michaelc
Member of DD Central
Posts: 4,842 
Likes: 2,757
|
Post by michaelc on Feb 3, 2018 15:45:18 GMT
Saturday, Sunday or any Bank Holidays are not bank working days and therefore a payment made on a Friday (before 6 pm) on a bank holiday weekend, will only be credited on Tuesday the following week.
Team Unbolted.Surely that should read after 6pm ? Either way, I made a deposit lunchtime Friday so presumably I would need to wait until Monday or Tuesday? Either way out of the 10+ platforms I'm in, this is the slowest.
|
|
|
|
Post by skint4achange on Feb 3, 2018 16:02:51 GMT
Saturday, Sunday or any Bank Holidays are not bank working days and therefore a payment made on a Friday (before 6 pm) on a bank holiday weekend, will only be credited on Tuesday the following week.
Team Unbolted.Surely that should read after 6pm ? Either way, I made a deposit lunchtime Friday so presumably I would need to wait until Monday or Tuesday? Either way out of the 10+ platforms I'm in, this is the slowest. No, it reads correctly. Any payment made up until 6pm on any day is credited to your account by 8am the next day, except on a Friday where it will reach your account on a Monday morning. All they are stating is that on a bank holiday weekend, the payment will not reach your account until the Tuesday at 8am.
As for the slowest, you want to be glad you are not in Welendus! 7 DAYS!!!
|
|
jontyab
Member of DD Central
Posts: 116
Likes: 79
|
Post by jontyab on Mar 21, 2018 12:59:12 GMT
To my surprise I had just a deposit processed same-day.
A tranfer issued last night was available in Unbolted at 7:30am the following morning
A transfer then issued mid morning was deposited that same day at 11:46am.
It would be nice if this is a sign of a more regular data feed from the deposit bank.
Edit: Tried another deposit as a test, available just under 3 hours later. This is looking to be pretty great.
|
|
|
|
Post by dan1 on Mar 21, 2018 13:08:40 GMT
To my surprise I had just a deposit processed same-day. A tranfer issued last night was available in Unbolted at 7:30am the following morning A transfer then issued mid morning was deposited that same day at 11:46am. My assumption is that there was a manual run done, but it would be nice if this was a sign of a more regular data feed from the deposit bank. Thanks, I may deposit now in that case rather than waiting until 5pm. Makes sense given they have > £100k to fill.
|
|
treeman
Member of DD Central
Posts: 1,026
Likes: 557
|
Post by treeman on Mar 21, 2018 14:05:47 GMT
To my surprise I had just a deposit processed same-day. A tranfer issued last night was available in Unbolted at 7:30am the following morning A transfer then issued mid morning was deposited that same day at 11:46am. My assumption is that there was a manual run done, but it would be nice if this was a sign of a more regular data feed from the deposit bank. Thanks, I may deposit now in that case rather than waiting until 5pm. Makes sense given they have > £100k to fill. I had one credited within an hour too today. I dropped them an email and got this back from Rito: Dear T
We are tying out a new system based on PSD2. It is not somewhere we can confirm timings etc. but yes the direction of travel will be to make funds available to lenders more quickly.
—
Kind Regards,
Rito
|
|
|
|
Post by investor1925 on Mar 21, 2018 14:42:49 GMT
Thanks, I may deposit now in that case rather than waiting until 5pm. Makes sense given they have > £100k to fill. I had one credited within an hour too today. I dropped them an email and got this back from Rito: Dear T
We are tying out a new system based on PSD2. It is not somewhere we can confirm timings etc. but yes the direction of travel will be to make funds available to lenders more quickly.
—
Kind Regards,
Rito
Whatever the system is, it certainly works. I put some in this morning & when I logged back into my emails a few hours later, there it was.  Well done UB, carry on like this & we'll all be happier.
|
|
seb8072
Member of DD Central
Posts: 177
Likes: 99
|
Post by seb8072 on Mar 22, 2018 10:00:18 GMT
I would have been happier still if they'd notified us of any changes like this instead of us finding out by chance discovery.
|
|
seb8072
Member of DD Central
Posts: 177
Likes: 99
|
Post by seb8072 on Mar 27, 2018 7:11:55 GMT
Not sure if their "new system based on PSD2" has been abandoned but my recent deposit, made well before COB, wasn't credited until the following morning.
|
|
