clay
Posts: 33 
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Post by clay on Oct 9, 2017 18:40:30 GMT
Has anyone got a slice of #549 in the MLIA?
I think drawdown was over a week ago and I've not got a penny of it in my manual account. I wasn't expecting much (£26k @ 9% was never going to spread very far) but I thought something would trickle through.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Oct 9, 2017 18:57:28 GMT
Has anyone got a slice of #549 in the MLIA? I think drawdown was over a week ago and I've not got a penny of it in my manual account. I wasn't expecting much (£26k @ 9% was never going to spread very far) but I thought something would trickle through. No, nothing here yet
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Esmeralda
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Post by Esmeralda on Oct 9, 2017 19:25:59 GMT
Drawdown was 29th September = 10 days ago and I only asked for £200 but I haven't received anything yet either.
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Post by crabbyoldgit on Oct 9, 2017 20:55:15 GMT
nothing here, things getting worrying, nearly 8% of funds in quick access account after windmill repayments and even more repayments coming soon. Add that to I think a surge in new investers fleeing a compeditor peer to peer company who have changed their bussiness model and the site will be awash in surplus money looking for homes.
Do I just put it in 327 ,pray nothing goes wrong as i will be way to heavy in the loan and just kick the problem a month down the road until it repays or sit and wait for the shrapnalelizer to solve, but at present rate that may take 5 or 6 weeks.
Need more new loans ,AC, that we actually see a share of.
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Post by Ton ⓉⓞⓃ on Oct 9, 2017 21:06:09 GMT
With #549, I can see that i've an allocation in the 30DAA of pence and in the QAA of £1.20, I've £4285 sitting in the QAA in total. As it's such a small loan I guess it doesn't stretch very far.
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mikes1531
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Post by mikes1531 on Oct 9, 2017 21:37:03 GMT
With #549, I can see that i've an allocation in the 30DAA of pence and in the QAA of £1.20, I've £4285 sitting in the QAA in total. As it's such a small loan I guess it doesn't stretch very far. If I understand the numbers correctly, the above means that 1.2/4285 (or 0.028%) of the combined QAA/30DAA is in #549. Since there's about £91M combined in those accounts, 0.028% of that is about £25k, and there's bound to be a bit of rounding involved, it looks like the whole of that loan is still being held by those accounts.
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happy
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Post by happy on Oct 10, 2017 5:54:51 GMT
Looks like #545 is in a similar stuck state with holdings picked up in the QAA/30 Day but nothing feeding through to the MLIA. This loan drew down on the 2nd October so setting a new record in slow distribution to the MLIA by my reckoning. Please feed the hamsters chris  |
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Post by chris on Oct 10, 2017 6:00:17 GMT
Looks like #545 is in a similar stuck state with holdings picked up in the QAA/30 Day but nothing feeding through to the MLIA. This loan drew down on the 2nd October so setting a new record in slow distribution to the MLIA by my reckoning. Please feed the hamsters chris One for customer services I'm afraid, it's not a system error but a case of someone not yet pushing the button to release the funds. If in doubt always best to talk to the service desk as they can then contact the appropriate person internally.
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happy
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Post by happy on Oct 10, 2017 6:03:26 GMT
Looks like #545 is in a similar stuck state with holdings picked up in the QAA/30 Day but nothing feeding through to the MLIA. This loan drew down on the 2nd October so setting a new record in slow distribution to the MLIA by my reckoning. Please feed the hamsters chris One for customer services I'm afraid, it's not a system error but a case of someone not yet pushing the button to release the funds. If in doubt always best to talk to the service desk as they can then contact the appropriate person internally. OK thanks Chris, #552 in the same state as well, drew down 2nd October, in the QAA but nothing in the MLIA, I will ping CS and report back.
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oldgrumpy
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Post by oldgrumpy on Oct 10, 2017 8:21:29 GMT
It's a common situation these days. AC flags up the loan. Lenders make a bid and provide the money. The loan draws down, and AC just keep the money in suspense (which could be earning more than 3.75% elsewhere) for an indeterminate time without any indication whatsoever why, or about how much allocations will be. Should an allocation be just £20, I may (for instance) have £380 of a £400 bid stuck. I would be quite content to wait until AC chooses to give me my £20 loan part, but I object to the possibility that AC now deems it appropriate practice to also effectively freeze the remaining £380 of a such a bid. AC, stop this happening please.
By all means delay our loan part activations until office/legal requirements are complete, but inform us exactly what our allocations will be within 24 hours of drawdown so we can rechannel the remaining funds.
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Post by chris on Oct 10, 2017 8:37:21 GMT
It's a common situation these days. AC flags up the loan. Lenders make a bid and provide the money. The loan draws down, and AC just keep the money in suspense (which could be earning more than 3.75% elsewhere) for an indeterminate time without any indication whatsoever why, or about how much allocations will be. Should an allocation be just £20, I may (for instance) have £380 of a £400 bid stuck. I would be quite content to wait until AC chooses to give me my £20 loan part, but I object to the possibility that AC now deems it appropriate practice to also effectively freeze the remaining £380 of a such a bid. AC, stop this happening please. By all means delay our loan part activations until office/legal requirements are complete, but inform us exactly what our allocations will be within 24 hours of drawdown so we can rechannel the remaining funds.I agree. Stating that via the customer service desk will get it put on the appropriate radars.
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Post by roandy55 on Oct 10, 2017 19:05:29 GMT
I have just logged in, and can see I have been allocated £1.58 via GBBA. I have wondered if when AC allocate loans, GBBA or GEIA accounts take preference over MLIA or vice-versa?
It looks as if there is now only <£0.01 still available for this loan.
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registerme
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Post by registerme on Oct 10, 2017 20:13:59 GMT
Yep I have £1.58 via GBBA and £0.62 in QAA.
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happy
Member of DD Central
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Post by happy on Oct 10, 2017 20:31:11 GMT
One for customer services I'm afraid, it's not a system error but a case of someone not yet pushing the button to release the funds. If in doubt always best to talk to the service desk as they can then contact the appropriate person internally. OK thanks Chris, #552 in the same state as well, drew down 2nd October, in the QAA but nothing in the MLIA, I will ping CS and report back. Not had anything back on my mail to AC CS but mysteriously only a few hours after my email to them #552 and #545 that had both been stuck in the QAA seem to have been allocated. #549 looks like it has done similarly as there is <£0.00 showing now rather than the previous £0.00. I wasn't in that loan as have enough of the first loan so don't know what the allocation was. hope you got some clay
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Esmeralda
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Post by Esmeralda on Oct 10, 2017 22:18:12 GMT
For #549, I've been allocated £1.58 in MLIA, £1.58 in GBBA and £0.90 in QAA.
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