Post by michaelc on Dec 30, 2017 23:04:55 GMT
HI
So like many folk on here, I've long since paid off the mortgage and have a nest egg invested. I doubt I'm classed as "high net worth" but I do have access to liquid 6-7 figures with overall assets well into 7.
I have a credit card (paid off in full each month), two UK current bank accounts and I've checked my record at Experian and Noddle. It all seems clean. I've not been late paying anything for years and years and never had any issues in the past.
So (to cut a very, very sad, frustrating and long story short) I wanted today to add a Vodafone pay monthly sim card to my broadband account which I'd only just been accepted (although still not working) a few weeks ago. After wasting a stupid amount of time, it turns out my credit check for the new pay monthly sim failed ( the telephone/broadband having gone through a few weeks ago without issue). They are apparently going to appeal it internally tomorrow but I just can't understand why such a thing could fail. I did (under their online messaging system guidance) apply several times today for the same thing. I could understand why that might be an issue but why did it screw up the first time?
I guess I'm not really holding out much hope (but you never know) for anyone who has knowledge of this but preferred to post here since there are many like minded folk and maybe just maybe someone will know more about the internal workings of these things than I do !
So like many folk on here, I've long since paid off the mortgage and have a nest egg invested. I doubt I'm classed as "high net worth" but I do have access to liquid 6-7 figures with overall assets well into 7.
I have a credit card (paid off in full each month), two UK current bank accounts and I've checked my record at Experian and Noddle. It all seems clean. I've not been late paying anything for years and years and never had any issues in the past.
So (to cut a very, very sad, frustrating and long story short) I wanted today to add a Vodafone pay monthly sim card to my broadband account which I'd only just been accepted (although still not working) a few weeks ago. After wasting a stupid amount of time, it turns out my credit check for the new pay monthly sim failed ( the telephone/broadband having gone through a few weeks ago without issue). They are apparently going to appeal it internally tomorrow but I just can't understand why such a thing could fail. I did (under their online messaging system guidance) apply several times today for the same thing. I could understand why that might be an issue but why did it screw up the first time?
I guess I'm not really holding out much hope (but you never know) for anyone who has knowledge of this but preferred to post here since there are many like minded folk and maybe just maybe someone will know more about the internal workings of these things than I do !
