"Bankruptcy, smuggling, money laundering and murder"

I had a good look at the borrower's past history when the previous loan came up - as previously mentioned there is plenty of information available.

The lurid accusations trouble me less - people will play dirty in a bankruptcy, just as the accusations fly in a bitter divorce.

What I didn't like were the very low recoveries in the US and some reports that indicated the borrower had acquired a taste for the finer things in life.  Tiling a shower with honey onyx slabs is just not to my personal taste.