hantsowl
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Post by hantsowl on Sept 28, 2017 10:32:22 GMT
It has finally come to pass. I just made my first withdrawal. Before the random allocation was introduced, I was adding to my investment every week since I could invest more than the repayments I received. Now the inverse is true and my cash holding is growing day by day. Unless there is a big influx of new loans OR my luck changes with random allocation l can only see this trend continuing and my investment here gradually reducing.
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Ukmikk
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Post by Ukmikk on Sept 28, 2017 13:20:38 GMT
It has finally come to pass. I just made my first withdrawal. Before the random allocation was introduced, I was adding to my investment every week since I could invest more than the repayments I received. Now the inverse is true and my cash holding is growing day by day. Unless there is a big influx of new loans OR my luck changes with random allocation l can only see this trend continuing and my investment here gradually reducing. My experience also. I'm holding off in the hope of an upturn but fear my first ever withdrawal is imminent. What happened to the loans?
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Post by lionelrichtea on Sept 28, 2017 17:14:05 GMT
Not thinking of withdrawing just yet, but previously I was topping up my account almost daily. Only had five allocations so far this week. Hopefully the loan pipeline picks up again soon, I'm starting to get bling withdrawal symptoms especially since Collateral seem only interested in property these days.
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treeman
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Post by treeman on Sept 28, 2017 17:36:46 GMT
Today's the first day on my, admittedly fairly short, Unbolted journey that I've not had any new investments ......
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Post by beeje13 on Sept 28, 2017 18:31:43 GMT
Today's the first day on my, admittedly fairly short, Unbolted journey that I've not had any new investments ...... Just a £5 one for me. Alot of weeks there is a day I don't get anything though, and I'm opted into both Provision and Gold loans.
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Ukmikk
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Post by Ukmikk on Sept 28, 2017 20:22:44 GMT
What a day! My investment balance increased today.. By £5!!
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IFISAcava
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Post by IFISAcava on Sept 28, 2017 22:04:35 GMT
I am currently shy on what I'm needing to hit my minimum £25 (£5 x 5 any of the three classes) target this week. Those with more sizable funding pots must be witnessing growing non invested Dashboard balances as older loans mature, are your non invested Balances growing? My ratio of repayments to new investments was 3:4 this week, so balance still growing (but sums were small this week). Will be helped greatly when the art loan completes.
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n
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Yet another Nick
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Post by n on Sept 30, 2017 10:44:28 GMT
This week's result: So I had 2 out of a possible 6. From the start 14 out of a possible 26. The row highlighted green(ish) is what I thought had not been allocated on the day of origination, but actually I had missed out one of my transactions. The number of loans each week since randomisation has been 17, 18, 16, and 12 this week. I am not including the Bespoke Loan.
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gurberly
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Post by gurberly on Oct 3, 2017 11:05:51 GMT
Mine for comparison Attachments:
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n
Member of DD Central
Yet another Nick
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Post by n on Oct 7, 2017 9:10:56 GMT
This week's result: So I had 5 out of a possible 9. From the start 19 out of a possible 35. This weekly exercise is starting to get a little tedious so unless anyone wants me to carry on with it I think I will stop now. I am not a statistician but I am certain that the numbers I have collected are not mathematically significant, however, my gut feeling is that I am as random as the next man. Just doing some final sums, the total amount which has been allocated randomly is £22,516.44 and I have been allocated 1/237 th of that.
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applets
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Post by applets on Oct 7, 2017 10:39:17 GMT
This week's result: So I had 5 out of a possible 9. From the start 19 out of a possible 35. This weekly exercise is starting to get a little tedious so unless anyone wants me to carry on with it I think I will stop now. I am not a statistician but I am certain that the numbers I have collected are not mathematically significant, however, my gut feeling is that I am as random as the next man. Just doing some final sums, the total amount which has been allocated randomly is £22,516.44 and I have been allocated 1/237 th of that.
Thank you for taking the trouble to share your allocations.
I am about 15% behind you. Perhaps all men are random, but some are more random than others.
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star dust
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Post by star dust on Oct 7, 2017 14:34:36 GMT
To echo that, I’ve found your posts quite helpful too n, and thanks for enabling me to check whether I’m in the acceptable range of randomness, so far I’m 16/35 so 45%. From yours and other reports here that seems a reasonable amount of random, and on a par with applets. Looks like you’re the most random of them all though n
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IFISAcava
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Post by IFISAcava on Oct 7, 2017 14:58:02 GMT
To echo that, I’ve found your posts quite helpful too n , and thanks for enabling me to check whether I’m in the acceptable range of randomness, so far I’m 16/35 so 45%. From yours and other reports here that seems a reasonable amount of random, and on a par with applets . Looks like you’re the most random of them all though n I'm down on 14/35 - must be due a run to get back up to the average... (yes, I know)
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treeman
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Post by treeman on Oct 7, 2017 18:51:58 GMT
18/35 here - so it would appear I'm a bit more random than some ....... ...... does anyone know what the current ' loans below this amount will be allocated randomly' value is? Somewhere around £1500 I guess or is it a bit random in itself !
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ali
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Post by ali on Oct 7, 2017 18:54:13 GMT
18/35 here - so it would appear I'm a bit more random than some ....... ...... does anyone know what the current ' loans below this amount will be allocated randomly' value is? Somewhere around £1500 I guess or is it a bit random in itself ! Probably a bit random itself. I would imagine they do a trial allocation and if the value to be allocated is less than £5, then they switch to the random allocator.
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