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Post by mike1963 on Feb 26, 2018 18:49:27 GMT
(I don’t know if its been done before..Mods please delete if so..)
If you had to pick one platform and express one positive and one negative, what would it be?
For me,
Funding Secure...Positive - Good deal flow....Negative - Plenty of poor quality “opportunities”
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cb25
Posts: 3,522 
Likes: 2,666
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Post by cb25 on Feb 26, 2018 18:54:17 GMT
Rate Setter: positive - very easy to use, negative - often poor rates
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gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 255
Likes: 159
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Post by gibmike on Feb 26, 2018 20:42:14 GMT
ablrate...positive = spread of loan types ...negative = new loan opportunities
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sarahcount
Member of DD Central
Posts: 359
Likes: 815
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Post by sarahcount on Feb 26, 2018 21:31:03 GMT
Unbolted - Positives - Bling. Negatives - Too popular.
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jj
Member of DD Central
Jolly Jammy
Posts: 320
Likes: 358
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Post by jj on Feb 26, 2018 22:04:34 GMT
Funding Secure....+++ loads of loans to choose from +++......... ---accrued interest greater than interest earned --- 
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Post by Butch Cassidy on Feb 27, 2018 10:13:00 GMT
Welendus - + Exciting new platform with great ambition, positive social vision & massive potential; - No proven track record, plenty of possible pitfalls still to be avoided
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Post by elephantrosie on Mar 3, 2018 22:40:23 GMT
RS: + acceptable rates for its risk; - you can get higher rates elsewhere (but higher risks too lol)
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rocky1
Member of DD Central
Posts: 1,120
Likes: 1,940
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Post by rocky1 on Mar 4, 2018 10:53:38 GMT
NEGATIVE for me is every platform shows abit of investor activity which i look at to try and guage if and what amount if any to put in. i am not really very good at DD and the forums have really helped me along as it appears you can't rely on almost anything we are told these days. anyway my question is could these platforms make clear what has actually been invested and what has been put up for sale.as it stands it does'ent really mean a lot.
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scc
Member of DD Central
Posts: 214
Likes: 163
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Post by scc on Mar 5, 2018 12:45:34 GMT
RS: + easy to understand, any fool could do it. - any fool does do it resulting in poor rates.
Abundance: + focus on green projects. Good customer service. - loan availability is often lumpy.
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xtab
Posts: 41
Likes: 34
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Post by xtab on Mar 5, 2018 15:31:44 GMT
NEGATIVE for me is every platform shows abit of investor activity which i look at to try and guage if and what amount if any to put in. i am not really very good at DD and the forums have really helped me along as it appears you can't rely on almost anything we are told these days. anyway my question is could these platforms make clear what has actually been invested and what has been put up for sale.as it stands it does'ent really mean a lot. POSITIVE for me is that long term returns from P2P are probably around 7% and you can get that in a tax free automated account on AC or FC. I partly agree - your average isn't too far off my calculations, but I wouldn't necessarily go that route because of the danger of not spreading investments widely enough across the P2P platform spectrum.
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seb8072
Member of DD Central
Posts: 177
Likes: 99
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Post by seb8072 on Mar 6, 2018 11:58:11 GMT
Unbolted: +Good default recovery; -Slow rate of cash investment/drag
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