
Member of DD Central
Posts: 253
Likes: 210
|
Post by daveb on Jun 12, 2020 9:57:27 GMT
Has anyone looked at forestry? A friend runs forestry investment syndicates. I was wondering about a modest investment. I'm starting a bit of DD research, part of which is asking people on here. Thanks
|
|
|
|
Post by brianac on Jun 13, 2020 11:02:54 GMT
@wallstreet - thank you for taking the time to learn more about our service, but may I ask why you decided to focus on a video from 4 years back when you could see what we offer now at www.cityfalcon.com (and it's free to get started) and on Seedrs (https://www.seedrs.com/cityfalcon4) where we explain our vision. Also, there are loads of videos for you to look at on these links. What you saw from 4 years back was an MVP (minimum viable product) from when we started the company. I have been investing money in different asset classes for more than 20 years, and the video you saw shows the basic dashboard I created myself without any tech support. After that, we now have had a team of up to 39 people working on the product for the last 4 years. The founder of Linkedin, Reid Hoffman, has said these famous words - ""If You're Not Embarrassed By The First Version Of Your Product, You’ve Launched Too Late" If you had seen the Seedrs campaign, you would have also the videos from the senior management from BNP Paribas and Seedrs explaining why they use our services. Here it is for your convenience cityfalcon.wistia.com/medias/has0m9h14m. I'm a first time entrepreneur and learning every day. We prefer to build relationships with our investors, and given your focus on irrelevant content and constant focus on the negatives instead of looking at the bigger opportunity, you will not be a good fit as an investor for us. Hence, we are not interested in your money and would like to keep you out! Good luck with your investments! That sounds like ther old Marx Brothers quote "Well I wouldn't want to be a member of any club that would have someone like me as a member" but in reverse I s'pose :-) Brian
|
|
zlb
Member of DD Central
Posts: 1,422
Likes: 333
|
Post by zlb on Aug 7, 2020 11:06:18 GMT
chasing cash rates - 95 day at Investec is going down to 1.09. similar account with Charter is going to be 1.24% soon. I'm currently getting 1.15 in an easy access account (as a longer account holder). Why would Investec need to do this? Is it worth chasing rates or will the others just follow suit a month later, which is what I've experienced before.
First time I've had an Investec or Charter account so I'm not sure what their pattern has been previously - are they slow to increase rates?
|
|
ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168
Likes: 4,859
|
Post by ozboy on Aug 7, 2020 14:23:32 GMT
Government Income Bonds @ 1.16% at the mo which is good enough for me and I'm stuffing it in until this merde show settles down. All the Yank Indices keep going up and US Debt is totally out of control as it is everywhere from fighting this virus. It's all gotta be paid for at some stage and if we simply keep printing money yer gonna need the proverbial whelbarrow to buy a loaf of bread. One almighty and humungous Crash coming. All IMHO of course. Over to you @wallstreet.  |
|
|
|
Post by Harland Kearney on Aug 7, 2020 17:32:02 GMT
Yeah I'm also parked into the income bonds from NS&I. They about the best "instant" access you can get right now easily. (Next working day really)
|
|
zlb
Member of DD Central
Posts: 1,422
Likes: 333
|
Post by zlb on Aug 7, 2020 17:56:07 GMT
thanks ozboy and Harland Kearney yes, looked at that - I was thinking this would be higher because the gov needs money now? |
|
