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Post by eascogo on Nov 15, 2017 21:39:34 GMT
that's one neat idea but think you should lose the plants and get your spousal unit an allotment. Excuse me, but please could someone explain what a spousal unit is.. is it something which you rent out? I guess "spousal unit" is not indicative of some residential quarters reserved to spouses but merely a reference to his "better half". Nowadays one might reflect that the term [better half] is sexist. After all emancipation is no longer just for women! 
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macq
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Post by macq on Nov 15, 2017 22:14:53 GMT
as an oldie i just repeated it thinking it was some new gender neutral phrase but it could be a new cryptocurrency for paying your partner  |
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sarahcount
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Post by sarahcount on Nov 20, 2017 17:20:24 GMT
I've heard good things about Melling Equestrian.
They are raising funds for a new race course in Costa Rica. Investors get 12%.
I'm used to receiving 12% at Ly, MT, COLL, ABL, FS etc so maybe I should diversify into Melling as well.
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Post by Deleted on Nov 20, 2017 17:37:08 GMT
sarah I think that is a live Archer's sub-plot so watch out for copyright infringment.  |
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dermot
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Post by dermot on Nov 21, 2017 4:37:05 GMT
as an oldie i just repeated it thinking it was some new gender neutral phrase but it could be a new cryptocurrency for paying your partner 'tis merely a gender neutral term for one's spouse in common usage among many of my American friends. One must move with the times, dontcha know?
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ashtondav
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Post by ashtondav on Nov 21, 2017 13:17:13 GMT
But "spouse" is gender neutral? Why stick on unit?
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Post by martinde21 on Nov 25, 2017 9:24:11 GMT
Hi folks
I did a spot of Internet research on high yield investment trusts that offer similar returns to P2P sites on Saturday 25/11/17.
I took the buy price on 24/11/17 and the forecast or last financial year dividends (if the forecast was not available). To find potential trusts, I looked at a variety of financial publications reporting on their "top" trusts. It's worth noting that some of these trusts using this metric reported yields of less than 3%.
My top 5 ranking list of yields for investment trusts is:
NewRiver REIT - 7.2% New City High Yield - 7.1% Invesco Perpetual Enhanced Income - 6.1% Renewables Infrastructure Group - 6.0% Honeycomb - 5.8%
All these trusts can be held in an ISA wrapper with the stocks & shares site I was looking at and are traded on the LSE.
Of course capital and income are at risk and this is not investment advice. My personal strategy will be to look at these trusts again at the beginning of the new tax year, and split an ISA investment between the top 5. I'm a tax payer and have calculated it is best for me to wait until then because of the tax payable in my personal circumstances.
If anyone has other lists I'd be interested to see them!
Just sayin'...
Hope this helps as grist for the mill.
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Post by Deleted on Nov 25, 2017 11:12:28 GMT
I'd look for a European Reit with a strong German base operating in the Commercial or Industrial field but base it in Jersey or Guernsey.
If I were looking at Residential German Reit I'd avoid Berlin but look at Stuttgart or Frankfurt. (Frankfurt for the Brexit effect and Stuttgart for the tax dodgers pretending to live in Switzerland)
For example Sirius reported today 27/11
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jaswells
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Post by jaswells on Nov 25, 2017 23:51:42 GMT
Hi folks
I did a spot of Internet research on high yield investment trusts that offer similar returns to P2P sites on Saturday 25/11/17.
I took the buy price on 24/11/17 and the forecast or last financial year dividends (if the forecast was not available). To find potential trusts, I looked at a variety of financial publications reporting on their "top" trusts. It's worth noting that some of these trusts using this metric reported yields of less than 3%.
My top 5 ranking list of yields for investment trusts is:
NewRiver REIT - 7.2% New City High Yield - 7.1% Invesco Perpetual Enhanced Income - 6.1% Renewables Infrastructure Group - 6.0% Honeycomb - 5.8%
All these trusts can be held in an ISA wrapper with the stocks & shares site I was looking at and are traded on the LSE.
Of course capital and income are at risk and this is not investment advice. My personal strategy will be to look at these trusts again at the beginning of the new tax year, and split an ISA investment between the top 5. I'm a tax payer and have calculated it is best for me to wait until then because of the tax payable in my personal circumstances.
If anyone has other lists I'd be interested to see them!
Just sayin'...
Hope this helps as grist for the mill. Comprehensive list of REIT's here: www.bpf.org.uk/reits-and-property-companiesMostly offering reasonable yield and tax advantages in being a REIT. Also rules with REITS commit them to distributing sig. proportion of profits in dividends (think its 90%).
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macq
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Post by macq on Nov 26, 2017 10:03:47 GMT
Hi folks
I did a spot of Internet research on high yield investment trusts that offer similar returns to P2P sites on Saturday 25/11/17.
I took the buy price on 24/11/17 and the forecast or last financial year dividends (if the forecast was not available). To find potential trusts, I looked at a variety of financial publications reporting on their "top" trusts. It's worth noting that some of these trusts using this metric reported yields of less than 3%.
My top 5 ranking list of yields for investment trusts is:
NewRiver REIT - 7.2% New City High Yield - 7.1% Invesco Perpetual Enhanced Income - 6.1% Renewables Infrastructure Group - 6.0% Honeycomb - 5.8%
All these trusts can be held in an ISA wrapper with the stocks & shares site I was looking at and are traded on the LSE.
Of course capital and income are at risk and this is not investment advice. My personal strategy will be to look at these trusts again at the beginning of the new tax year, and split an ISA investment between the top 5. I'm a tax payer and have calculated it is best for me to wait until then because of the tax payable in my personal circumstances.
If anyone has other lists I'd be interested to see them!
Just sayin'...
Hope this helps as grist for the mill. You mention financial sites have some of their "top" picks at only 3% - 4% The reason for this could be that they are looking long term with the div's reinvested & looking for steady growth or suggesting a plan for people in retirement. As while they are looking to get income in their retirement and a drop in the share price would not effect them as much IT's such as City of London,Murray international etc which been steady but not spectacular for many years get recommended Most publications will put great faith in IT paying rising div's over ones they may not be able to keep up the higher payout and will normally point out that higher yield may (but not always) come with very slow or negative growth so may not be suitable for everybody.They may also be higher risk. It's also worth checking if the higher yield comes with a higher fee and also a premium/discount some infrastructure trusts have been on a 10 - 12% premium at times over the last 12/24 months so check the NAV. The MSE forum can be good at times with people tipping trusts for certain plans also Citywire do a online investment trust magazine.As depending on your age you could look at some growth funds.Even Scottish Mortgage has raised its small div for over 30 years but people are looking at great growth over the last few years from its tech outlook. Its even possible to get a steady yield form property trust's like F & C or Picton etc or even look to student/health care trusts
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edward
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Post by edward on Nov 26, 2017 18:45:00 GMT
Surprised to see so many new investment trust IPOs currently available in the property and infrastructure area. Aviva, Aberdeen, Ediston and tri pillar infrastructure all have current offers, though I note M7 multilet has been withdrawn for failing to generate enough interest. I wonder how many others will fail to launch successfully in the current climate?
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Post by martinde21 on Nov 26, 2017 19:53:47 GMT
Very insightful and useful comments from folks. Lots of good points raised and am very grateful |
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tomp
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Post by tomp on Nov 27, 2017 15:07:09 GMT
What about other asset classes? Is anyone investing in a physical assets? I think gold was already mentioned what about properties?
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IFISAcava
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Post by IFISAcava on Nov 27, 2017 15:19:22 GMT
What about other asset classes? Is anyone investing in a physical assets? I think gold was already mentioned what about properties? for the long term yes, short to mid term very uncertain I use Property Partner mainly as I cant bear the thought of actually buying and managing a property myself, plus it has advantages in terms of tax treatment, diversification and liquidity. 5-10 year horizon. Brick Lane for some ISA money (as dividends from PP plus S&S are over the annual £5000 tax free allowance) but any REIT could be held in an ISA.
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tomp
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Post by tomp on Nov 27, 2017 15:34:17 GMT
What about other asset classes? Is anyone investing in a physical assets? I think gold was already mentioned what about properties? for the long term yes, short to mid term very uncertain I use Property Partner mainly as I cant bear the thought of actually buying and managing a property myself, plus it has advantages in terms of tax treatment, diversification and liquidity. 5-10 year horizon. Brick Lane for some ISA money (as dividends from PP plus S&S are over the annual £5000 tax free allowance) but any REIT could be held in an ISA. If you don't mind me asking what kind of returns are you getting on Property Partner? I was having a look at p2p equity investments and it felt like there were a lot of disappointed people due to low returns and high costs (SPV running cost). Would REIT not be a more diversified approach to indirectly owning a property?
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