star dust
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Post by star dust on Sept 5, 2017 14:04:45 GMT
In my very brief sojourn with Unbolted it seems there has been at least one biddable loan of one sort or another (0.85% and/or 0.65%) each day. So, I thought it might be useful in the initial period at least to see how people fare in the ‘random’ allocation stakes. Like hendragon, I understand (from my on-line chat with Ashwin) that if there is a small loan in a category that you have autolend switched on for, and you have cash in your account you will have a random chance of a £5 loan. To start off I can record that so far today (I’ll edit if it changes) I’ve had nil allocation . Note: Well – got to do something to relieve the new found boredom
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Post by lionelrichtea on Sept 5, 2017 15:19:46 GMT
Three autolends so far today at 9:30, 9:40 and 15:40. Two gold and one provision trust.
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star dust
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Post by star dust on Sept 5, 2017 15:35:18 GMT
Ah yes, I think those were all larger loans with the usual allocation rules though. I had more in mind the smaller loans that are now going to be allocated in £5 chunks on a random basis only i.e. not everyone ‘eligible*’ will get an allocation.
Probably explained better in this extract from today’s ‘Changes to Autolend’ email from Unbolted here:
“Until now, small loans have been put up for sale as we cannot allocate them in large enough amounts to all our lenders who have provided us with Autolend instructions. Going forward, this process will change and small loans will also be allocated through Autolend to a random sub-section of lenders with Autolend instructions.”
*with autolend active and funds in account
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Post by lionelrichtea on Sept 5, 2017 15:50:15 GMT
Yeah I realised that not long after posting but couldn't be bothered to edit my post. Nothing random for me yet, either.
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alison
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Post by alison on Sept 5, 2017 16:03:08 GMT
None for me yet either as at 17.00 on 5 September.
But............. I don't think there have been any small loans today anyway according to the Recent Loans list.
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star dust
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Post by star dust on Sept 5, 2017 17:11:44 GMT
Well I guess someone/s got something - there's this on the platform's recent loans list, as well as the three mentioned by lionelrichtea , and I didn't get any 2DFDC3C3B (Standard Loan (Provision Trust)) Sep 5, 2017 £1,000.00 0.85%
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Post by dan1 on Sept 5, 2017 17:15:21 GMT
Well I guess someone/s got something - there's this on the platform's recent loans list as well as the three mentioned by lionelrichtea and I didn't get any 2DFDC3C3B (Standard Loan (Provision Trust)) Sep 5, 2017 £1,000.00 0.85% Hmmm I got a piece of that one but more than £5. Edit: assume your cash balance is greater than £5
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star dust
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Post by star dust on Sept 5, 2017 17:20:27 GMT
Well I guess someone/s got something - there's this on the platform's recent loans list as well as the three mentioned by lionelrichtea and I didn't get any 2DFDC3C3B (Standard Loan (Provision Trust)) Sep 5, 2017 £1,000.00 0.85% Hmmm I got a piece of that one but more than £5. Foul . In edit to your edit - By a huge percentage
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alison
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Post by alison on Sept 5, 2017 18:00:07 GMT
Hmmm I got a piece of that one but more than £5. Foul . In edit to your edit - By a huge percentage Ditto. Boo Hoo it's not fair
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n
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Post by n on Sept 5, 2017 18:27:15 GMT
Well I guess someone/s got something - there's this on the platform's recent loans list as well as the three mentioned by lionelrichtea and I didn't get any 2DFDC3C3B (Standard Loan (Provision Trust)) Sep 5, 2017 £1,000.00 0.85% Nor did I.
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madpierre
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Post by madpierre on Sept 5, 2017 19:10:06 GMT
I wasn't random enough for that one either
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ding
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Post by ding on Sept 5, 2017 19:39:57 GMT
Got a random £800. But I've been known to randomly lie.
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alison
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Post by alison on Sept 6, 2017 11:31:14 GMT
Yay - just got a £5 slice of a £276 loan. Result!!
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hantsowl
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Post by hantsowl on Sept 6, 2017 12:55:56 GMT
Yay - just got a £5 slice of a £276 loan. Result!! As expected, I missed out on a loan that I previously had a chance of buying. I don't like the new system for the same reason I don't buy raffle tickets anymore.....I never even even win the 'booby prize' that no one else wants. Looks like I will now miss out on all loans sub £500. My balance has already started rising as old loans repay and fewer new loans to buy. Looks like I will need to go elsewhere with new funds 😢
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IFISAcava
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Post by IFISAcava on Sept 6, 2017 13:07:58 GMT
Yay - just got a £5 slice of a £276 loan. Result!! As expected, I missed out on a loan that I previously had a chance of buying. I don't like the new system for the same reason I don't buy raffle tickets anymore.....I never even even win the 'booby prize' that no one else wants. Looks like I will now miss out on all loans sub £500. My balance has already started rising as old loans repay and fewer new loans to buy. Looks like I will need to go elsewhere with new funds 😢 bit soon to tell though really, no? Ive always found any balance increase is a short lived blip.
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