Would I get a 1 or a 9 in the new GCSE maths exam?

Ah, that'll be the 'potential future cashflow, currently in abeyance owing to flow and control difficulties at the intended point of origination'. Oh, wait, this WASN'T the ENGLISH exam??

ah what that really means, i'm guessing, is that statements is broken. I've been recording statements data over the last few months right back to the start of the list and have been wondering if the problems affecting the current month in statements was a bit bigger than just the current period. I was waiting to see if the september one starts to line up with current and all_time loanbook data to see if its an issue. 

I  think zopa emailed it or announced it recently there were issue with statements and they were fixing it. 

I checked back with my data for july and zopas statement in my investing account and it would seem that back in august when I updated july data I had a default that is no longer showing. Interestingly though the current statement says I don't have any new defaults but still the top and bottom line gets the same result. I think in this case its just that the presentation of the data has removed the new defaults part. The bad debt returned is still there though.

I checked a few more months some in 2016 and no defaults are showing at present. The backend is correct but the reporting is incorrect.

Thanks for bringing this up it just means that when I next add sept in I need to make sure of any defaults.

Update: I just checked august it also does not show the default but this time it seems to be calculating it internally as I have a default but the bottom line is different as well. Its now reporting I have more than I actually believe is correct unless the default is now cleared but surely that should be reported in bad debt recovered.

I'll go away and check this more thoroughly when I'm at my PC again.

I agree 100%. As I said I've checked back through 2017/2016 data and the defaults are no longer there. Its not ideal but as far as I can tell this is probably because they are trying to fix an issue with statements that seemed to only affect this months data but now they have removed the defaults - I'm guessing in error at the moment  - then to me that is just indicating they are working on it. Not sure why removing it helps and its probably a mistake but who knows. Sadly this is what happens when you are not testing enough and releasing too quickly. 

Its a bit worrying that such a silly thing has happened here but i'm guessing they forgot defaults when they were testing this before letting it loose. It does seem that wild changes are getting to the live environment much too often these days but I guess firefighting is like that. I'm betting that the speed of agile programming and flawed testing is the result here but its really not necessary in my opinion.

Recently Zopa suggested they were monitoring the forum regularly and only intervene when we get it wrong but to be honest i'm not sure they are here at all and to be even more honest I'd rather they test test and test again than subject already concerned investors to some of this. Having said that I'm not sure that many will notice any of this stuff anyway. Having said that I would have sat up and wondered about the August one but thats only because I am entering it.

I went back to all_time and checked august default and it lines up with my saved statements data for august. I have 2 new ones in september but they are not there yet. As I said above Augusts bottom line is now ignoring the defaults even though it is still there.